[jboss-svn-commits] JBL Code SVN: r11934 - in labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources: xsd and 1 other directory.

Thu May 17 23:24:56 EDT 2007

Author: mark.proctor at jboss.com
Date: 2007-05-17 23:24:56 -0400 (Thu, 17 May 2007)
New Revision: 11934

Added:
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/apocrif.xsd
Removed:
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing.xml
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing5.xml
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFHA.XML
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFix.xml
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/AUS_v2_4_modified.xsd
   labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/CREDIT_RESPONSE_v2_3_1(MXCompliance).xsd
Log:


Deleted: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing.xml
===================================================================

--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing.xml	2007-05-18 03:23:11 UTC (rev 11933)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing.xml	2007-05-18 03:24:56 UTC (rev 11934)
@@ -1,2572 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>
-<Ruleset xmlns:aprif="http://apocrif/pr" xmlns:ns0="" xmlns:xpath="http://www.w3.org/2005/xpath-functions" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
-<name>AUPricing</name>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_0</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">15.2</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_1</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">15.6</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_2</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">16.0</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_3</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">14.1</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_4</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">14.5</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_5</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">14.9</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_6</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.1</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_7</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.5</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_8</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.9</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_9</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">16.2</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_10</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">16.6</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_11</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">17.0</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_12</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">12.9</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_13</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">13.3</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_14</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">13.7</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_15</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.6</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_16</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">12.0</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_17</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">12.4</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-</Ruleset>

Deleted: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing5.xml
===================================================================
--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing5.xml	2007-05-18 03:23:11 UTC (rev 11933)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUPricing5.xml	2007-05-18 03:24:56 UTC (rev 11934)
@@ -1,2572 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>
-<Ruleset xmlns:aprif="http://apocrif/pr" xmlns:ns0="" xmlns:xpath="http://www.w3.org/2005/xpath-functions" xmlns:xsd="http://www.w3.org/2001/XMLSchema">
-<name>AUPricing</name>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_0</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">15.2</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_1</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">15.6</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_2</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">16.0</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_3</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">14.1</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_4</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">14.5</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_5</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">14.9</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_6</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.1</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_7</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.5</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_8</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">FullDocumentation</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.9</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_9</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">16.2</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_10</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">16.6</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_11</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">500</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">579</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">17.0</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_12</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">12.9</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_13</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">13.3</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_14</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">580</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">699</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">13.7</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_15</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">1000000</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">11.6</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_16</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">500000</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">999999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">12.0</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-<ProductionRule>
-<name>ACMEPlus_CC_Base_Rates_17</name>
-<declare>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</declare>
-<declare>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</declare>
-<if>
-<And>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>LenderCaseIdentifier</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">ACMEPlusGroup</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_DECLARATION_Type</Const>
-<Const>PresentlyDelinquentIndicator</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_BORROWER_Type</Const>
-<Const>DECLARATION</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">N</Const>
-</Equal>
-<Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_FEATURES_Type</Const>
-<Const>LoanDocumentationType</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_PRODUCT_DATA_Type</Const>
-<Const>LOAN_FEATURES</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>LOAN_PRODUCT_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:string">NoVerificationOfStatedIncomeEmploymentOrAssets</Const>
-</Equal>
-<Uniterm>
-<Const type="xsd:QName">aprif:ge</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_SCORE_Type</Const>
-<Const>_Value</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-</Uniterm>
-<Const type="xsd:int">700</Const>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:le</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>BorrowerRequestedLoanAmount</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Const type="xsd:int">499999</Const>
-</Uniterm>
-</And>
-</if>
-<constaints>
-<And>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_BORROWER_Type">the_borrower</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>BORROWER</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-<Uniterm>
-<Const type="xsd:QName">aprif:inGeneratorOp</Const>
-<Var type="ns0:AUS_MORTGAGE_SCORE_Type">the_mortgage_score</Var>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_ADDITIONAL_CASE_DATA_Type</Const>
-<Const>MORTGAGE_SCORE</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>ADDITIONAL_CASE_DATA</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-</Uniterm>
-</Uniterm>
-</And>
-</constaints>
-<then>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlSetter</Const>
-<Const type="xsd:QName">ns0:AUS_MORTGAGE_TERMS_Type</Const>
-<Const>RequestedInterestRatePercent</Const>
-<Uniterm>
-<Const type="xsd:QName">aprif:xmlGetter</Const>
-<Const type="xsd:QName">ns0:AUS_LOAN_APPLICATION_Type</Const>
-<Const>MORTGAGE_TERMS</Const>
-<Var type="ns0:AUS_LOAN_APPLICATION_Type">the_loan_application</Var>
-</Uniterm>
-<Const type="xsd:decimal">12.4</Const>
-</Uniterm>
-</then>
-</ProductionRule>
-</Ruleset>
\ No newline at end of file

Deleted: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFHA.XML
===================================================================
--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFHA.XML	2007-05-18 03:23:11 UTC (rev 11933)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFHA.XML	2007-05-18 03:24:56 UTC (rev 11934)
@@ -1 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?><LOAN_APPLICATION MISMOVersionID="2.3.1"><_DATA_INFORMATION><DATA_VERSION _Name="MISMO" _Number="2.3.1"/></_DATA_INFORMATION><ADDITIONAL_CASE_DATA><TRANSMITTAL_DATA BelowMarketSubordinateFinancingIndicator="N" CurrentFirstMortgageHolderType="Unknown" PropertyEstimatedValueAmount="107000.00"/></ADDITIONAL_CASE_DATA><ASSET BorrowerID="B1" _AccountIdentifier="B129893" _CashOrMarketValueAmount="6425" _Type="SavingsAccount" _HolderName="Northshore Bank" _HolderStreetAddress="1 Main Street" _HolderCity="McLean" _HolderState="VA" _HolderPostalCode="22102"/><DOWN_PAYMENT _Amount="2398"/><GOVERNMENT_LOAN><FHA_LOAN FHACoverageRenewalRatePercent="0.500" FHAUpfrontMIPremiumPercent="1.500" _LenderIdentifier="1234567890" SectionOfActType="203B"/><FHA_VA_LOAN BorrowerPaidFHA_VAClosingCostsAmount="1041.52" GovernmentMortgageCreditCertificateAmount="0.00" GovernmentRefinanceType="FullDocumentation" PropertyEnergyEfficientHomeIndicator="N"/></GOVERNMENT_!
 LOAN><GOVERNMENT_REPORTING HMDAPreapprovalType="NotApplicable"/><INTERVIEWER_INFORMATION InterviewersEmployerStreetAddress="9631 Thorton Road" InterviewersEmployerCity="McLean" InterviewersEmployerState="VA" InterviewersEmployerPostalCode="22102" InterviewersTelephoneNumber="8008659713" ApplicationTakenMethodType="FaceToFace" InterviewerApplicationSignedDate="2005-12-06" InterviewersEmployerName="The Lending Company Corporation"/><LOAN_PRODUCT_DATA><LOAN_FEATURES AssumabilityIndicator="N" BalloonIndicator="N" BuydownTemporarySubsidyIndicator="N" EscrowWaiverIndicator="N" GSEPropertyType="Detached" LienPriorityType="FirstLien" LoanRepaymentType="NoNegativeAmortization" LoanScheduledClosingDate="2006-01-15" PaymentFrequencyType="Monthly" PrepaymentPenaltyIndicator="N" ScheduledFirstPaymentDate="2006-03-01"/></LOAN_PRODUCT_DATA><LOAN_PURPOSE _Type="Purchase" PropertyRightsType="FeeSimple" PropertyUsageType="PrimaryResidence"/><LOAN_QUALIFICATION AdditionalBorrowerAssetsNotCons!
 ideredIndicator="N" AdditionalBorrowerAssetsConsideredIndicator="Y"/><
MORTGAGE_TERMS AgencyCaseIdentifier="093-465678703" BaseLoanAmount="104152.00" BorrowerRequestedLoanAmount="104152.00" LenderCaseIdentifier="AUSMX-FHA" LoanAmortizationTermMonths="360" LoanAmortizationType="Fixed" MortgageType="FHA" RequestedInterestRatePercent="6.000"/><PROPERTY _StreetAddress="432 Langley Street" _City="McLean" _State="VA" _County="Fairfax" _PostalCode="22102" BuildingStatusType="Existing" _FinancedNumberOfUnits="1" _StructureBuiltYear="1929" PlannedUnitDevelopmentIndicator="N"><PARSED_STREET_ADDRESS _HouseNumber="432" _StreetName="Langley Street"/><_VALUATION _MethodType="Other"/></PROPERTY><PROPOSED_HOUSING_EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest" _PaymentAmount="633.81"/><PROPOSED_HOUSING_EXPENSE HousingExpenseType="MI" _PaymentAmount="43.16"/><TRANSACTION_DETAIL BorrowerPaidDiscountPointsTotalAmount="1057.14" EstimatedClosingCostsAmount="2098.66" MIAndFundingFeeFinancedAmount="1562.00" MIAndFundingFeeTotalAmount="1562.28" PrepaidI!
 temsEstimatedAmount="260.70" PurchasePriceAmount="106550.00" FREReservesAmount="1667.36"/><BORROWER BorrowerID="B1" _FirstName="Georgia" _LastName="Ricardo" _BirthDate="1964-09-15" _ApplicationSignedDate="2005-12-06" _PrintPositionType="Borrower" _SSN="111111111" JointAssetLiabilityReportingType="NotJointly" MaritalStatusType="Unmarried"><_RESIDENCE _StreetAddress="989 Riverside Drive" _City="McLean" _State="VA" _PostalCode="22102" _Country="US" BorrowerResidencyBasisType="Rent" BorrowerResidencyDurationMonths="6" BorrowerResidencyDurationYears="4" BorrowerResidencyType="Current"/><CURRENT_INCOME IncomeType="Base" _MonthlyTotalAmount="2950.00"/><DECLARATION AlimonyChildSupportObligationIndicator="N" BankruptcyIndicator="N" BorrowedDownPaymentIndicator="N" CitizenshipResidencyType="USCitizen" CoMakerEndorserOfNoteIndicator="N" HomeownerPastThreeYearsType="No" IntentToOccupyType="Yes" LoanForeclosureOrJudgementIndicator="N" OutstandingJudgementsIndicator="N" PartyToLawsuitInd!
 icator="N" PresentlyDelinquentIndicator="N" PriorPropertyTitleType="So
le" PropertyForeclosedPastSevenYearsIndicator="N"/><EMPLOYER _Name="The Roundtable" _StreetAddress="83 Lark Drive" _City="McLean" _State="VA" _PostalCode="22102" CurrentEmploymentMonthsOnJob="0" CurrentEmploymentYearsOnJob="4" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="Y" EmploymentPrimaryIndicator="Y"/><FHA_VA_BORROWER FNMBankruptcyCount="0" FNMBorrowerCreditRating="0" FNMForeclosureCount="0" VeteranStatusIndicator="N"/><GOVERNMENT_MONITORING GenderType="Female" RaceNationalOriginRefusalIndicator="N" RaceNationalOriginType="Hispanic" HMDAEthnicityType="HispanicOrLatino"><HMDA_RACE _Type="White"/></GOVERNMENT_MONITORING><PRESENT_HOUSING_EXPENSE HousingExpenseType="Rent" _PaymentAmount="625.00"/></BORROWER></LOAN_APPLICATION>

Deleted: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFix.xml
===================================================================
--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFix.xml	2007-05-18 03:23:11 UTC (rev 11933)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xml/AUSMXFix.xml	2007-05-18 03:24:56 UTC (rev 11934)
@@ -1,49 +0,0 @@
-<?xml version="1.0" encoding="UTF-8"?>
-<LOAN_APPLICATION MISMOVersionID="2.3.1">
-	<_DATA_INFORMATION>
-		<DATA_VERSION _Name="MISMO" _Number="2.3.1"/>
-	</_DATA_INFORMATION>
-	<ADDITIONAL_CASE_DATA>
-		<TRANSMITTAL_DATA BelowMarketSubordinateFinancingIndicator="N" CurrentFirstMortgageHolderType="Unknown" PropertyEstimatedValueAmount="156500.00"/>
-	</ADDITIONAL_CASE_DATA>
-	<ASSET BorrowerID="B1" _AccountIdentifier="B129893" _CashOrMarketValueAmount="46425" _Type="SavingsAccount" _HolderName="The Savings Bank" _HolderStreetAddress="984 Rock Road" _HolderCity="McLean" _HolderState="VA" _HolderPostalCode="22102"/>
-	<DOWN_PAYMENT _Amount="31300"/>
-	<GOVERNMENT_REPORTING HMDAPreapprovalType="NotApplicable"/>
-	<INTERVIEWER_INFORMATION InterviewersEmployerStreetAddress="9631 Thorton Road" InterviewersEmployerCity="McLean" InterviewersEmployerState="VA" InterviewersEmployerPostalCode="22102" InterviewersTelephoneNumber="8008659713" ApplicationTakenMethodType="FaceToFace" InterviewerApplicationSignedDate="2005-12-06" InterviewersEmployerName="The Lending Company Corporation"/>
-	<LIABILITY _ID="L1" BorrowerID="B1" REO_ID="R1" _HolderStreetAddress="431 Riverside Drive" _HolderCity="McLean" _HolderState="VA" _HolderPostalCode="22102" _AccountIdentifier="M120934" _ExclusionIndicator="N" _HolderName="The Mortgage Company" _MonthlyPaymentAmount="585.00" _PayoffStatusIndicator="Y" _RemainingTermMonths="159" _Type="MortgageLoan" _UnpaidBalanceAmount="92650.00"/>
-	<LOAN_PRODUCT_DATA>
-		<LOAN_FEATURES AssumabilityIndicator="N" BalloonIndicator="N" BuydownTemporarySubsidyIndicator="N" EscrowWaiverIndicator="N" GSEPropertyType="Detached" LienPriorityType="FirstLien" LoanRepaymentType="NoNegativeAmortization" LoanScheduledClosingDate="2006-01-15" PaymentFrequencyType="Monthly" PrepaymentPenaltyIndicator="N" ScheduledFirstPaymentDate="2006-03-01"/>
-	</LOAN_PRODUCT_DATA>
-	<LOAN_PURPOSE _Type="Purchase" PropertyRightsType="FeeSimple" PropertyUsageType="PrimaryResidence"/>
-	<LOAN_QUALIFICATION AdditionalBorrowerAssetsNotConsideredIndicator="N" AdditionalBorrowerAssetsConsideredIndicator="Y"/>
-	<MORTGAGE_TERMS BaseLoanAmount="125000.00" BorrowerRequestedLoanAmount="125000.00" LenderCaseIdentifier="AUSMX-FIX" LoanAmortizationTermMonths="360" LoanAmortizationType="Fixed" MortgageType="Conventional" RequestedInterestRatePercent="6.750"/>
-	<PROPERTY _StreetAddress="12 South Main Street" _City="McLean" _State="MI" _County="Fairfax" _PostalCode="22102" BuildingStatusType="Existing" _FinancedNumberOfUnits="1" _StructureBuiltYear="1929" PlannedUnitDevelopmentIndicator="N">
-		<PARSED_STREET_ADDRESS _HouseNumber="12" _StreetName="South Main Street"/>
-		<_VALUATION _MethodType="Other"/>
-	</PROPERTY>
-	<PROPOSED_HOUSING_EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest" _PaymentAmount="810.75"/>
-	<REO_PROPERTY REO_ID="R1" BorrowerID="B1" LiabilityID="L1" _StreetAddress="22 Lakeshore" _City="McLean" _State="VA" _PostalCode="22102" _CurrentResidenceIndicator="Y" _DispositionStatusType="PendingSale" _GSEPropertyType="SingleFamily" _LienInstallmentAmount="585.00" _LienUPBAmount="92650.00" _MaintenanceExpenseAmount="100.00" _MarketValueAmount="98500.00" _SubjectIndicator="N"/>
-	<TRANSACTION_DETAIL BorrowerPaidDiscountPointsTotalAmount="1250.00" EstimatedClosingCostsAmount="2500.00" PrepaidItemsEstimatedAmount="398.48" PurchasePriceAmount="156300.00" FREReservesAmount="12226.52"/>
-	<BORROWER BorrowerID="B1" JointAssetBorrowerID="B2" _FirstName="Megan" _LastName="Lane" _BirthDate="1953-03-03" _ApplicationSignedDate="2005-12-06" _PrintPositionType="Borrower" _SSN="111111111" JointAssetLiabilityReportingType="Jointly" MaritalStatusType="Married">
-		<_RESIDENCE _StreetAddress="22 Lakeshore Drive" _City="McLean" _State="VA" _PostalCode="22102" _Country="US" BorrowerResidencyBasisType="Own" BorrowerResidencyDurationMonths="00" BorrowerResidencyDurationYears="3" BorrowerResidencyType="Current"/>
-		<CURRENT_INCOME IncomeType="Base" _MonthlyTotalAmount="4300.00"/>
-		<DECLARATION AlimonyChildSupportObligationIndicator="N" BankruptcyIndicator="N" BorrowedDownPaymentIndicator="N" CitizenshipResidencyType="USCitizen" CoMakerEndorserOfNoteIndicator="N" HomeownerPastThreeYearsType="Yes" IntentToOccupyType="Yes" LoanForeclosureOrJudgementIndicator="N" OutstandingJudgementsIndicator="N" PartyToLawsuitIndicator="N" PresentlyDelinquentIndicator="N" PriorPropertyTitleType="JointWithSpouse" PriorPropertyUsageType="PrimaryResidence" PropertyForeclosedPastSevenYearsIndicator="N"/>
-		<EMPLOYER _Name="ABC Wire" _StreetAddress="11 Maple Rd" _City="McLean" _State="VA" _PostalCode="22102" CurrentEmploymentMonthsOnJob="0" CurrentEmploymentYearsOnJob="1" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="Y" EmploymentPrimaryIndicator="Y"/>
-		<EMPLOYER _Name="XYZ Electric" _StreetAddress="48 North Street" _City="McLean" _State="VA" _PostalCode="22102" EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="N" EmploymentPrimaryIndicator="N" PreviousEmploymentEndDate="2005-12-01" PreviousEmploymentStartDate="1996-11-01"/>
-		<GOVERNMENT_MONITORING GenderType="Female" RaceNationalOriginRefusalIndicator="N" RaceNationalOriginType="Hispanic" HMDAEthnicityType="HispanicOrLatino">
-			<HMDA_RACE _Type="AmericanIndianOrAlaskaNative"/>
-			<HMDA_RACE _Type="NativeHawaiianOrOtherPacificIslander"/>
-		</GOVERNMENT_MONITORING>
-		<PRESENT_HOUSING_EXPENSE HousingExpenseType="FirstMortgagePrincipalAndInterest" _PaymentAmount="585.00"/>
-		<PRESENT_HOUSING_EXPENSE HousingExpenseType="HazardInsurance" _PaymentAmount="25.00"/>
-		<PRESENT_HOUSING_EXPENSE HousingExpenseType="RealEstateTax" _PaymentAmount="100.00"/>
-	</BORROWER>
-	<BORROWER BorrowerID="B2" JointAssetBorrowerID="B1" _FirstName="Robert" _LastName="Lane" _BirthDate="1950-02-02" _ApplicationSignedDate="2005-12-06" _PrintPositionType="CoBorrower" _SSN="222222222" JointAssetLiabilityReportingType="Jointly" MaritalStatusType="Married">
-		<_RESIDENCE _StreetAddress="22 Lakeshore Drive" _City="McLean" _State="VA" _PostalCode="22102" _Country="US" BorrowerResidencyBasisType="Own" BorrowerResidencyDurationMonths="00" BorrowerResidencyDurationYears="3" BorrowerResidencyType="Current"/>
-		<DECLARATION AlimonyChildSupportObligationIndicator="N" BankruptcyIndicator="N" BorrowedDownPaymentIndicator="N" CitizenshipResidencyType="USCitizen" CoMakerEndorserOfNoteIndicator="N" HomeownerPastThreeYearsType="Yes" IntentToOccupyType="Yes" LoanForeclosureOrJudgementIndicator="N" OutstandingJudgementsIndicator="N" PartyToLawsuitIndicator="N" PresentlyDelinquentIndicator="N" PriorPropertyTitleType="JointWithSpouse" PriorPropertyUsageType="PrimaryResidence" PropertyForeclosedPastSevenYearsIndicator="N"/>
-		<EMPLOYER EmploymentBorrowerSelfEmployedIndicator="N" EmploymentCurrentIndicator="Y" EmploymentPrimaryIndicator="N"/>
-		<GOVERNMENT_MONITORING GenderType="Male" RaceNationalOriginRefusalIndicator="N" RaceNationalOriginType="AsianOrPacificIslander" HMDAEthnicityType="NotHispanicOrLatino">
-			<HMDA_RACE _Type="Asian"/>
-		</GOVERNMENT_MONITORING>
-	</BORROWER>
-</LOAN_APPLICATION>

Deleted: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/AUS_v2_4_modified.xsd
===================================================================
--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/AUS_v2_4_modified.xsd	2007-05-18 03:23:11 UTC (rev 11933)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/AUS_v2_4_modified.xsd	2007-05-18 03:24:56 UTC (rev 11934)
@@ -1,11979 +0,0 @@
-<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:mismo="http://mismo.org/schema" elementFormDefault="qualified" attributeFormDefault="unqualified">
-	<xs:annotation>
-		<xs:documentation>==============================================================================
-	Title                         : AUS v2.4 Zero Delta Schema
-	File Name                : AUS_v2_4.xs 
-	ELE Version            :                               
-	Creation Date          : 12/02/05  
-	Modification Date    :           
-	Modification Date    : 
-	===============================================================================
-	 Copyright 2005 Mortgage Industry Standards Maintenance Organization (MISMO)
-	 All rights reserved.
-	 THIS MISMO STANDARD INCLUDES THE END USER LICENSE AGREEMENT ATTACHED HERETO AT http://www.mismo.org/mismo/pdf/ipr_policy.pdf AND IS GOVERNED BY AND SUBJECT TO THE END USER LICENSE AGREEMENT. NO USER OF
-	 THIS STANDARD MAY REMOVE THIS REFERENCE TO AND STATEMENT REGARDING THE END USER LICENSE. ANY HARD COPY PUBLICATION OF THIS STANDARD MUST INCLUDE AND ATTACH A HARD COPY PRINT OUT OFTHE END USER
-	 LICENSE.  ANY FURTHER ELECTRONIC DISTRIBUTION OF THIS STANDARD MUST INCLUDE A SPECIFIC REFERENCED LINK TO THE END USER LICENSE AGREEMENT OR OTHER MEANS OF ATTACHMENT OF THE END USER LICENSE
-	 AGREEMENT.
-
-	 DISCLAIMER: THIS MISMO STANDARD IS PROVIDED "AS IS." MISMO, THE MORTGAGE BANKERS ASSOCIATION OF AMERICA ("MBA"), THE COPYRIGHT HOLDER, THE AUTHORS OF THIS MISMO STANDARD AND ANY STANDARD-SETTING
-	 BODY PARTICIPANTS TO THIS MISMO STANDARD MAKE NO REPRESENTATIONS OR WARRANTIES (i) EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE,
-	 TITLE OR NON-INFRINGEMENT; (ii) THAT THE CONTENTS OF SUCH MISMO STANDARD ARE FREE FROM ERROR OR SUITABLE FOR ANY PURPOSE; NOR THAT IMPLEMENTATION OF SUCH CONTENTS WILL NOT INFRINGE ANY THIRD-PARTY
-	 PATENTS, COPYRIGHTS, TRADEMARKS OR OTHER RIGHTS. IN NO EVENT WILL MISMO, MBA, THE COPYRIGHT HOLDER OR THE STANDARD-SETTING BODY PARTICIPANTS TO THIS MISMO STANDARD BE LIABLE TO ANY PARTY FOR ANY
-	 DIRECT, INDIRECT, SPECIAL OR CONSEQUENTIAL DAMAGES FOR ANY USE OF THIS MISMO STANDARD, INCLUDING, WITHOUT LIMITATION, ANY LOST PROFITS, BUSINESS INTERRUPTION, LOSS OF PROGRAMS OR OTHER DATA ON YOUR
-	 INFORMATION HANDLING SYSTEM OR OTHERWISE, EVEN IF MISMO, MBA, THE COPYRIGHT HOLDER AND/OR ANY AUTHORS AND/OR ANY STANDARD-SETTING BODY PARTICIPANTS TO THIS MISMO STANDARD ARE EXPRESSLY
-	 ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
-	 ==============================================================================</xs:documentation>
-	</xs:annotation>
-	<xs:element name="LOAN_APPLICATION" type="AUS_LOAN_APPLICATION_Type"/>
-	<xs:element name="LOAN_RESPONSE" type="LOAN_RESPONSE_Type"/>
-	<xs:complexType name="LOAN_RESPONSE_Type">
-		<xs:sequence>
-			<xs:element name="ERROR" minOccurs="0" maxOccurs="unbounded">
-				<xs:complexType>
-					<xs:attribute name="ID" type="xs:ID"/>
-					<xs:attribute name="Location" type="xs:string"/>
-					<xs:attribute name="LevelType" type="xs:string"/>
-					<xs:attribute name="Description" type="xs:string"/>
-				</xs:complexType>
-			</xs:element>
-			<xs:element name="BORROWER" type="AUS_BORROWER_Type" maxOccurs="unbounded"/>
-			<xs:element name="LOAN_STATISTICS">
-				<xs:complexType>
-					<xs:attribute name="Grade" type="xs:string"/>
-					<xs:attribute name="ProductCategory" type="xs:string"/>
-					<xs:attribute name="DTI" type="xs:decimal"/>
-					<xs:attribute name="LTV" type="xs:decimal"/>
-					<xs:attribute name="CLTV" type="xs:decimal"/>
-					<xs:attribute name="CashReservesMonths" type="xs:decimal"/>
-					<xs:attribute name="PreferredCreditScoreUsed" type="xs:int"/>
-					<xs:attribute name="RequestedInterestRateAPR" type="xs:decimal"/>
-				</xs:complexType>
-			</xs:element>
