Hey,
We have been trying to contact you for a while regarding the Payment Protection insurance you took out, You may be entitled to £3800 in compensation from the loans or credit cards you took out in the past. The banks owe 8 Billion pounds in compensation issued by the government but time is running out to claim, luckily we can help, simply follow http://bit.ly/youhaveppi to apply, and we will fast track your claim today,
Best regards, http://bit.ly/youhaveppi