-			<xs:element name="PRODUCT_GUIDELINE" maxOccurs="unbounded">
-				<xs:complexType>
-					<xs:sequence>
-						<xs:element name="RULE_EXECUTED" maxOccurs="unbounded">
-							<xs:complexType>
-								<xs:simpleContent>
-									<xs:extension base="xs:string">
-										<xs:attribute name="RuleName" type="xs:string"/>
-										<xs:attribute name="OriginalValue" type="xs:decimal"/>
-									</xs:extension>
-								</xs:simpleContent>
-							</xs:complexType>
-						</xs:element>
-					</xs:sequence>
-					<xs:attribute name="MaxDTI" type="xs:decimal"/>
-					<xs:attribute name="Product" type="xs:string"/>
-					<xs:attribute name="MaxLTV" type="xs:decimal"/>
-					<xs:attribute name="MaxCLTV" type="xs:decimal"/>
-					<xs:attribute name="CreditGrade" type="xs:string"/>
-					<xs:attribute name="EligibleIndicator" type="xs:boolean"/>
-					<xs:attribute name="MinCreditScore" type="xs:int"/>
-					<xs:attribute name="ProductCategory" type="xs:string"/>
-					<xs:attribute name="MaxLoanAmount" type="xs:decimal"/>
-					<xs:attribute name="MinLoanAmount" type="xs:decimal"/>
-					<xs:attribute name="MaxCashOutAmount" type="xs:decimal"/>
-					<xs:attribute name="MinCashReservesMonths" type="xs:decimal"/>
-					<xs:attribute name="MaxMortgage30DayLates" type="xs:int"/>
-					<xs:attribute name="MaxNumberOfPaidAsAgreed" type="xs:int"/>
-					<xs:attribute name="MaxMortgage30DayLatesX12" type="xs:int"/>
-					<xs:attribute name="MaxMortgage30DayLatesX24" type="xs:int"/>
-					<xs:attribute name="MaxMortgage60DayLates" type="xs:int"/>
-					<xs:attribute name="MaxMortgage60DayLatesX12" type="xs:int"/>
-					<xs:attribute name="MaxMortgage60DayLatesX24" type="xs:int"/>
-					<xs:attribute name="MaxMortgage90DayLates" type="xs:int"/>
-					<xs:attribute name="MaxMortgage90DayLatesX12" type="xs:int"/>
-					<xs:attribute name="MaxMortgage90DayLatesX24" type="xs:int"/>
-					<xs:attribute name="MaxMortgageUsingRolling30X12" type="xs:int"/>
-					<xs:attribute name="MaxMortgage120DayPlusLates" type="xs:int"/>
-					<xs:attribute name="MaxMortgage120DayPlusLatesX12" type="xs:int"/>
-					<xs:attribute name="MaxMortgage120DayPlusLatesX24" type="xs:int"/>
-					<xs:attribute name="ForeclosureDischargedDateCutOff" type="xs:dateTime"/>
-					<xs:attribute name="NoticeOfDefaultDischargedDateCutOff" type="xs:dateTime"/>
-					<xs:attribute name="BankruptcyChapter7DischargedDateCutOff" type="xs:dateTime"/>
-					<xs:attribute name="BankruptcyChapter13DischargedDateCutOff" type="xs:dateTime"/>
-				</xs:complexType>
-			</xs:element>
-			<xs:element name="CREDIT_SUMMARY">
-				<xs:complexType>
-					<xs:sequence>
-						<xs:element name="_DATA_SET">
-							<xs:complexType>
-								<xs:attribute name="_Name" type="xs:string"/>
-								<xs:attribute name="_Value" type="xs:string"/>
-							</xs:complexType>
-						</xs:element>
-					</xs:sequence>
-				</xs:complexType>
-			</xs:element>
-			<xs:element name="LOAN_PRODUCT_AND_PRICING" maxOccurs="unbounded">
-				<xs:complexType>
-					<xs:sequence>
-						<xs:element name="LOAN_PRODUCT_DATA" type="AUS_LOAN_PRODUCT_DATA_Type"/>
-					</xs:sequence>
-					<xs:attribute name="LoanProductAndPricingID" type="xs:ID"/>
-					<xs:attribute name="RiskGrade" type="xs:string"/>
-					<xs:attribute name="DocumentDeliveryType" type="xs:string"/>
-					<xs:attribute name="DocumentDeliveryTypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="InvestorGuarantyFeeRate" type="xs:string"/>
-					<xs:attribute name="InvestorRemittanceType" type="xs:string"/>
-					<xs:attribute name="InvestorRemittanceTypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="InvestorServiceFeeAmount" type="xs:string"/>
-					<xs:attribute name="InvestorServiceFeeRate" type="xs:string"/>
-					<xs:attribute name="LateDeliveryGraceDaysCount" type="xs:string"/>
-					<xs:attribute name="LoanPriceRequestType" type="xs:string"/>
-					<xs:attribute name="LoanPriceRequestTypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="PriceRequestCommentText" type="xs:string"/>
-					<xs:attribute name="PriceRequestDatetime" type="xs:dateTime"/>
-					<xs:attribute name="PriceRequestIdentifier" type="xs:string"/>
-					<xs:attribute name="PriceResponseCommentText" type="xs:string"/>
-					<xs:attribute name="PriceResponseDatetime" type="xs:dateTime"/>
-					<xs:attribute name="PriceResponseIdentifier" type="xs:string"/>
-					<xs:attribute name="REOMarketingPartyType" type="xs:string"/>
-					<xs:attribute name="REOMarketingPartyTypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="SaleRecoursePartyType" type="xs:string"/>
-					<xs:attribute name="ServicerIdentifier" type="xs:string"/>
-					<xs:attribute name="ServicerName" type="xs:string">
-						<xs:annotation>
-							<xs:documentation>The name of the company that has or will have the right to service the loan.</xs:documentation>
-						</xs:annotation>
-					</xs:attribute>
-					<xs:attribute name="ServicingReleasePremiumPercent" type="xs:decimal"/>
-					<xs:attribute name="ServicingTransferStatusType" type="xs:string">
-						<xs:annotation>
-							<xs:documentation>The price, expressed as a rate, paid for the right to service the loan and receive its servicing compensation.  The rate is applied to the unpaid principal balance of the loan (UPB) to determine the dollar price.</xs:documentation>
-						</xs:annotation>
-					</xs:attribute>
-				</xs:complexType>
-			</xs:element>
-			<xs:element name="STIPULATION" minOccurs="0" maxOccurs="unbounded">
-				<xs:annotation>
-					<xs:documentation>This section will be used for POS only</xs:documentation>
-				</xs:annotation>
-				<xs:complexType>
-					<xs:attribute name="ID" type="xs:int"/>
-					<xs:attribute name="Type" type="xs:string"/>
-					<xs:attribute name="Product" type="xs:string"/>
-					<xs:attribute name="Category" type="xs:string"/>
-					<xs:attribute name="RuleName" type="xs:string"/>
-					<xs:attribute name="RiskGrade" type="xs:string"/>
-					<xs:attribute name="Description" type="xs:string"/>
-					<xs:attribute name="ProductCategory" type="xs:string"/>
-					<xs:attribute name="ResponsibleParty" type="xs:string"/>
-					<xs:attribute name="TypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="CategoryOtherDescription" type="xs:string"/>
-				</xs:complexType>
-			</xs:element>
-			<xs:element name="MESSAGING">
-				<xs:complexType>
-					<xs:sequence>
-						<xs:element name="NOTE" minOccurs="0" maxOccurs="unbounded">
-							<xs:complexType>
-								<xs:attribute name="ID" type="xs:ID"/>
-								<xs:attribute name="RuleName" type="xs:string"/>
-								<xs:attribute name="Description" type="xs:string">
-									<xs:annotation>
-										<xs:documentation>Example: "Interest Only does not support fixed 30 product."</xs:documentation>
-									</xs:annotation>
-								</xs:attribute>
-							</xs:complexType>
-						</xs:element>
-						<xs:element name="REJECTION" minOccurs="0" maxOccurs="unbounded">
-							<xs:complexType>
-								<xs:attribute name="ID" type="xs:ID"/>
-								<xs:attribute name="Type" type="xs:string"/>
-								<xs:attribute name="Product" type="xs:string"/>
-								<xs:attribute name="RuleName" type="xs:string"/>
-								<xs:attribute name="RiskGrade" type="xs:string"/>
-								<xs:attribute name="Description" type="xs:string"/>
-								<xs:attribute name="ProductCategory" type="xs:string"/>
-							</xs:complexType>
-						</xs:element>
-					</xs:sequence>
-				</xs:complexType>
-			</xs:element>
-		</xs:sequence>
-	</xs:complexType>
-	<xs:complexType name="AUS_ADDITIONAL_CASE_DATA_Type">
-		<xs:sequence>
-			<xs:element name="MORTGAGE_SCORE" type="AUS_MORTGAGE_SCORE_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="TRANSMITTAL_DATA" type="AUS_TRANSMITTAL_DATA_Type" minOccurs="0"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-	</xs:complexType>
-	<xs:complexType name="AUS_AFFORDABLE_LENDING_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="FNMCommunityLendingProductName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>marked for future deprecation 2.3.1</xs:documentation>
-				<xs:documentation>The name of the Fannie Mae community lending product that is associated with the loan. NOTE: Marked for deprecation in AUS 2.3.1, use FNM Community Lending Product Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Community Lending Product Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMCommunityLendingProductType" type="AUS_FNMCommunityLendingProductTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>added in AUS 2.3.1</xs:documentation>
-				<xs:documentation>Specifies the type of the Fannie Mae community lending product that is associated with the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Community Lending Product Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMCommunityLendingProductTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>A free form text field used to capture a description of the FNM Community Lending Product Type when Other is selected.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Community Lending Product Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMCommunitySecondsIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LMD-050 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the loan is a Fannie Mae Community Seconds.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending, Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Community Seconds Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMNeighborsMortgageEligibilityIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LMD-040 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the loan is eligible to be a Fannie Mae Neighbors mortgage.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Neighbors Mortgage Eligibility Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FREAffordableProgramIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Freddie Mac's identifier used to specify the affordable
-mortgage product being financed. String</xs:documentation>
-				<xs:documentation>Identifies Freddie Macs unique identifier used to specify the affordable mortgage product being financed.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending, Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Affordable Program Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HUDIncomeLimitAdjustmentFactor" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LMD-070 Numeric</xs:documentation>
-				<xs:documentation>The percentage by which the HUD Median Income can be exceeded in certain high cost areas.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HUD Income Limit Adjustment Factor</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HUDLendingIncomeLimitAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LMD-080 Money</xs:documentation>
-				<xs:documentation>The total dollar amount for HUD based on the median income and adjustment factors.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HUD Lending Income Limit Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HUDMedianIncomeAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LMD-060 Money</xs:documentation>
-				<xs:documentation>HUD's estimated median family incomes to determine borrower eligibility for all applications related to affordable lending products.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HUD Median Income Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MSAIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LMD-020 String</xs:documentation>
-				<xs:documentation>Identifies Metropolitan Statistical Area (MSA) where subject property is located. A MSA is a contiguous geographic area consisting of an urban center city and its surrounding suburbs.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Affordable Lending, Property Identification</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MSA Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_ALIAS_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_FirstName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06H-030 String</xs:documentation>
-				<xs:documentation>The first name of the borrower under which they may have been previously granted credit. Collected on the URLA in Section Assets and Liabilities (Alternate Names).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Alias</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Alias First Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LastName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06H-050 String</xs:documentation>
-				<xs:documentation>The last name of the borrower under which they may have been previously granted credit. Collected on the URLA in Section Assets and Liabilities (Alternate Names).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Alias</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Alias Last Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MiddleName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06H-040 String</xs:documentation>
-				<xs:documentation>The middle name of the borrower under which they may have been previously granted credit. Collected on the URLA in Section Assets and Liabilities (Alternate Names).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Alias</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Alias Middle Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_NameSuffix" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The name suffix of the borrower under which they may have been previously granted credit. Collected on the URLA in Section Assets and Liabilities (Alternate Names).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Alias</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Alias Name Suffix</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_APPRAISER_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Name" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>The name of the party that performed the appraisal of the property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Appraiser</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraiser Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CompanyName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>The name of the appraisal company that performed the appraisal of the property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Appraiser</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraiser Company Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LicenseIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>State license number of the appraiser who completed the final estimate of value for the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Appraiser</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraiser License Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LicenseState" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>The state in which the appraiser is licensed.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Appraiser</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraiser License State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_ARM_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_IndexCurrentValuePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:ARM-020 Numeric</xs:documentation>
-				<xs:documentation>The current value of the financial index used to calculate the interest rate for an adjustable rate mortgage.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM, Loan Current State</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Index Current Value Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_IndexMarginPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:ARM-040 Numeric</xs:documentation>
-				<xs:documentation>The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calcu</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Index Margin Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_IndexType" type="AUS_ARMIndexTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:ARM-030 Enumerated</xs:documentation>
-				<xs:documentation>Specifies the type of index to be used to determine the interest rate at each adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Index Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_QualifyingRatePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:ARM-050 Numeric</xs:documentation>
-				<xs:documentation>The rate used to calculate the borrowers PITI to qualify the borrower for the subject mortgage for ARM loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Qualifying Rate Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ConversionOptionIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2. Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the adjustable rate mortgage (ARM) has the option to convert to a fixed rate mortgage.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Conversion Option Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PaymentAdjustmentLifetimeCapAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-170 Money</xs:documentation>
-				<xs:documentation>The maximum dollar amount increase to the original principal and interest payment allowed during the life of the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM, Principal And Interest Payment Lifetime Adjustment Rule</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Lifetime Cap Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PaymentAdjustmentLifetimeCapPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-160 Numeric</xs:documentation>
-				<xs:documentation>The maximum percentage of the payment increase allowed during the life of the loan. Expressed as percentage of the payment amount.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM, Principal And Interest Payment Lifetime Adjustment Rule</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Lifetime Cap Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RateAdjustmentLifetimeCapPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-150 Numeric</xs:documentation>
-				<xs:documentation>The maximum percentage (cap) of the rate increase allowed for the entire life of the loan, if the interest rate on the subject loan can change.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>ARM</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Lifetime Cap Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_IndexTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to collect additional information or a description of the ARM index, used when Other is selected for the attribute ARM Index Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Index Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_ASSET_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-		<xs:attribute name="_AccountIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-100 06B-030 String</xs:documentation>
-				<xs:documentation>A unique identifier of the borrowers asset. Collected on the URLA in Section VI (Assets).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Account Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CashOrMarketValueAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Money 06A-040 (Cash Deposit Toward Purchase)06B-040
-(Life Insurance)06D-050 (Automobile)06C-110 (All other assets)When
-used in conjunction with Asset Type.</xs:documentation>
-				<xs:documentation>The dollar amount of the cash or market value of the borrowers Asset Type. The market value is the price at which an asset is transferred between a willing buyer and a willing seller, each of whom has a reasonable knowledge of all pertinent facts and neit</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Cash Or Market Value Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_AssetTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-030 Enumerated
-added enumerations for AUS 2.2
-added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the general names (type) of items commonly listed as financial assets of the borrower(s) in a mortgage loan transaction. Assets may be either liquid or fixed and are associated with a corresponding asset amount. Collected on the URLA in Section</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_VerifiedIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added to AUS 2.3</xs:documentation>
-				<xs:documentation>Flag to indicate if asset value has been verified based on trading partner rules and definitions.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Verified Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06A-030 06C-040 String</xs:documentation>
-				<xs:documentation>The name of the individual or organization that holds the borrower's assets.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Holder Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderStreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-050 String</xs:documentation>
-				<xs:documentation>The unstructured street address at which the individual or organization that holds the borrower's assets is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Holder Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderCity" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-060 String</xs:documentation>
-				<xs:documentation>The name of the city in which the individual or organization that holds the borrower's assets is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Holder City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderState" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-070 String</xs:documentation>
-				<xs:documentation>The name of the state in which the individual or organization that holds the borrower's assets is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Holder State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderPostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-080 06C-090 String</xs:documentation>
-				<xs:documentation>The postal code (Zip code in the US) of the address of the individual or organization that holds the borrowers assets. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Asset Holder Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AutomobileMakeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06D-030 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the make and model of borrowers vehicle disclosed as asset. Collected on the URLA in Section VI Assets (Automobiles Owned).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Automobile Make Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AutomobileModelYear" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06D-040 Numeric</xs:documentation>
-				<xs:documentation>A field used to capture the model year of borrowers vehicle disclosed as asset. Collected on the URLA in Section VI Assets (Automobiles Owned).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Automobile Model Year</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LifeInsuranceFaceValueAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06B-050 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the face value of the borrowers Life Insurance. The face value is the par value or actual selling price of the asset or the amount the issuer contracts to repay. (Collected on the URLA in Section VI (Assets - Face Amount Life Insuranc</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Life Insurance Face Value Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherAssetTypeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-130 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture additional information or a description of the borrowers asset when other is selected. Collected on the URLA in Section VI (Assets - Other Assets Itemize).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Asset Type Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="StockBondMutualFundShareCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06C-120 Numeric</xs:documentation>
-				<xs:documentation>The number of shares associated with the stocks or bonds that the borrower has disclosed (named) as an asset. Collected on the URLA in Section VI Assets (Stocks &amp; Bonds).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Asset</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Stock Bond Mutual Fund Share Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_AUTHORIZED_REPRESENTATIVE_Type">
-		<xs:sequence>
-			<xs:element name="CONTACT_DETAIL" type="AUS_CONTACT_DETAIL_Type" minOccurs="0"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_TitleDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The title of the authorized representative.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Authorized Representative</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Authorized Representative Title Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_UnparsedName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The name of the person or entity designated as the authorized representative for the party.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Authorized Representative</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Authorized Representative Unparsed Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AuthorizedToSignIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This indicator is set to be true when the authorized representative can sign for the party.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Authorized Representative</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Authorized To Sign Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_BORROWER_Type">
-		<xs:sequence>
-			<xs:element name="_ALIAS" type="AUS_ALIAS_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="_MAIL_TO" type="AUS_MAIL_TO_Type" minOccurs="0"/>
-			<xs:element name="_RESIDENCE" type="AUS_RESIDENCE_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="CURRENT_INCOME" type="AUS_CURRENT_INCOME_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="DECLARATION" type="AUS_DECLARATION_Type" minOccurs="0"/>
-			<xs:element name="DEPENDENT" type="AUS_DEPENDENT_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="EMPLOYER" type="AUS_EMPLOYER_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="FHA_VA_BORROWER" type="AUS_FHA_VA_BORROWER_Type" minOccurs="0"/>
-			<xs:element name="GOVERNMENT_MONITORING" type="AUS_GOVERNMENT_MONITORING_Type" minOccurs="0"/>
-			<xs:element name="PRESENT_HOUSING_EXPENSE" type="AUS_PRESENT_HOUSING_EXPENSE_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="SUMMARY" type="AUS_SUMMARY_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="VA_BORROWER" type="AUS_VA_BORROWER_Type" minOccurs="0"/>
-			<xs:element name="CONTACT_POINT" type="AUS_CONTACT_POINT_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="BorrowerID" type="xs:ID"/>
-		<xs:attribute name="JointAssetBorrowerID" type="xs:IDREF"/>
-		<xs:attribute name="_FirstName" type="xs:string" use="required">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-040 String</xs:documentation>
-				<xs:documentation>The first name of the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower First Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MiddleName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-050 String</xs:documentation>
-				<xs:documentation>The middle name of the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Middle Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LastName" type="xs:string" use="required">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-060 String</xs:documentation>
-				<xs:documentation>The last name of the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Last Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_NameSuffix" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-070 String</xs:documentation>
-				<xs:documentation>The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.)</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Name Suffix</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AgeAtApplicationYears" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-090 Numeric</xs:documentation>
-				<xs:documentation>The age of the borrower at the time of application in years.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Age At Application Years</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_BirthDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>added attribute to AUS 2.3</xs:documentation>
-				<xs:documentation>Borrowers date of birth. Collected in lieu of AGE in URLA, Section III, second line, third field.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Birth Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ApplicationSignedDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:09A-030 Date/Time</xs:documentation>
-				<xs:documentation>The date that the borrower signed the loan application. Collected on the URLA in Section IX (Borrowers Signature Date).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Application Signed Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HomeTelephoneNumber" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-080 String
-marked for deprecation in 2.3.1, CONTACT_POINT to be used instead</xs:documentation>
-				<xs:documentation>The home telephone number of the borrower. NOTE: This element is marked for deprecation in version AUS 2.3.1. Use generic Contact Point structure from that version forward.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Home Telephone Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PrintPositionType" type="AUS_BorrowerPrintPositionTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-020 Enumerated</xs:documentation>
-				<xs:documentation>Indicates whether the individual filled out the loan application under the "Borrower" or " Co-Borrower" sections of the paper URLA form. Used only to determine the print position on the paper form.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Print Position Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SSN" type="xs:string" use="required">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-030 String</xs:documentation>
-				<xs:documentation>The Social Security Number (SSN) associated with the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower SSN</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="DependentCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-120 Numeric</xs:documentation>
-				<xs:documentation>The number of dependents disclosed by the borrower. Collected on the URLA in Section III (Dependents No.).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Dependent Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="JointAssetLiabilityReportingType" type="AUS_JointAssetLiabilityReportingTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-130 Enumerated</xs:documentation>
-				<xs:documentation>A statement made by two borrowers on a single loan application indicating whether their reporting of assets and liabilities is being completed jointly or not jointly. Collected on the URLA in Section VI (Completed Jointly / Not Jointly - Check Box).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Joint Asset Liability Reporting Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MaritalStatusType" type="AUS_MaritalStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-110 Enumerated</xs:documentation>
-				<xs:documentation>The marital status of the borrower as disclosed by the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Marital Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SchoolingYears" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03A-100 Numeric</xs:documentation>
-				<xs:documentation>The number of years the borrower has attended school. Collected on the URLA in Section III (Yrs. School).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Schooling Years</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CreditReportIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>A reference number assigned by the credit bureau to a specific credit report. This report number is also referenced when a Reissue, Upgrade, or Status Query of an existing report is requested.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower, Credit Request Data and Credit Response</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>MI</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Credit Report Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_BUYDOWN_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_BaseDateType" type="AUS_BuydownBaseDateTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:BUA-060 Enumerated
-Added enumeration in AUS 2.4</xs:documentation>
-				<xs:documentation>The date from which the duration of the buydown is counted.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Base Date Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ChangeFrequencyMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:BUA-020 Numeric</xs:documentation>
-				<xs:documentation>The time interval in months between interest rate increases during the buydown period. For example if the interest rate increases annually during a two year buydown, the frequency of interest rate change is 12 months.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Change Frequency Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ContributorType" type="AUS_BuydownContributorTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Source of the buydown funds. Enumerated
-Added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the source of the buydown funds.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Contributor Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DurationMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:BUA-030 Numeric</xs:documentation>
-				<xs:documentation>The total number of months during which any buydown is in effect. This represents the accumulation of all of the buydown periods.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Duration Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_IncreaseRatePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:BUA-040 Numeric</xs:documentation>
-				<xs:documentation>The amount by which the interest rate can increase at each adjustment period within the buydown duration.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Increase Rate Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LenderFundingIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:BUA-050 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether or not the lender is funding the interest rate buydown.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Lender Funding Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PermanentIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:BUA-070 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the buydown is permanent.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Permanent Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ContributorTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the buydown subsidy contributor type if Other is selected as the buydown subsidy contributor type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Application</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Contributor Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_BaseDateTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Buydown Base Date Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Base Date Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_CATEGORY_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Type" type="AUS_PropertyCategoryTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the type of dwelling or structure for the property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Subject Property, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Category Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the property category type if Other is selected as the property category type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Category Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_CLOSING_AGENT_Type">
-		<xs:sequence>
-			<xs:element name="CONTACT_DETAIL" type="AUS_CONTACT_DETAIL_Type" minOccurs="0"/>
-			<xs:element name="NON_PERSON_ENTITY_DETAIL" type="AUS_NON_PERSON_ENTITY_DETAIL_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The city in which the address of the closing agent is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Country" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The country in which the address of the closing agent is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Country</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_County" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The county in which the address of the closing agent is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent County</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OrderNumberIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The identifying number assigned to the transaction by the Closing Agent.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Order Number Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The postal code (zip code in US) of the address of the closing agent. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The state in which the address of the closing agent is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The street address of the closing agent.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress2" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The second line of the street address of the closing agent (if needed).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Street Address 2</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_ClosingAgentTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This designates the type of the closing agent.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>When Other is specified in Closing Agent Type, this data element contains the description.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_UnparsedName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The unparsed name of the person or entity specified as closing agent type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Closing Agent, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Closing Agent Unparsed Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NonPersonEntityIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>When true, indicates that the party is a non person entity.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer, Escrow Paid To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Application</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_CONSTRUCTION_REFINANCE_DATA_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="ConstructionImprovementCostsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-060 Money</xs:documentation>
-				<xs:documentation>The total dollar amount of additions to raw land that normally increase its value (i.e., the building) as part of a construction loan. Collected on the URLA in Section II (Construction Loan - Cost of Improvements.)</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Construction Improvement Costs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConstructionPurposeType" type="AUS_ConstructionPurposeTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>AUS 2.3 added new element Construction Purpose Type</xs:documentation>
-				<xs:documentation>Specifies the specific type of construction loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Construction Purpose Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FRECashOutAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:The amount of cash the borrower will receive at the
-closing of the loan on a refinance transaction based on Freddie
-Mac guidelines. Money</xs:documentation>
-				<xs:documentation>The amount of cash the borrower will receive at the closing of the loan on a refinance transaction based on Freddie Mac guidelines.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Cash Out Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GSERefinancePurposeType" type="AUS_GSERefinancePurposeTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-070 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the purpose or use of proceeds from a refinance transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>GSE Refinance Purpose Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LandEstimatedValueAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-050 Money</xs:documentation>
-				<xs:documentation>This is the estimated present value of the land at the time of the loan application. It assumes that the valuation comes from the borrower, lender, or someone other than a professional appraiser. This value is used for construction loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Land Estimated Value Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LandOriginalCostAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-030 Money</xs:documentation>
-				<xs:documentation>The original cost of acquiring the land on which the home will be built. This is used for purchase, construction and refinance loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Land Original Cost Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyAcquiredYear" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-020 Date/Time</xs:documentation>
-				<xs:documentation>The year in which the land &amp; buildings of the property were acquired by borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Acquired Year</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyExistingLienAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-040 Money</xs:documentation>
-				<xs:documentation>The total amount of liens against the property at time of application for a loan. Used for Construction or Refinance loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Existing Lien Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyOriginalCostAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-030 Money</xs:documentation>
-				<xs:documentation>The original cost of acquiring the entire property - land and structure. This is used for refinance loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Original Cost Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RefinanceImprovementCostsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-100 Money</xs:documentation>
-				<xs:documentation>The total dollar amount of improvements either made or to be made at time of refinance. Collected on the URLA in Section II Describe Improvements Costs.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Refinance Improvement Costs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RefinanceImprovementsType" type="AUS_RefinanceImprovementsTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-090 Enumerated</xs:documentation>
-				<xs:documentation>Specifies whether the improvements associated with a refinance have been made to the property or if they are planned. Collected on the URLA in Section II (Refinance - Describe Improvements - Check Box.)</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Refinance Improvements Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RefinanceProposedImprovementsDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02D-080 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture additional information text entries on the URLA associated with the improvements to be made on property being refinanced. Collected on the URLA in Section II (Refinance - Describe Improvements To Be Made).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Refinance Proposed Improvements Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SecondaryFinancingRefinanceIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Boolean</xs:documentation>
-				<xs:documentation>Indicates whether a subordinate mortgage will be paid off by the refinance and rolled into the new first mortgage balance. Used for refinances.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Secondary Financing Refinance Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMSecondMortgageFinancingOriginalPropertyIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1  Boolean</xs:documentation>
-				<xs:documentation>Indicates that subordinate financing is being paid off as part of a refinance transaction.� This field will capture whether the subordinate financing was used to finance the original purchase of the property or not, to determine if the loan is property ca</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Second Mortgage Financing Original Property Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="StructuralAlterationsConventionalAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1  Money</xs:documentation>
-				<xs:documentation>The amount of structural alterations, improvements, and repairs.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Structural Alterations Conventional Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NonStructuralAlterationsConventionalAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1  Money</xs:documentation>
-				<xs:documentation>The amount of non-structural alterations, improvements and repairs.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Structural Alterations Conventional Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConstructionToPermanentClosingFeatureType" type="AUS_ConstructionToPermanentClosingFeatureTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the type of feature associated with closing for the Construction To Permanent loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Construction To Permanent Closing Feature Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConstructionToPermanentClosingFeatureTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Construction To Permanent Closing Feature Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Construction To Permanent Closing Feature Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConstructionToPermanentClosingType" type="AUS_ConstructionToPermanentClosingTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the type of closing for the Construction to Permanent loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Construction To Permanent Closing Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConstructionToPermanentClosingTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Construction To Permanent Closing Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Construction To Permanent Closing Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GSERefinancePurposeTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for GSE Refinance Purpose Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>GSE Refinance Purpose Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_CONTACT_DETAIL_Type">
-		<xs:sequence>
-			<xs:element name="CONTACT_POINT" type="AUS_CONTACT_POINT_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Name" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The name of an individual acting as a contact for a party to the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Contact Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Application</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Detail Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_CONTACT_POINT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_PreferenceIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This indicator is set to be true when the particular contacts Contact Point (i.e. phone number) is preferred over any others.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Point Preference Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_RoleType" type="AUS_ContactPointRoleTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This element sets the type of role (i.e. Home, Work or Mobile) used for the Contact Point Type (Phone, Fax, Email).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Point Role Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_RoleTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to describe the Contact Point Role Type if Other is selected as the Contact Point Role Type</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Point Role Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_ContactPointTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This datum sets the Type (Phone, Fax, E-Mail, Other) used for the Contact Point Value.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Point Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to describe the Contact Point if Other is selected as the Contact Point Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Point Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Value" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This is the actual value (Phone, Fax, E-Mail, Other) of the Contact Point Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Contact Point Value</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_CURRENT_INCOME_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="IncomeType" type="AUS_IncomeTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:05I-030 Enumerated
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the general names (types) of items commonly listed as income of the borrower in a mortgage loan transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Current Income</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Income Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MonthlyTotalAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:05I-040 Money</xs:documentation>
-				<xs:documentation>The total dollar amount per month of the borrowers current income of a single Income Type from both primary and secondary sources. Collected on the URLA in V Monthly Income.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Current Income</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current Income Monthly Total Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="IncomeFederalTaxExemptIndicator" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates that the income is legally exempt from federal tax.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Income Federal Tax Exempt Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="IncomeTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Income Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Income Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_DATA_INFORMATION_Type">
-		<xs:sequence>
-			<xs:element name="DATA_VERSION" type="AUS_DATA_VERSION_Type" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-	</xs:complexType>
-	<xs:complexType name="AUS_DATA_VERSION_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Name" type="xs:string" use="required">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:000-020 String</xs:documentation>
-				<xs:documentation>Identifies the type of data file.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Data Version</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Data Version Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Number" type="xs:string" use="required">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:000-030 String</xs:documentation>
-				<xs:documentation>Specifies the data file version.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Data Version</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Data Version Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_DECLARATION_Type">
-		<xs:sequence>
-			<xs:element name="_EXPLANATION" type="AUS_EXPLANATION_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="AlimonyChildSupportObligationIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-090 Boolean</xs:documentation>
-				<xs:documentation>Borrowers declaration regarding obligations for alimony, child support, etc. Collected on the URLA in Section VIII line g.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Alimony Child Support Obligation Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BankruptcyIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-040 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Have you been declared bankrupt within the past 7 years? Collected on the URLA in Section VIII line b.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Bankruptcy Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowedDownPaymentIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-100 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Is any of the down payment borrowed? Collected on the URLA in Section VIII line h.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrowed Down Payment Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CitizenshipResidencyType" type="AUS_CitizenshipResidencyTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-120 Enumerated
-Updated for AUS 2.3.1, added enumerated values NonResidentAlien and Unknown</xs:documentation>
-				<xs:documentation>Specifies this borrowers current Immigration and Naturalization Service (INS) status. Collected on the URLA in Section VIII line j and line k.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Citizenship Residency Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CoMakerEndorserOfNoteIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-110 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Are you a co-maker or endorser on a note? Collected on the URLA in Section VIII line i.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Co Maker Endorser Of Note Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HomeownerPastThreeYearsType" type="AUS_HomeownerPastThreeYearsTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-140 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Have you had an ownership interest in a property in the last three years?.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Homeowner Past Three Years Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="IntentToOccupyType" type="AUS_IntentToOccupyTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-130 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Do you intend to occupy the property as your primary residence?</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Intent To Occupy Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanForeclosureOrJudgementIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-070 Boolean Deprecate in AUS 2.4 due to misspelling.</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Have you directly or indirectly been obligated on any loan that resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? Collected on the URLA in Section VIII line e</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Foreclosure Or Judgement Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OutstandingJudgementsIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-030 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Are there any outstanding judgments against you? Collected on the URLA in Section VIII line a.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Outstanding Judgements Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PartyToLawsuitIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-060 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Are you a party to a lawsuit? Collected on the URLA in Section VIII line d.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Party To Lawsuit Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PresentlyDelinquentIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-080 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Are you presently delinquent or in default on any Federal debt or any other loan mortgage, financial obligation, bond or loan guarantee? Collected on the URLA in Section VIII line f.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Presently Delinquent Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PriorPropertyTitleType" type="AUS_PriorPropertyTitleTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-160 Enumerated</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: How did you hold title to the home solely by yourself, jointly with your spouse, or jointly with another person? Collected on the URLA in Section VIII line m2.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Prior Property Title Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PriorPropertyUsageType" type="AUS_PriorPropertyUsageTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-150 Enumerated</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: What type of property did you own principal residence, second home, or investment property? Collected on the URLA in Section VIII line m1.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Prior Property Usage Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyForeclosedPastSevenYearsIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-050 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Have you had property foreclosed upon or given title or deed in lieu thereof in the last seven years? Collected on the URLA in Section VIII line c.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Foreclosed Past Seven Years Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerFirstTimeHomebuyerIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates that the borrower qualifies as a first time homebuyer as determined by the lender. (Note: The 3 year rule used in the Declarations alone is not sufficient.)</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Application</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower First Time Homebuyer Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanForeclosureOrJudgmentIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Have you directly or indirectly been obligated on any loan that resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? Collected on the URLA in Section VIII line e</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Foreclosure Or Judgment Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OutstandingJudgmentsIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08A-030 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the question: Are there any outstanding judgments against you? Collected on the URLA in Section VIII line a.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Outstanding Judgments Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_DEPENDENT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_AgeYears" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03B-030 Numeric</xs:documentation>
-				<xs:documentation>The age of the dependent disclosed by the borrower. Collected on the URLA in Section III (Dependents Ages).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Dependent</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Dependent Age Years</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_DOWN_PAYMENT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Amount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02E-030 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the borrowers Down Payment Type. Collected on the URLA in Section II (Source of Down Payment).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Down Payment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Down Payment Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SourceDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02E-040 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the source of the down payment. Collected on the URLA in Section II (Source of Down Payment) along with down payment type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Down Payment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Down Payment Source Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_DownPaymentTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02E-020 Enumerated
-Added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the general names (type) of items commonly used for a down payment by the borrower(s) in a mortgage loan transaction. Collected on the URLA in Section II (Source of Down Payment).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Down Payment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Down Payment Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other Type of Down Payment is selected for Down Payment Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Down Payment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Down Payment Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_EMPLOYER_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Name" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-030, 04B-030 String</xs:documentation>
-				<xs:documentation>The name of the borrower's employer.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-040, 04B-040 String</xs:documentation>
-				<xs:documentation>The street address of the borrower's employer.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-050, 04B-050 String</xs:documentation>
-				<xs:documentation>The city in which the borrower's employer is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-060,04B-060 String</xs:documentation>
-				<xs:documentation>The state in which the borrower's employer is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-070, 04A-080, 04B-070, 04B-080 String</xs:documentation>
-				<xs:documentation>The postal code (zip code in the US) of the borrower's employer. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TelephoneNumber" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-140, 04B-150 String</xs:documentation>
-				<xs:documentation>The telephone number of the employer.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer Telephone Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CurrentEmploymentMonthsOnJob" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-110 Numeric</xs:documentation>
-				<xs:documentation>The number of complete months of service to an employer from the start of employment until the date of the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current Employment Months On Job</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CurrentEmploymentTimeInLineOfWorkYears" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-120 Numeric</xs:documentation>
-				<xs:documentation>The total number of years the borrower has been employed in their current occupation. Collected on the URLA in Section IV (Years Employed In This Line of Work).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current Employment Time In Line Of Work Years</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CurrentEmploymentYearsOnJob" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-100 Numeric</xs:documentation>
-				<xs:documentation>The number of complete years of service to an employer from the start of employment until the date of the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current Employment Years On Job</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EmploymentBorrowerSelfEmployedIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-090, 04B-090 Boolean</xs:documentation>
-				<xs:documentation>Indicates that in the referenced employment the borrower is self-employed. Collected on the URLA in Section IV (Self Employed Check Box).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employment Borrower Self Employed Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EmploymentCurrentIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04B-100 Boolean</xs:documentation>
-				<xs:documentation>This element is an indicator that tells whether the associated employment is current or not using an Y/N indicator.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employment Current Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EmploymentPositionDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04A-130, 04B-140 String</xs:documentation>
-				<xs:documentation>An expanded description of the borrowers employment position. Collected on the URLA in Section IV.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employment Position Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EmploymentPrimaryIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Sections 04A/04B Boolean</xs:documentation>
-				<xs:documentation>This element is an indicator that tells whether the associated employment is the borrowers primary employment or not using a Y/N indicator.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employment Primary Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="IncomeEmploymentMonthlyAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04B-130 Money</xs:documentation>
-				<xs:documentation>The dollar amount per month of Income associated with the borrowers employment. Note: For current secondary or previous primary or previous secondary income.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Income Employment Monthly Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PreviousEmploymentEndDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04B-120 Date/Time</xs:documentation>
-				<xs:documentation>The end date for the borrowers previous employment. Collected on the URLA in Section IV (Dated To).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Previous Employment End Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PreviousEmploymentStartDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:04B-110 Date/Time</xs:documentation>
-				<xs:documentation>The start date for the borrowers previous employment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Employer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Previous Employment Start Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SpecialBorrowerEmployerRelationshipType" type="AUS_SpecialBorrowerEmployerRelationshipTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies a unique category of employer which is the source of income for the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Special Borrower Employer Relationship Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SpecialBorrowerEmployerRelationshipTypeOtherDescription" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Borrower Employer Relationship Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Special Borrower Employer Relationship Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EmployedAbroadIndicator" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates if the borrower’s physical place of employment is located outside of the United States. If the borrower's employer is a foreign entity and the borrower's place of employment is located inside the United States this value would be No.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employed Abroad Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Country" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The country in which the borrower's employer is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Employer Country</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_EXPLANATION_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Description" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08B-040 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture explanations to any yes answer to a declaration on lines a through i on the loan application. Captured on the URLA in a continuation sheet.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration Explanation</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Declaration Explanation Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_DeclarationExplanationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:08B-030 Enumerated
-In AUS 2.4 marked valid value ObligatedOnLoanForeclosedOrDeedInLieuOfJudgement for deprecation replace with correct spelling ObligatedOnLoanForeclosedOrDeedInLieuOfJudgment due to misspelling.</xs:documentation>
-				<xs:documentation>Identifies the particular question asked in the declarations section of the loan application. Used in conjunction with the text field to capture additional information.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Declaration Explanation</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Declaration Explanation Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_FHA_LOAN_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="BorrowerFinancedFHADiscountPointsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Dollar amount of discount points to be financed on a
-FHA no cash out refinance Money</xs:documentation>
-				<xs:documentation>The dollar amount of discount points allowable by the applicable FHA guidelines to be financed on a FHA no cash out refinance. Used for FHA loans. Note: Discount points financed and not financed by borrower are equal to the Discount Points Total Amount Pa</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Financed FHA Discount Points Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FHAAlimonyLiabilityTreatmentType" type="AUS_FHAAlimonyLiabilityTreatmentTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Indicates how the borrower or lender prefers that the
-judgment process treat alimony in an FHA transaction. Numeric</xs:documentation>
-				<xs:documentation>Identifies how the borrower or lender prefers that the judgment process treat alimony in an FHA transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FHA Alimony Liability Treatment Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FHACoverageRenewalRatePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOB-060 Numeric</xs:documentation>
-				<xs:documentation>Indicates the percentage of the renewal mortgage insurance premiums for FHA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FHA Coverage Renewal Rate Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FHA_MIPremiumRefundAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOB-050 Money</xs:documentation>
-				<xs:documentation>For refinance loans, the amount of the MIP that will be refunded to the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FHA MI Premium Refund Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FHAUpfrontMIPremiumPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOB-040 Numeric</xs:documentation>
-				<xs:documentation>The percentage of upfront MIP, used for FHA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FHA Upfront MI Premium Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LenderIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  String</xs:documentation>
-				<xs:documentation>An FHA-assigned identifier of the originator making an underwriting request using the FHA Total Scorecard program.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FHA Loan Lender Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SponsorIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  String</xs:documentation>
-				<xs:documentation>An FHA-assigned identifier of the lender acting as an approved sponsor for the originator making the underwriting request using the FHA Total Scorecard program.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FHA Loan Sponsor Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SectionOfActType" type="AUS_SectionOfActTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOB-020 Enumerated
-Added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Identifies the section of the National Housing Act which defines underwriting guidelines for VA or FHA loan evaluations.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA Loan, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Section Of Act Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SectionOfActTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Section of Act Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Section Of Act Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_FHA_VA_BORROWER_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="CAIVRSIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOE-030 String</xs:documentation>
-				<xs:documentation>An identifier assigned by HUDs Credit Alert Interactive Voice Response System, an interactive system used to check the applicants outstanding federal obligations.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>CAIVRS Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMBankruptcyCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOE-050 Numeric</xs:documentation>
-				<xs:documentation>The number of times filed for bankruptcy within the last three years as provided by Fannie Mae.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Bankruptcy Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMBorrowerCreditRating" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOE-040 String</xs:documentation>
-				<xs:documentation>A code supplied by Fannie Mae that corresponds to the borrowers credit history.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Borrower Credit Rating</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMCreditReportScoreType" type="AUS_FNMCreditReportScoreTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOE-070 Enumerated</xs:documentation>
-				<xs:documentation>Used by Fannie Mae to identify a credit score type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Credit Report Score Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMForeclosureCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOE-060 Numeric</xs:documentation>
-				<xs:documentation>The total number of times previous lenders have foreclosed on property. Used by Fannie Mae.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Foreclosure Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VeteranStatusIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Indicates borrower qualifies as a veteran under HUD
-guidelines and that the loan application should be evaluated as
-a 203(b)(2) Veteran Loan. If any borrower qualifies as a veteran
-under VA guidelines then the loan (including all borrowers)</xs:documentation>
-				<xs:documentation>Indicates whether the borrower qualifies as a Veteran under HUD guidelines and that the loan application should be evaluated as a 203(b)(2) Veteran Loan. If any borrower qualifies as a Veteran under VA guidelines then the loan (including all borrowers) ma</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Veteran Status Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_FHA_VA_LOAN_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="BorrowerPaidFHA_VAClosingCostsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-050 Money</xs:documentation>
-				<xs:documentation>The estimated dollar amount of closing costs that will be paid by the borrower on the subject property excluding discount points and prepaid items. Used for FHA and VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Paid FHA VA Closing Costs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerPaidFHA_VAClosingCostsPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-060 Numeric</xs:documentation>
-				<xs:documentation>The percentage of the estimated closing costs that will be paid by the borrower on the subject property excluding discount points and prepaids.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Paid FHA VA Closing Costs Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GovernmentMortgageCreditCertificateAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-030 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the Mortgage Credit Certificate. This is entered as a whole number. It is an annual tax credit. FHA allows it to be treated as monthly income. May also be used for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Government Mortgage Credit Certificate Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GovernmentRefinanceType" type="AUS_GovernmentRefinanceTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-110 Enumerated
-Added enumeration in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates the amount of documentation for no cash out refinance loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Government Refinance Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherPartyPaidFHA_VAClosingCostsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-090 Money</xs:documentation>
-				<xs:documentation>The estimated closing costs which will be paid by a party, other than the borrower or seller, on the subject property. Used for FHA or VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Party Paid FHA VA Closing Costs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherPartyPaidFHA_VAClosingCostsPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-100 Numeric</xs:documentation>
-				<xs:documentation>The percentage of estimated closing costs that will be paid by any party other than the borrower or seller including any seller paid prepaids but excluding discount points.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Party Paid FHA VA Closing Costs Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyEnergyEfficientHomeIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-020 Boolean</xs:documentation>
-				<xs:documentation>Indicates that the appraiser states that the property meets FHA /VA Energy Efficient Home guidelines. Usually applies to new construction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Energy Efficient Home Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SellerPaidFHA_VAClosingCostsPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-080 Numeric</xs:documentation>
-				<xs:documentation>The percentage of estimated closing costs that will be paid by the seller of the subject property, including any seller prepaids, but excluding discount points.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Paid FHA VA Closing Costs Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GovernmentRefinanceTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Government Refinance Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Government Refinance Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_GOVERNMENT_LOAN_Type">
-		<xs:sequence>
-			<xs:element name="FHA_LOAN" type="AUS_FHA_LOAN_Type" minOccurs="0"/>
-			<xs:element name="FHA_VA_LOAN" type="AUS_FHA_VA_LOAN_Type" minOccurs="0"/>
-			<xs:element name="VA_LOAN" type="AUS_VA_LOAN_Type" minOccurs="0"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-	</xs:complexType>
-	<xs:complexType name="AUS_GOVERNMENT_MONITORING_Type">
-		<xs:sequence>
-			<xs:element name="HMDA_RACE" type="AUS_HMDA_RACE_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="GenderType" type="AUS_GenderTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added new enumerated value to AUS 2.3
-#DOCUMENTATION:10A-060 Enumerated</xs:documentation>
-				<xs:documentation>The borrowers or interviewers statement about the borrowers gender.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Gender Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherRaceNationalOriginDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Deprecate OtherRaceNationalOriginDescription in a future non-backwardly compatible release
-#DOCUMENTATION:10A-050 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the national origin if Other is selected as the borrowers race or national origin. NOTE: Marked for deprecation in non-backwardly compatible release.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Race National Origin Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RaceNationalOriginRefusalIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10A-030 Boolean</xs:documentation>
-				<xs:documentation>Borrowers answer to the statement: I do not wish to furnish the HMDA) information. Collected on the URLA in Section X.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Race National Origin Refusal Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RaceNationalOriginType" type="AUS_RaceNationalOriginTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Deprecate RaceNationalOriginType in a future non-backwardly compatible release
-#DOCUMENTATION:10A-040 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>The borrowers or interviewers statement about the borrowers race or national origin. NOTE: Marked for deprecation in non-backwardly compatible release.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Race National Origin Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HMDAEthnicityType" type="AUS_HMDAEthnicityTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added additional attribute to AUS 2.3</xs:documentation>
-				<xs:documentation>The borrowers or interviewers statement about the borrowers ethnicity as defined in the Home Mortgage Disclosure Act (HMDA).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HMDA Ethnicity Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_GOVERNMENT_REPORTING_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="HMDAPurposeOfLoanType" type="AUS_HMDAPurposeOfLoanTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Specifies the HMDA Purpose of Loan as defined in Regulation C. The definitions of a home improvement loan and a refinancing were substantially revised in the final rules adopted in 2002.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Reporting</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HMDA Purpose Of Loan Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HMDAPreapprovalType" type="AUS_HMDAPreapprovalTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Specifies if the loan meets the HMDA Preapproval reporting requirements as defined in paragraph (b)(1).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Reporting</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HMDA Preapproval Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HMDA_HOEPALoanStatusIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Flag used to indicate that loan is to be reported as a HOEPA (Home Ownership and Equity Protection Act of 1994)loan for HMDA Reporting.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Reporting</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HMDA HOEPA Loan Status Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HMDARateSpreadPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>The difference between the APR and the applicable Treasury yield that exceeds the threshold, as required for HMDA Reporting Requirements.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Government Reporting</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HMDA Rate Spread Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_HMDA_RACE_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Type" type="AUS_HMDARaceTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>The borrowers or interviewers statement about the borrowers race as defined in the Home Mortgage Disclosure Act. Up to 5 Race Types may be included per borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>HMDA Race</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HMDA Race Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_INTERVIEWER_INFORMATION_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="InterviewersEmployerStreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-070 String</xs:documentation>
-				<xs:documentation>The street address of the institution that employs the person who took the application.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Employer Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewersEmployerCity" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-090 String</xs:documentation>
-				<xs:documentation>The city in which the institution that employs the person who took the application is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Employer City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewersEmployerState" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-100 String</xs:documentation>
-				<xs:documentation>The state in which the institution that employs the person who took the application is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Employer State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewersEmployerPostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-110,10B-120 String</xs:documentation>
-				<xs:documentation>The postal code of the institution that employs the person who took the application.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Employer Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewersTelephoneNumber" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-050 String</xs:documentation>
-				<xs:documentation>The telephone number of the interviewer who took the loan application. Collected on the URLA in Section X (Interviewers Phone Number).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Telephone Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ApplicationTakenMethodType" type="AUS_ApplicationTakenMethodTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-020 Enumerated
-Added additional valid value to AUS 2.3</xs:documentation>
-				<xs:documentation>Specifies the method used to take the application as determined by the interviewer. Collected on the URLA in Section X (This Application Was Taken By).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Application Taken Method Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewerApplicationSignedDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-040 Date/Time</xs:documentation>
-				<xs:documentation>The date on which the interviewer obtained HMDA information and signed the loan application. Collected on the URLA in Section X (Interviewers Signature Date).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewer Application Signed Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewersEmployerName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-060 String</xs:documentation>
-				<xs:documentation>The name of the institution that employs the person who took the application.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Employer Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterviewersName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:10B-030 String</xs:documentation>
-				<xs:documentation>The name of the person who took the loan application.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Interviewer Information, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interviewers Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_INVESTOR_FEATURE_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_CategoryName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>An investor-specified name for a collection of features.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Investor Feature</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Investor Feature Category Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Description" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A text description of a loan feature not defined by other attributes.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Investor Feature</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Investor Feature Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Identifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>An investor-specified identifier used to identify a loan feature not defined by other attributes.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Investor Feature</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Investor Feature Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Name" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>An investor-specified name used to describe a loan feature not defined by other attributes.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Investor Feature</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Investor Feature Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_LEGAL_DESCRIPTION_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_TextDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-090 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the legal description of the property for the type specified in Property Legal Description Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property Legal Description, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Legal Description Text Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_PropertyLegalDescriptionTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-080 Enumerated
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the type of legal description of the property</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Property Legal Description</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Legal Description Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Property Legal Description Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property Legal Description</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Legal Description Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_LIABILITY_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-		<xs:attribute name="REO_ID" type="xs:IDREF"/>
-		<xs:attribute name="_HolderStreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-050 String</xs:documentation>
-				<xs:documentation>The street address of the individual or organization that holds the borrower's liability.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Holder Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderCity" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-060 String</xs:documentation>
-				<xs:documentation>The city in which the individual or organization that holds the borrower's liability is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Holder City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderState" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-070 String</xs:documentation>
-				<xs:documentation>The state in which the individual or organization that holds the borrower's liability is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Holder State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderPostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-080,06L-090 String</xs:documentation>
-				<xs:documentation>The postal code of the individual or organization that holds the borrower's liability.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Holder Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AlimonyOwedToName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06F-060 String</xs:documentation>
-				<xs:documentation>The unstructured name of the person to whom alimony payments are owed by the borrower. Collected on the URLA in Section VI (Liabilities Alimony Owed To).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Alimony Owed To Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AccountIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-100 String</xs:documentation>
-				<xs:documentation>A unique identifier of a borrowers liability. Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Account Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ExclusionIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-170 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the liability is to be excluded from inclusion in calculations associated with processing the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Exclusion Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HolderName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-040 String</xs:documentation>
-				<xs:documentation>The name of the individual or organization that holds the borrower's liability.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Holder Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MonthlyPaymentAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-110 06F-040 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the monthly payment required on borrowers Liability Type. Collected on the URLA in Section VI (Liabilities - Monthly Payment).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Monthly Payment Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PayoffStatusIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-140 Boolean</xs:documentation>
-				<xs:documentation>Identifies whether the liability will be paid at or before closing. Collected on the URLA in Section VI (Liabilities - Indicated By *).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Payoff Status Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PayoffWithCurrentAssetsIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2. Boolean</xs:documentation>
-				<xs:documentation>Indicates a liability is to be paid using borrowers current assets, prior to closing, and not out of cash from closing.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Payoff With Current Assets Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_RemainingTermMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06F-050 06L-120 Numeric</xs:documentation>
-				<xs:documentation>The number of months the borrower must make payments in order to satisfy the identified liability. Collected on the URLA in Section VI (Liabilities - Mos. Left to Pay).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Remaining Term Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_LiabilityTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06F-030 06L-030 Enumerated
-Added enumerations in AUS 2.4
-In AUS 2.4 marked valid value CollectionsJudgementsAndLiens for deprecation, replace with correct spelling CollectionsJudgmentsAndLiens.</xs:documentation>
-				<xs:documentation>Specifies the general names (types) of items commonly listed as liabilities of the borrower in a mortgage loan transaction. Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_UnpaidBalanceAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-130 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the current outstanding balance on borrowers Liability Type. Collected on the URLA in Section VI (Liabilities - Unpaid Balance).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Unpaid Balance Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubjectLoanResubordinationIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06L-160 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the liability will be re-subordinated to the subject loan after closing.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subject Loan Resubordination Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the other liability type when Other is selected.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Liability</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Liability Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_LOAN_APPLICATION_Type">
-		<xs:sequence>
-			<xs:element name="_DATA_INFORMATION" type="AUS_DATA_INFORMATION_Type" minOccurs="0"/>
-			<xs:element name="ADDITIONAL_CASE_DATA" type="AUS_ADDITIONAL_CASE_DATA_Type" minOccurs="0"/>
-			<xs:element name="AFFORDABLE_LENDING" type="AUS_AFFORDABLE_LENDING_Type" minOccurs="0"/>
-			<xs:element name="ASSET" type="AUS_ASSET_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="DOWN_PAYMENT" type="AUS_DOWN_PAYMENT_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="GOVERNMENT_LOAN" type="AUS_GOVERNMENT_LOAN_Type" minOccurs="0"/>
-			<xs:element name="GOVERNMENT_REPORTING" type="AUS_GOVERNMENT_REPORTING_Type" minOccurs="0"/>
-			<xs:element name="INTERVIEWER_INFORMATION" type="AUS_INTERVIEWER_INFORMATION_Type" minOccurs="0"/>
-			<xs:element name="LIABILITY" type="AUS_LIABILITY_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="LOAN_PRODUCT_DATA" type="AUS_LOAN_PRODUCT_DATA_Type" minOccurs="0"/>
-			<xs:element name="LOAN_PURPOSE" type="AUS_LOAN_PURPOSE_Type" minOccurs="0"/>
-			<xs:element name="LOAN_QUALIFICATION" type="AUS_LOAN_QUALIFICATION_Type" minOccurs="0"/>
-			<xs:element name="MORTGAGE_TERMS" type="AUS_MORTGAGE_TERMS_Type" minOccurs="0"/>
-			<xs:element name="PROPERTY" type="AUS_PROPERTY_Type" minOccurs="0"/>
-			<xs:element name="PROPOSED_HOUSING_EXPENSE" type="AUS_PROPOSED_HOUSING_EXPENSE_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="REO_PROPERTY" type="AUS_REO_PROPERTY_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="TITLE_HOLDER" type="AUS_TITLE_HOLDER_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="TRANSACTION_DETAIL" type="AUS_TRANSACTION_DETAIL_Type" minOccurs="0"/>
-			<xs:element name="BORROWER" type="AUS_BORROWER_Type" maxOccurs="unbounded"/>
-			<xs:element name="LOAN_ORIGINATION_SYSTEM" type="AUS_LOAN_ORIGINATION_SYSTEM_Type" minOccurs="0"/>
-			<xs:element name="CLOSING_AGENT" type="AUS_CLOSING_AGENT_Type" minOccurs="0"/>
-			<xs:element name="INVESTOR_FEATURE" type="AUS_INVESTOR_FEATURE_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="MISMOVersionID" type="xs:string" fixed="true"/>
-	</xs:complexType>
-	<xs:complexType name="AUS_LOAN_FEATURES_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="NameDocumentsDrawnInType" type="AUS_NameDocumentsDrawnInTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Enumerated
-Added enumeration in AUS 2.4</xs:documentation>
-				<xs:documentation>Name of the party to appear on the Security Instrument.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Name Documents Drawn In Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AssumabilityIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PCH-030 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the loan is assumable by another borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Assumability Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BalloonIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-110 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether or not a final balloon payment is required under the terms of the loan repayment schedule to full pay off the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Balloon Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BalloonLoanMaturityTermMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PCH-020 Numeric</xs:documentation>
-				<xs:documentation>Scheduled number of months over which the balloon loan must be repaid. EG. For a 5 year balloon = 60.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Balloon Loan Maturity Term Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BuydownTemporarySubsidyIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Indicates whether there is a temporary buydown subsidy. A subsidy is money paid by the borrower or third party for the purpose of paying down the interest rate or reducing the monthly payments.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Temporary Subsidy Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CounselingConfirmationIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-140 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether or not the applicant has completed the Homebuyer Education program.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Counseling Confirmation Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="DownPaymentOptionType" type="AUS_DownPaymentOptionTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-130 Enumerated
-Added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the type of option used to facilitate the borrowers down payment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Down Payment Option Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EscrowWaiverIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-180 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the lender will waive the borrowers escrow deposits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Escrow Waiver Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FREOfferingIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Used by LP to identify the specific type of product
-offering. String</xs:documentation>
-				<xs:documentation>Used by Loan Prospector to identify the specific type of product offering.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Offering Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMProductPlanIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.3 to correct spelling
-#DOCUMENTATION:PID-040 String</xs:documentation>
-				<xs:documentation>A number unique to Fannie Mae that identifies the varying loan payment / rate exchange characteristics of variable rate mortgages. NOTE: Replaces a field misspelled in a previous version. Indentifier</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Product Plan Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMProductPlanIndentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Mark for deprecation in future non-backwardly compatible release
-#DOCUMENTATION:PID-040 String</xs:documentation>
-				<xs:documentation>A number unique to Fannie Mae that identifies the varying loan payment / rate exchange characteristics of variable rate mortgages. NOTE: Replaces a field misspelled in a previous version. Indentifier</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Product Plan Indentifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GSEProjectClassificationType" type="AUS_GSEProjectClassificationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-090 Enumerated Deprecate attribute in AUS 2.4, replace with two fields Fannie Mae Project Classification Type and Freddie Mac Project Classification Type.</xs:documentation>
-				<xs:documentation>GSE codes identifying type of project or condominium classification for the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DEPRECATED version="2.4">Deprecate element in AUS 2.4, replace with two fields Fannie Mae Project Classification Type and Freddie Mac Project Classification Type.</mismo:DEPRECATED>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>GSE Project Classification Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GSEPropertyType" type="AUS_GSEPropertyTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-040 Enumerated
-added enumeration to AUS 2.2
-added enumeration to AUS 2.3
-added ManufacturedHousingMultiWide and ManufacturedHomeCondominiumOrPUDOrCooperative AUS 2.3.1
-ManufacturedHousingDoubleWide and ManufacturedHomeCondominium are marked for deprecation in 2.3.1
-Deprecate attribute in AUS 2.4. Use Property Category Type and Property Ownership Type to represent this information.</xs:documentation>
-				<xs:documentation>Specifies the type of property being used to secure the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DEPRECATED version="2.4">Deprecate element in AUS 2.4. Use Property Category Type and Property Ownership Type to represent this information</mismo:DEPRECATED>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>GSE Property Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HELOCMaximumBalanceAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Maximum dollar amount of credit available on all
-HELOCs on the subject property, regardless of whether the
-borrower has accessed the amount. Money</xs:documentation>
-				<xs:documentation>The maximum dollar amount of credit available to the borrower on a Home Equity Line of Credit (HELOC) regardless of whether the borrower has accessed the amount.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Related Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HELOC Maximum Balance Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HELOCInitialAdvanceAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2.  Money</xs:documentation>
-				<xs:documentation>The amount of money that a borrower receives at closing in a HELOC transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>HELOC</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>HELOC Initial Advance Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InterestOnlyTerm" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2.  Numeric</xs:documentation>
-				<xs:documentation>The number of payments the loan remains interest only.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Interest Only Term</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LenderSelfInsuredIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Boolean</xs:documentation>
-				<xs:documentation>Indicates that the Lender will provide self-insurance.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Lender Self Insured Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LienPriorityType" type="AUS_LienPriorityTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-020 Enumerated
-Added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the priority of the lien against the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Related Loan, Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Lien Priority Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanDocumentationType" type="AUS_LoanDocumentationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-030 Enumerated
-added enumeration to AUS 2.3.1
-Added enumeration in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the extent or level of the documentation being collected to process and underwrite the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Documentation Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanRepaymentType" type="AUS_LoanRepaymentTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PCH-070 Enumerated
-In AUS 2.4 deprecate valid value NoNegativeAmortization. Use Negative Amortization Type.
-In AUS 2.4 deprecate valid value PotentialNegativeAmortization. Use Negative Amortization Type.
-In AUS 2.4 deprecate valid value ScheduledNegativeAmortization. Use Negative Amortization Type.
-Added enumerations in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies whether the loan payment schedule has been calculated to fully repay the loan over the mortgage term.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Repayment Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanScheduledClosingDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-190 Date/Time</xs:documentation>
-				<xs:documentation>The scheduled date for when the loan will be closed with the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Scheduled Closing Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MICertificationStatusType" type="AUS_MICertificationStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Enumerated
-Added enumeration in AUS 2.4</xs:documentation>
-				<xs:documentation>Defines the party that will obtain an MI Certificate.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI Certification Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MICoveragePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-210 Numeric</xs:documentation>
-				<xs:documentation>The percentage of the loan amount to be insured.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, MI</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>MI</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI Coverage Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MICompanyNameType" type="AUS_MICompanyNameTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-220 Enumerated
-Mark GECapitalMICorporation for deprecation in AUS 2.4. Use Genworth Mortgage Insurance Corporation
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>The name of the entity that will provide mortgage insurance for a loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>MI</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI Company Name Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NegativeAmortizationLimitPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-100 Numeric</xs:documentation>
-				<xs:documentation>The maximum percentage of the original principal balance allowed for negative amortization.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Negative Amortization Limit Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PaymentFrequencyType" type="AUS_PaymentFrequencyTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PCH-040 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the frequency of the mortgage payment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Frequency Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PrepaymentPenaltyIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PCH-050 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the loan includes a penalty charged to the borrower in the event of prepayment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Prepayment Penalty Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FullPrepaymentPenaltyOptionType" type="AUS_FullPrepaymentPenaltyOptionTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>AUS 2.2 addition</xs:documentation>
-				<xs:documentation>Characteristic of prepayment penalty that indicates under what transaction type the penalty may be applied (hard/soft).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Full Prepayment Penalty Option Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PrepaymentPenaltyTermMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>AUS 2.2 addition</xs:documentation>
-				<xs:documentation>The number of months from prepayment penalty beginning date that the prepayment penalty is in effect for the mortgage.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Prepayment Penalty</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Prepayment Penalty Term Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PrepaymentRestrictionIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PCH-060 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the loan has any restrictions on the prepayment of the loan (i.e. paying off the principal and or interest at a rate faster than prescribed by the payment schedule).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Prepayment Restriction Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ProductDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PID-020 String</xs:documentation>
-				<xs:documentation>A free-form text description of a Product, which is a provider-defined offering of goods or services, including mortgage loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Product Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ProductName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PID-030 String</xs:documentation>
-				<xs:documentation>The business name of a product, which is a provider defined offering of goods or services, including mortgage loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Product Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ScheduledFirstPaymentDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:LNC-200 Date/Time</xs:documentation>
-				<xs:documentation>The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Scheduled First Payment Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanClosingStatusType" type="AUS_LoanClosingStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>AUS 2.2 addition</xs:documentation>
-				<xs:documentation>Defines whether the loan is a closed loan purchase or a table funded loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Closing Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ServicingTransferStatusType" type="AUS_ServicingTransferStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>AUS 2.2 addition</xs:documentation>
-				<xs:documentation>Defines whether the servicing on the loan will be retained or transferred to another party. Typically only on closed loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features, Delivery Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Servicing Transfer Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NegativeAmortizationLimitMonthsCount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The limit (in months) during which negative amortization is allowed and after which the loan is re-amortized.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Negative Amortization Limit Months Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanRepaymentTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Loan Repayment Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Product</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Repayment Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LienPriorityTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the lien priority type if Other is selected as the lien priority type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan, Mortgage Terms, Related Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Lien Priority Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NegativeAmortizationType" type="AUS_NegativeAmortizationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies whether negative amortization is scheduled, potential or not allowed on the loan. Negative amortization is unpaid interest added to the mortgage principal. This applies to loans where the principal balance increases because the payments do not c</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Principal and Interest Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Negative Amortization Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PaymentFrequencyTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the payment frequency type if Other is selected as the payment frequency.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Frequency Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanDocumentationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Loan Documentation Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Documentation Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="DownPaymentOptionTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Down Payment Option Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Down Payment Option Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MICertificationStatusTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for MI Certification Status Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI Certification Status Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NameDocumentsDrawnInTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Name Documents Drawn Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Name Documents Drawn In Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MICompanyNameTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the mortgage insurance company name if Other is selected as the mortgage insurance company name</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>MI Pool Insurance</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>MI</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI Company Name Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMProjectClassificationType" type="AUS_FNMProjectClassificationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Codes issued by Fannie Mae that identify a  project or condominium classification for the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Project Classification Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FNMProjectClassificationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to describe the location of the insulation if Other is selected as the FNM Project Classification Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FNM Project Classification Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FREProjectClassificationType" type="AUS_FREProjectClassificationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Codes issued by Freddie Mac that identify a  project or condominium classification for the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Project Classification Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FREProjectClassificationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to describe the location of the insulation if Other is selected as the FRE Project Classification Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Project Classification Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_LOAN_ORIGINATION_SYSTEM_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_LoanIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A control number (i.e. key) for the loan in the sending loan origination system.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Application</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Origination System Loan Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_VendorIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A unique identifier agreed upon by the parties to the transaction to identify the vendor of the loan origination system used to process the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Origination System Vendor Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Name" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A descriptive name of the loan origination system as determined by the vendor. For example, EasyLender.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Origination System Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_VersionIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the version of the loan origination system used to process the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Origination System Version Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_LOAN_PRODUCT_DATA_Type">
-		<xs:sequence>
-			<xs:element name="ARM" type="AUS_ARM_Type" minOccurs="0"/>
-			<xs:element name="BUYDOWN" type="AUS_BUYDOWN_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="LOAN_FEATURES" type="AUS_LOAN_FEATURES_Type" minOccurs="0"/>
-			<xs:element name="PAYMENT_ADJUSTMENT" type="AUS_PAYMENT_ADJUSTMENT_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="RATE_ADJUSTMENT" type="AUS_RATE_ADJUSTMENT_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-	</xs:complexType>
-	<xs:complexType name="AUS_LOAN_PURPOSE_Type">
-		<xs:sequence>
-			<xs:element name="CONSTRUCTION_REFINANCE_DATA" type="AUS_CONSTRUCTION_REFINANCE_DATA_Type" minOccurs="0"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="GSETitleMannerHeldDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02B-060 String</xs:documentation>
-				<xs:documentation>A textual field describing how the title will be held.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>GSE Title Manner Held Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_LoanPurposeTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>AUS 2.3 Mark valid values ConstructionOnly and ConstructionToPermanent for deprecation
-in future non-backwardly compatible release
-#DOCUMENTATION:02B-030 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the purpose for which the loan proceeds will be used.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Purpose Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherLoanPurposeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02B-040 String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the purpose of the loan when Other is indicated for Loan Purpose.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Loan Purpose Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyLeaseholdExpirationDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02B-080 Date/Time</xs:documentation>
-				<xs:documentation>The final expiration date of the ground lease for the lot of the property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Leasehold Expiration Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyRightsType" type="AUS_PropertyRightsTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02B-070 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the intended property ownership rights for the property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Rights Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyUsageType" type="AUS_PropertyUsageTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02B-050 Enumerated
-Mark valid value Investor for deprecation in AUS 2.4. Use Investment.
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies intended use by the borrower of the property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Usage Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyUsageTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture intended use by the borrower of the property when Other is indicated for PropertyUsageType.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Purpose</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Usage Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyRightsTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Property Rights Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Rights Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_LOAN_QUALIFICATION_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="AdditionalBorrowerAssetsNotConsideredIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:00A-030 Boolean</xs:documentation>
-				<xs:documentation>The income or assets of the borrowers spouse will not be used as a basis for loan qualification, but his or her liabilities must be considered because the borrower resides in a community property state, the security property is located in a community prop</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Qualification</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Additional Borrower Assets Not Considered Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AdditionalBorrowerAssetsConsideredIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:00A-020 Boolean</xs:documentation>
-				<xs:documentation>The income or assets of a person other than the borrower (including the borrower's spouse) will be used as a basis for loan qualification.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Loan Qualification</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Additional Borrower Assets Considered Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_MAIL_TO_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: String</xs:documentation>
-				<xs:documentation>The street address of the mailing address of the borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress2" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: String</xs:documentation>
-				<xs:documentation>The second line of the street address of the mailing address of the borrower (if needed).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To Street Address 2</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: String</xs:documentation>
-				<xs:documentation>The city in which the mailing address for the borrower is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: String</xs:documentation>
-				<xs:documentation>The state in which the mailing address for the borrower is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: String</xs:documentation>
-				<xs:documentation>The postal code (zip code) of the mailing address for the borrower. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Country" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: String</xs:documentation>
-				<xs:documentation>The country in which the mailing address for the borrower is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To Country</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AddressSameAsPropertyIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>When true, indicates that the mailing address for the borrower is the same as the property address.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Mail To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Mail To Address Same As Property Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_MORTGAGE_SCORE_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Date" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:SCA-040 Date/Time</xs:documentation>
-				<xs:documentation>Date that the mortgage score was received from the Mortgage Scoring engine.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Score</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Mortgage Score Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_MortgageScoreTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:SCA-020 Enumerated
-added enumeration to AUS 2.2</xs:documentation>
-				<xs:documentation>Identifies the type of proprietary mortgage score being reported</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Score</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Mortgage Score Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  String</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the description of the type of Mortgage Score if Other is selected as the Mortgage Score Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Score</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Mortgage Score Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Value" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:SCA-030 String</xs:documentation>
-				<xs:documentation>The score value associated with the mortgage score type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Score</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Mortgage Score Value</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_MORTGAGE_TERMS_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="AgencyCaseIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-040 String</xs:documentation>
-				<xs:documentation>An identifier assigned by a government agency (for example FHA Case Number, VA Case Number). The identifier is used by the agency to identify a loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Agency Case Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ARMTypeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-110 String</xs:documentation>
-				<xs:documentation>A free-form text field used to collect additional information or a description of the ARM program. Collected on the URLA in Section I (Amortization Type:ARM).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>ARM Type Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BaseLoanAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: Money</xs:documentation>
-				<xs:documentation>The base loan amount to be loaned to the borrower not including PMI, MIP, or Funding Fee. Collected on the URLA in Section VII line m.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Base Loan Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerRequestedLoanAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-060 Money</xs:documentation>
-				<xs:documentation>The total dollar amount of the mortgage note being originated that is being requested by the borrower. This amount may include financed PMI, MIP and Funding Fees. It is collected on the URLA in Section I (Amount) and in Section VII line o.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Requested Loan Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LenderCaseIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-050 String</xs:documentation>
-				<xs:documentation>Number used by the Lender to identify a loan. Collected on the URLA in Section I (Lender Case Number).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Lender Case Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanAmortizationTermMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-080 Numeric</xs:documentation>
-				<xs:documentation>The number of months used to compute the fully amortized payment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Amortization Term Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanAmortizationType" type="AUS_LoanAmortizationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-090 Enumerated
-Deprecate valid values DailySimpleInterest and RuleOf78s in AUS 2.4. Not valid in this attribute.
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Describes the cash flows associated with the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms, Related Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Amortization Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MortgageType" type="AUS_MortgageTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-020 Enumerated
-added enumeration to AUS 2.2
-Note: Farmers Home Administration is the same as Farm Service Agency, or Rural Housing Service or 
-USDA/Rural Housing Service
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the type of mortgage being applied for or that has been granted.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms, Related Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Mortgage Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherMortgageTypeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-030 String</xs:documentation>
-				<xs:documentation>A free-form text field used to collect additional information or a description of the mortgage type when Other is selected.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms, Related Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Mortgage Type Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="OtherAmortizationTypeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION: 01A-100 String</xs:documentation>
-				<xs:documentation>A free-form text field used to collect additional information or a description of the amortization type when Other is selected.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms, Related Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Other Amortization Type Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RequestedInterestRatePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:01A-070 Numeric</xs:documentation>
-				<xs:documentation>The interest rate that is being requested on the loan application. Collected on the URLA in Section I (Interest Rate).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Mortgage Terms</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Requested Interest Rate Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_NON_PERSON_ENTITY_DETAIL_Type">
-		<xs:sequence>
-			<xs:element name="AUTHORIZED_REPRESENTATIVE" type="AUS_AUTHORIZED_REPRESENTATIVE_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="MERSOrganizationIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The identification numbers assigned by MERS to the organization.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MERS Organization Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OrganizationType" type="AUS_NonPersonEntityDetailOrganizationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The description of the entity type of the party or organization.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail-Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Detail Organization Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OrganizationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The description of the Organization Type when Other is selected as the option from the enumerated list.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail-Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Detail Organization Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OrganizedUnderTheLawsOfJurisdictionName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The name and type of jurisdiction under which the party as an entity is organized and under whose authority the party as an entity operates.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail-Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Detail Organized Under The Laws Of Jurisdiction Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SuccessorClauseTextDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The description used as the Successor Clause for the non person entity, i. e. Its successors and/or assigns.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail-Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Detail Successor Clause Text Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TaxIdentificationNumberIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The Tax Identification Number assigned to the non person entity.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail-Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Detail Tax Identification Number Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OrganizationLicensingTypeDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to indicate the manner in which the organization is authorized to make or broker loans, e.g., Mortgage Banker, Mortgage Broker, Licensed Lender.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Non Person Entity Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Detail Organization Licensing Type Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PARSED_STREET_ADDRESS_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_ApartmentOrUnit" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The Apartment, Suite or Unit number component of the address.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Apartment Or Unit</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DirectionPrefix" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The Direction Prefix address component that appears before the Street Name. (N, S, E, W, NW, SW, NE, SE).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Direction Prefix</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DirectionSuffix" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The Direction Suffix address component that appears after the Street Name. (N, S, E, W, NW, SW, NE, SE).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Direction Suffix</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_BuildingNumber" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>A building number component of the street address.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Building Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_HouseNumber" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The house number address component.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address House Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Military_APO_FPO" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The APO or FPO box number component of an address.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Military APO FPO</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostOfficeBox" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The post office box address component of the address, it is normally part of a rural route address.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Post Office Box</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_RuralRoute" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The rural route or start route number component of an address.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Rural Route</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The street name component of an address without any direction or quadrant indicators or street suffixes.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Street Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetSuffix" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>The street suffix or street type component of an address (ST, AV, BV, CT, DR, PL, etc.) Use U.S. Postal Service approved abbreviations.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Parsed Street Address</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Parsed Street Address Street Suffix</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PAYMENT_ADJUSTMENT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="FirstPaymentAdjustmentMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-100 Numeric</xs:documentation>
-				<xs:documentation>The number of months after origination in which the first payment adjustment occurs.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>First Payment Adjustment Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Amount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-070 Money</xs:documentation>
-				<xs:documentation>The dollar amount to be added to the current payment. If the subject mortgage can change by means other than a rate adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CalculationType" type="AUS_PaymentAdjustmentCalculationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-050 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Indicates the method for calculating the new payment at each change. If the subject mortgage can change by means other than a rate adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Calculation Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DurationMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-030 Numeric</xs:documentation>
-				<xs:documentation>The total number of months in the adjustment period.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Duration Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Percent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-060 Numeric</xs:documentation>
-				<xs:documentation>The percentage to be added to the current payment. If the subject mortgage can change by means other than a rate adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PeriodicCapAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-090 Money</xs:documentation>
-				<xs:documentation>The maximum dollar amount (cap) of the payment increase allowed at each change period within the allowed duration. If the subject mortgage can change by means other than a rate adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Periodic Cap Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PeriodicCapPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-080 Numeric</xs:documentation>
-				<xs:documentation>The maximum percentage (cap) on the payment increase allowed at each change period within the allowed duration. If the subject mortgage can change by means other than a rate adjustment. (Expressed as a percentage of the payment amount.)</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Periodic Cap Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PeriodNumber" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-020 Numeric</xs:documentation>
-				<xs:documentation>The sequential number of the payment adjustment for the loan. For the first payment adjustment under the terms of the loan, this would be 1. The second adjustment would be 2.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Period Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubsequentPaymentAdjustmentMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:PAJ-040 Numeric</xs:documentation>
-				<xs:documentation>The number of months between the subsequent payment adjustments. If the subject mortgage payments can change by means other than a rate adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subsequent Payment Adjustment Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CalculationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Payment Adjustment Calculation Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Payment Adjustment Calculation Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PRESENT_HOUSING_EXPENSE_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="HousingExpenseType" type="AUS_HousingExpenseTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:05H-040 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the general names (types) of housing expense items commonly listed as by the borrower(s) in a mortgage loan transaction. Collected on the URLA in Section V.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Proposed Housing Expense, Present Housing Expense, Housing Expense</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Housing Expense Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PaymentAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:05H-050 Money</xs:documentation>
-				<xs:documentation>The dollar amount per month of the borrowers present housing expense type. May be used for their primary or non-primary residence.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Present Housing Expense</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Present Housing Expense Payment Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HousingExpenseTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Housing Expense Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Housing Expense Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PROJECT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="LivingUnitCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Number of separate living units (i.e. in a structure such as an apartment or duplex).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Structure</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Living Unit Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ClassificationType" type="AUS_ProjectClassificationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies a class of supplementary information that is provided for the project, based on the ownership, development, and usage of common property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Project</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Project Classification Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ClassificationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Project Classification Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Project</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Project Classification Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DesignType" type="AUS_ProjectDesignTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>This field specifies the type of design for the multiple unit buildings in a project.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Project</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Project Design Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DesignTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to describe the design if Other is selected as the Project Design Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Project</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Project Design Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PROPERTY_Type">
-		<xs:sequence>
-			<xs:element name="_LEGAL_DESCRIPTION" type="AUS_LEGAL_DESCRIPTION_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="PARSED_STREET_ADDRESS" type="AUS_PARSED_STREET_ADDRESS_Type" minOccurs="0"/>
-			<xs:element name="_VALUATION" type="AUS_VALUATION_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="_CATEGORY" type="AUS_CATEGORY_Type" minOccurs="0" maxOccurs="unbounded"/>
-			<xs:element name="PROJECT" type="AUS_PROJECT_Type" minOccurs="0"/>
-			<xs:element name="SELLER" type="AUS_SELLER_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-020 String</xs:documentation>
-				<xs:documentation>The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress2" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  String</xs:documentation>
-				<xs:documentation>The unstructured (Unparsed) street address 2nd division of the subject property (e.g., Unit 1223).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Street Address 2</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-030 String</xs:documentation>
-				<xs:documentation>The city in which the subject property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-040 String</xs:documentation>
-				<xs:documentation>The state in which the subject property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_County" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-120 String</xs:documentation>
-				<xs:documentation>The county in which the subject property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property County</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-050,02A-060 String</xs:documentation>
-				<xs:documentation>The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BuildingStatusType" type="AUS_BuildingStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Physical status of the structure. Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the physical status of the structure.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Building Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_FinancedNumberOfUnits" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-070 Numeric</xs:documentation>
-				<xs:documentation>The number of individual family dwelling units being financed in the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Financed Number Of Units</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StructureBuiltYear" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:02A-100 Date/Time</xs:documentation>
-				<xs:documentation>The year in which the dwelling on the property was completed.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Structure Built Year</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AcquiredDate" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Date/Time</xs:documentation>
-				<xs:documentation>The date the property was acquired. A specific date is needed to calculate if the ownership is seasoned, e.g., over 12 months.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Date/Time</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Acquired Date</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PlannedUnitDevelopmentIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Boolean</xs:documentation>
-				<xs:documentation>Indicates whether project in which the subject property is located is a Planned Unit Development (PUD).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Planned Unit Development Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AcreageNumber" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Numeric</xs:documentation>
-				<xs:documentation>Number of acres of the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Acreage Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="UniqueDwellingType" type="AUS_UniqueDwellingTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A dwelling made from logs that have not been milled in to conventional lumber.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Unique Dwelling Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="UniqueDwellingTypeOtherDescription" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Unique Dwelling Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Unique Dwelling Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NativeAmericanLandsType" type="AUS_NativeAmericanLandsTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Any land granted to or acquired by a federally-recognized tribe.  Title may be held in fee simple, or held by the federal government in trust through a leasehold for the benefit of the Tribe.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Native American Lands Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="NativeAmericanLandsTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Native American Lands Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Native American Lands Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CommunityLandTrustIndicator" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates that the subject property is subject to a Community Land Trust.  A CLT is usually organized by a non-profit group that purchases land and holds it in trust through a leasehold to provide affordable housing to eligible borrowers.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Community Land Trust Indicator </mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_InclusionaryZoningIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates that the subject property is subject to Inclusionary zoning, a land-use concept in which builders include a certain amount of housing for eligible borrowers, usually low- and moderate-income households in exchange for considerations, such as low</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Inclusionary Zoning Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CurrentVacancyStatusType" type="AUS_CurrentVacancyStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Based on current property inspection result the vacancy status of the property</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current Vacancy Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="GrossLivingAreaSquareFeetCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The total area of all inhabitable rooms.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Structure</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Gross Living Area Square Feet Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ManufacturedHomeManufactureYear" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Reports the year the manufactured home was built.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Manufactured Home</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Manufactured Home Manufacture Year</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_NeighborhoodLocationType" type="AUS_PropertyNeighborhoodLocationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the urban, suburban, or rural nature of the location of the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Neighborhood Location Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_NeighborhoodLocationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Property Neighborhood Location Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Neighborhood Location Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ZoningCategoryType" type="AUS_PropertyZoningCategoryTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the property zoning category. The zoning category is not the official legal description.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Zoning Category Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_ZoningCategoryTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field that specifies the property zoning.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Zoning Category Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="StoriesCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Indicates the number of levels above grade such as in a 20 story building.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Neighborhood Typical Apartment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Stories Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BuildingStatusTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Building Status Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Building Status Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OwnershipType" type="AUS_PropertyOwnershipTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Describes the type of ownership associated with a property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Subject Property, Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Ownership Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_OwnershipTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Property Ownership Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Ownership Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PROPOSED_HOUSING_EXPENSE_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="HousingExpenseType" type="AUS_HousingExpenseTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:05H-040 Enumerated
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the general names (types) of housing expense items commonly listed as by the borrower(s) in a mortgage loan transaction. Collected on the URLA in Section V.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Proposed Housing Expense, Present Housing Expense, Housing Expense</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Housing Expense Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PaymentAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:05H-050 Money</xs:documentation>
-				<xs:documentation>The dollar amount per month of the borrowers proposed housing expense type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Proposed Housing Expense, Housing Expense</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Proposed Housing Expense Payment Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="HousingExpenseTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Housing Expense Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Housing Expense Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_PURCHASE_CREDIT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Amount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07B-030 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the Purchase Credit Type related to the loan application. Collected on the URLA in Section VII (Details of Transaction - Other Credits - Amount).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Purchase Credit</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Purchase Credit Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SourceType" type="AUS_PurchaseCreditSourceTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07B-020 Enumerated
-added enumeration to AUS 2.2
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the party contributing credits to the transaction exclusive of the mortgage financing. Collected on the URLA in Section VII (Details of Transaction - Other Credits - Explain)</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Purchase Credit</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Purchase Credit Source Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Type" type="AUS_PurchaseCreditTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07B-020 Enumerated
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the general names (types) of credit on the transaction exclusive of financing. Collected on the URLA in Section VII (Details of Transaction - Other Credits - Explain).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Purchase Credit</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Purchase Credit Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_TypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Purchase Credit Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Purchase Credit Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SourceTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to capture a description of the Purchase Credit Source Type when Other is selected.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Purchase Credit</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Purchase Credit Source Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_RATE_ADJUSTMENT_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="FirstRateAdjustmentMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-080 Numeric</xs:documentation>
-				<xs:documentation>The number of months after origination in which the first interest rate adjustment occurs, if the interest rate on the subject loan can change.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>First Rate Adjustment Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CalculationType" type="AUS_RateAdjustmentCalculationTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-050 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Indicates the method for calculating the new rate at each change. If the subject mortgage can change by means other than a rate adjustment.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Calculation Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DurationMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-030 Numeric</xs:documentation>
-				<xs:documentation>The total number of months for which the rate adjustment will be effective.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Duration Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Percent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-060 Numeric</xs:documentation>
-				<xs:documentation>Percentage to be added to current or original interest rate, if the interest rate on the subject loan can change.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PeriodNumber" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-020 Numeric</xs:documentation>
-				<xs:documentation>The sequential number of the rate adjustment for the loan if there is more than one adjustment. For the first payment adjustment under the terms of the loan this would be 1 The second adjustment for the loan would be 2.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Period Number</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SubsequentCapPercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-070 Numeric</xs:documentation>
-				<xs:documentation>The maximum percentage (cap) of the rate increase allowed at each rate adjustment period after the initial adjustment within the allowed duration, if the interest rate on the subject loan can change.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Subsequent Cap Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubsequentRateAdjustmentMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:RAJ-040 Numeric</xs:documentation>
-				<xs:documentation>The number of months between the subsequent rate adjustments. If the interest rate on the subject loan can change.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subsequent Rate Adjustment Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CalculationTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Rate Adjustment Calculation Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Adjustment Calculation Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_REO_PROPERTY_Type">
-		<xs:sequence/>
-		<xs:attribute name="REO_ID" type="xs:ID"/>
-		<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-		<xs:attribute name="LiabilityID" type="xs:IDREFS"/>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-030 String</xs:documentation>
-				<xs:documentation>The street address of the REO property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress2" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  String</xs:documentation>
-				<xs:documentation>The unstructured (Unparsed) street address 2nd division of the REO property (e.g., Unit 1223).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Street Address 2</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-040 String</xs:documentation>
-				<xs:documentation>The city in which the REO property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-050 String</xs:documentation>
-				<xs:documentation>The state in which the REO property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-060,06G-070 String</xs:documentation>
-				<xs:documentation>The postal code (zip code in the US) of the REO property. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_CurrentResidenceIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-160 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether or not the borrower currently resides in the Real Estate Owned.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Current Residence Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_DispositionStatusType" type="AUS_REOPropertyDispositionStatusTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-080 Enumerated</xs:documentation>
-				<xs:documentation>The borrowers intended disposition of an owned property. Collected on the URLA in Section VI (Schedule of Real Estate Owned).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Disposition Status Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_GSEPropertyType" type="AUS_REOPropertyGSEPropertyTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-090 Enumerated</xs:documentation>
-				<xs:documentation>Specifies the type of real estate owned.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property GSE Property Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LienInstallmentAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Money 06G-130</xs:documentation>
-				<xs:documentation>The total monthly payment made on outstanding mortgages and liens against the real estate owned (REO) made by the applicant.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Lien Installment Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LienUPBAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Money 06G-110</xs:documentation>
-				<xs:documentation>The total amount of all remaining mortgages and liens against the real estate owned (REO) at the time the asset was reported by the applicant.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Lien UPB Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MaintenanceExpenseAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-140 Money</xs:documentation>
-				<xs:documentation>The monthly expense on the property for property taxes, maintenance and insurance.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Maintenance Expense Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MarketValueAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Money 06G-100</xs:documentation>
-				<xs:documentation>The value of the real estate owned (REO) if it were to be sold today.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Market Value Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_RentalIncomeGrossAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-120 Money</xs:documentation>
-				<xs:documentation>The amount of revenue generated by the property from rent on a monthly basis.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Rental Income Gross Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_RentalIncomeNetAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-150 Money</xs:documentation>
-				<xs:documentation>The amount of the rental income that is net of mortgage payments, insurance, maintenance, taxes, and miscellaneous expenses.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Rental Income Net Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_SubjectIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06G-170 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the Real Estate Owned is the property that will secure the loan being applied for with this application.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>REO Property Subject Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_RESIDENCE_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-040 String</xs:documentation>
-				<xs:documentation>The unstructured street address at which the borrowers residence is located. Collected on the URLA in Section III (Present Address).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residence Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-050 String</xs:documentation>
-				<xs:documentation>The name of the city in which the borrowers residence is located. Collected on the URLA in Section III (Present Address).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residence City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-060 String</xs:documentation>
-				<xs:documentation>The name of the state in which the borrowers residence is located. Collected on the URLA in Section III (Present Address).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residence State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-070, 03C-080 String</xs:documentation>
-				<xs:documentation>The postal code (zip code in the US) of the address of borrowers residence. Zip code may be either 5 or 9 digits. Collected on the URLA in Section III (Present Address).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residence Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Country" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Country in which Borrower's residence is located if
-not in USA. String</xs:documentation>
-				<xs:documentation>The name of the country in which the borrowers residence is located if not in USA.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residence Country</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerResidencyBasisType" type="AUS_BorrowerResidencyBasisTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-090 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>The basis on which borrower lives/lived at the indicated address. Could be either current or prior address. Collected on the URLA in Section III (Present Address or Former Address). It may also be reported on a Credit Report.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residency Basis Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerResidencyDurationMonths" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-110 Numeric</xs:documentation>
-				<xs:documentation>The number of months the borrower resided at the indicated address. Could be either current or prior address. Collected on the URLA in Section III (Present Address or Former Address). It may also be reported on a Credit Report.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residency Duration Months</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerResidencyDurationYears" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-100 Numeric</xs:documentation>
-				<xs:documentation>The number of years the borrower resided at the indicated address. Could be either current or prior address. Collected on the URLA in Section III (Present Address or Former Address). It may also be reported on a Credit Report.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residency Duration Years</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerResidencyType" type="AUS_BorrowerResidencyTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:03C-030 Enumerated</xs:documentation>
-				<xs:documentation>This attribute, accompanying borrower residence data, qualifies it as either the current or prior borrowers residence.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residency Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress2" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The unstructured street address 2nd division of the borrowers residence. Collected on the URLA in Section III (Present Address).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Residence Street Address 2</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_SELLER_Type">
-		<xs:sequence>
-			<xs:element name="CONTACT_DETAIL" type="AUS_CONTACT_DETAIL_Type" minOccurs="0"/>
-			<xs:element name="NON_PERSON_ENTITY_DETAIL" type="AUS_NON_PERSON_ENTITY_DETAIL_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="NonPersonEntityIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>When true, indicates that the party is a non person entity.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer, Escrow Paid To</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Application</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Non Person Entity Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_City" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The city in which the address of the seller of the subject property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller City</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Country" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The country in which the address of the seller of the subject property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Country</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_FirstName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The first name of an individual who is a seller of the subject property in the loan transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller First Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_Identifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A unique identifier agreed upon by the parties to the transaction to identify the seller.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Delivery Transaction</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_LastName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The last name of an individual who is a seller of the subject property in the loan transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Last Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MiddleName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The middle name of an individual who is a seller of the subject property in the loan transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Middle Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_NameSuffix" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The name suffix of an individual who is a seller of the subject property in the loan transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Name Suffix</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_PostalCode" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The postal code (zip code in US) of the address of the seller of the subject property. Zip code may be either 5 or 9 digits.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Postal Code</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_State" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The state in which the address of the seller of the subject property is located.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller State</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The street address of the seller of the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Street Address</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_StreetAddress2" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The second line of the street address of the seller of the subject property (if needed).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Street Address 2</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_UnparsedName" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The unparsed name of an individual who is a seller of the subject property in the loan transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Seller</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Unparsed Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_SUMMARY_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Amount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06S-040 Money</xs:documentation>
-				<xs:documentation>The summary amount expressed in dollars.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Summary</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Summary Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AmountType" type="AUS_SummaryAmountTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:06S-030 Enumerated
-Corrected mis-spelling "liabilites" in AUS 2.2 Incorrectly spelled words will be deleted upon the next major release. 
-Correct enumerated values added(incorrect in parens) are: 
-TotalLiabilitiesBalance (TotalLiabilitesBalance), 
-SubtotalLiabilitiesMonthlyPayment (SubtotalLiabilitesMonthlyPayment),
-SubtotalOmittedLiabilitiesBalance (SubtotalLiabilitesMonthlyPayment),
-SubtotalResubordinatedLiabilitiesMonthlyPaymentForSubjectProperty (SubtotalResubordinatedLiabilitesMonthlyPaymentForSubjectProperty)
-added enumeration UndrawnHELOC to AUS 2.3.1
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Identifies the type of summary amount.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Summary</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Summary Amount Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_AmountTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free-form text field used to capture the payment frequency type if Other is selected as the Summary Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Summary Amount Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_TITLE_HOLDER_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_Name" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:string 02C-020</xs:documentation>
-				<xs:documentation>Name(s) of the individual or entity that will hold title to the property. Collected on the URLA in Section II (Title Will Be Held).</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Title Holder</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Title Holder Name</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LandTrustType" type="AUS_LandTrustTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added to AUS 2.2 Enumerated
-Added enumeration in AUS 2.4.</xs:documentation>
-				<xs:documentation>Specifies the type of land trust associated with the title.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Title Holder</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Land Trust Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LandTrustTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Land Trust Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Land Trust Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_TRANSACTION_DETAIL_Type">
-		<xs:sequence>
-			<xs:element name="PURCHASE_CREDIT" type="AUS_PURCHASE_CREDIT_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="AlterationsImprovementsAndRepairsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-030 Money</xs:documentation>
-				<xs:documentation>The cost of any alterations, improvements, repairs and rehabilitation to be made on the subject property. Collected on the URLA in Section VII line b.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Alterations Improvements And Repairs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerPaidDiscountPointsTotalAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-090 Money</xs:documentation>
-				<xs:documentation>The total dollar amount of discount points that are paid by the borrower. Collected on the URLA in Section VII line h.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Paid Discount Points Total Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="EstimatedClosingCostsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-070 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the estimated loan fees, title fees, appraisal fees and other closing costs associated with the subject transaction excluding discount points. Collected on the URLA in Section VII line f.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Estimated Closing Costs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MIAndFundingFeeFinancedAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-120 Money</xs:documentation>
-				<xs:documentation>The dollar amount of private mortgage insurance premium, FHA up-front MI Premium or VA funding fee that is rolled into loan amount. Used if PMI / MIP / VA funding fee will be added to loan amount. Collected on the URLA in Section VII line n.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI And Funding Fee Financed Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="MIAndFundingFeeTotalAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-080 Money</xs:documentation>
-				<xs:documentation>The total amount paid to initiate private mortgage insurance, FHA up-front MI premium or the VA funding fee. Collected on the URLA in Section VII line g.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>MI And Funding Fee Total Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PrepaidItemsEstimatedAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-060 Money</xs:documentation>
-				<xs:documentation>The dollar amount of escrow / impound to be held by the lender, which is to be collected at closing for future payment of taxes, insurance or other obligations on the subject property. Collected on the URLA in Section VII line e.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Prepaid Items Estimated Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PurchasePriceAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-020 Money</xs:documentation>
-				<xs:documentation>The total dollar amount paid by the borrower for the property pledged as security for the mortgage. The purchase price is presented on the offer to purchase.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Purchase Price Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RefinanceIncludingDebtsToBePaidOffAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-050 Money</xs:documentation>
-				<xs:documentation>The total amount of all debt to be repaid with funds from refinancing the mortgage loan on the subject property. Collected on the URLA in Section VII line d.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Refinance Including Debts To Be Paid Off Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SalesConcessionAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOA-040 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the value of sales concessions granted by an interested party including such items as furniture, carpeting, decorator allowances, automobiles, vacations, securities, giveaways or other sales incentives.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Sales Concession Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SellerPaidClosingCostsAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-110 Money</xs:documentation>
-				<xs:documentation>The estimated closing costs that the seller of the subject property will pay. Collected on the URLA in Section VII line k.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail, Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Seller Paid Closing Costs Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubordinateLienAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:07A-100 Money</xs:documentation>
-				<xs:documentation>The total amount of financing by a type of debt inferior to the loan the applicant is applying for on the same property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subordinate Lien Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubordinateLienHELOCAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Money</xs:documentation>
-				<xs:documentation>The balance amount of the Home Equity Line of Credit (HELOC) component of the subordinate financing on the subject property.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subordinate Lien HELOC Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FREReserveAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>FREReserveAmount marked for deprecation to correct spelling in AUS 2.3.1
-added to AUS 2.3 Money</xs:documentation>
-				<xs:documentation>Based on Freddie Mac guidelines, the actual dollar amount of remaining verified liquid assets after settlement. NOTE: Mark for deprecation in AUS V2.3.1. Do not use.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Reserve Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="FREReservesAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1  Money</xs:documentation>
-				<xs:documentation>Based on Freddie Mac guidelines, the actual dollar amount of remaining verified liquid assets after settlement.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transaction Detail</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>FRE Reserves Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubordinateLienPurposeType" type="AUS_SubordinateLienPurposeTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Used for the purchase of additional assets.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subordinate Lien Purpose Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="SubordinateLienPurposeTypeOtherDescription" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Subordinate Lien Purpose Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Subordinate Lien Purpose Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_TRANSMITTAL_DATA_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="ArmsLengthIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2. Boolean</xs:documentation>
-				<xs:documentation>Indicates that this is an Arms Length Transaction. An Arms length transaction is between a willing buyer and a willing seller with no undue influence on either party and there is no relationship between the parties except that of the specific transaction.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Arms Length Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BelowMarketSubordinateFinancingIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:99B-020 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the seller provided below-market subordinate financing.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Below Market Subordinate Financing Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BuydownRatePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:99B-050 Numeric</xs:documentation>
-				<xs:documentation>The final bought down interest rate. The rate that the applicant will pay after the buydown is applied.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Buydown Rate Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CaseStateType" type="AUS_CaseStateTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Description of the point in the mortgage process at
-which the loan is being submitted for automated underwriting.
-Enumerated
-Added enumeration in AUS 2.</xs:documentation>
-				<xs:documentation>A description of the point in the loan origination process at which the loan is being sent.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Case State Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CreditReportAuthorizationIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2. Boolean</xs:documentation>
-				<xs:documentation>Indicates that the borrower gave the lender consent to pull credit report.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Credit Report Authorization Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CurrentFirstMortgageHolderType" type="AUS_CurrentFirstMortgageHolderTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:99B-030 Enumerated</xs:documentation>
-				<xs:documentation>Specifies the investor holding the first mortgage that is being refinanced.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current First Mortgage Holder Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LenderBranchIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:The user's branch identification code for the loan. String</xs:documentation>
-				<xs:documentation>The lenders identification code for the branch number associated with the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data, Delivery Transaction</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Lender Branch Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LenderRegistrationIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:A tracking number assigned by the wholesale lender to
-identify the loan for pipeline management. String</xs:documentation>
-				<xs:documentation>A tracking number, used by Loan Prospector, assigned by the wholesale lender to identify the loan for pipeline management.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Lender Registration Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyAppraisedValueAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:99B-040 Money</xs:documentation>
-				<xs:documentation>Statement of property's value from a valid property valuation source</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Appraised Value Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertyEstimatedValueAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:Borrower's or Originator's estimate of property's present market value in dollars. Money</xs:documentation>
-				<xs:documentation>A statement of the property's present market value from the borrowers or loan originators estimate.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Estimated Value Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InvestorLoanIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Account number assigned by the investor used for tracking on the investors systems.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data, Investor Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Investor Loan Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="InvestorInstitutionIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Identifies the secondary mortgage market institution (investor) associated with the lender or trading partner.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Investor Institution Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CommitmentReferenceIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Identifies the existing commitment against which funding will be applied.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Commitment Reference Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConcurrentOriginationIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Indicates that a new first mortgage will be closed concurrently with a second or a HELOC loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Concurrent Origination Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="ConcurrentOriginationLenderIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Indicates that a concurrent loan is from the same lender. This is in conjunction with Concurrent Origination Indicator.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Concurrent Origination Lender Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RateLockPeriodDays" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Specifies the number of days for which the rate will be locked.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Lock Period Days</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RateLockType" type="AUS_RateLockTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Specifies the method by which the rate lock period will be determined.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Lock Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="RateLockRequestedExtensionDays" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1</xs:documentation>
-				<xs:documentation>Specifies the number of days requested to extend the rate lock beyond the current expiration.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Rate Lock Requested Extension Days</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="PropertiesFinancedByLenderCount" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Case or loan level count of properties already financed by this lender for the borrower(s) named on the loan application.  Does not include subject property</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Properties Financed by Lender Count</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanOriginatorType" type="AUS_LoanOriginatorTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the type of party that originated the loan.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Originator Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="LoanOriginatorTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Loan Originator Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Loan Originator Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CurrentFirstMortgageHolderTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Current First Mortgage Holder Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Current First Mortgage Holder Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="CaseStateTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to collect additional information when Other is selected for Case State Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Case State Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_VA_BORROWER_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="VACoBorrowerNonTaxableIncomeAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-080 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the co-borrower's monthly income that is not subject to taxation.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Co Borrower Non Taxable Income Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VACoBorrowerTaxableIncomeAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-100 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the co-borrower's monthly income that is subject to taxation.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Co Borrower Taxable Income Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAFederalTaxAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-030 Money</xs:documentation>
-				<xs:documentation>The monthly amount of federal income tax from the applicable table for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Federal Tax Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VALocalTaxAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-050 Money</xs:documentation>
-				<xs:documentation>The monthly amount of income tax other than that paid to state or federal governments from the applicable table for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Local Tax Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAPrimaryBorrowerNonTaxableIncomeAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-070 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the primary borrower's monthly income that is not subject to taxation.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Primary Borrower Non Taxable Income Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAPrimaryBorrowerTaxableIncomeAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-090 Money</xs:documentation>
-				<xs:documentation>The dollar amount of the borrower's monthly income that is subject to taxation.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Primary Borrower Taxable Income Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VASocialSecurityTaxAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-060 Money</xs:documentation>
-				<xs:documentation>The monthly amount of social security tax from the applicable table for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Social Security Tax Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAStateTaxAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOD-040 Money</xs:documentation>
-				<xs:documentation>The monthly amount of state income tax from the applicable table for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Borrower</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA State Tax Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_VA_LOAN_Type">
-		<xs:sequence/>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="VABorrowerCoBorrowerMarriedIndicator" type="AUS_MISMOIndicatorType">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOC-020 Boolean</xs:documentation>
-				<xs:documentation>Indicates whether the co-borrower is married to the borrower. Used for VA loans only.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Boolean</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Borrower Co Borrower Married Indicator</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="BorrowerFundingFeePercent" type="AUS_MISMONumeric">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOC-060 Numeric</xs:documentation>
-				<xs:documentation>The funding fee percentage due from the borrower. The fee is entered as a percentage.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Numeric</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Borrower Funding Fee Percent</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAEntitlementAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOC-030 Money</xs:documentation>
-				<xs:documentation>The dollar amount of guarantee by the VA available to the veteran borrower.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Entitlement Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAMaintenanceExpenseMonthlyAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOC-040 Money</xs:documentation>
-				<xs:documentation>The estimated dollar amount of monthly maintenance expense used for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Maintenance Expense Monthly Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAResidualIncomeAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.2  Money</xs:documentation>
-				<xs:documentation>The dollar amount of the monthly balance of funds available for family support after meeting the borrowers shelter expenses, debts, and taxes as defined by the VA.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Residual Income Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="VAUtilityExpenseMonthlyAmount" type="AUS_MISMOMoney">
-			<xs:annotation>
-				<xs:documentation>#DOCUMENTATION:GOC-050 Money</xs:documentation>
-				<xs:documentation>The estimated dollar amount of monthly utility expense used for VA loans.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>Money</mismo:DATATYPE>
-					<mismo:CONTEXT>VA Loan</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>VA Utility Expense Monthly Amount</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:complexType name="AUS_VALUATION_Type">
-		<xs:sequence>
-			<xs:element name="APPRAISER" type="AUS_APPRAISER_Type" minOccurs="0" maxOccurs="unbounded"/>
-		</xs:sequence>
-		<xs:attribute name="_ID" type="xs:ID"/>
-		<xs:attribute name="_MethodType" type="AUS_PropertyValuationMethodTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1
-deprecate valid values
-FNM1004, EmployeeRelocationCouncil2001, FNM1073, FNM1025, FNM2055Exterior
-FNM2065, FRE2070Interiro, FRE2070Exterior, FNM2075, FNM2055InteriorAndExterior
-FNM2095Exterior, FNM2095InteriorAndExterior, Form261805, Form268712 in AUS 2.4
-Use AppraisalFormType</xs:documentation>
-				<xs:documentation>Specifies the method by which the property value was reported.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT>Property Valuation</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Valuation Method Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="_MethodTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>added to AUS 2.3.1
-Added enumerations in AUS 2.4.</xs:documentation>
-				<xs:documentation>A free form text field used to capture a description of the Property Valuation Method Type when Other is selected.</xs:documentation>
-				<xs:appinfo>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT>Property Valuation</mismo:CONTEXT>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-						<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Property Valuation Method Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AppraisalFormType" type="AUS_AppraisalFormTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the appraisal form used to report the valuation.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraisal Form Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AppraisalFormTypeOtherDescription" type="AUS_MISMODateTime">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to capture additional information when Other is selected for Appraisal Form Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraisal Form Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AppraisalInspectionType" type="AUS_AppraisalInspectionTypeEnumerated">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>Specifies the extent of the property inspection.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraisal Inspection Type</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AppraisalInspectionTypeOtherDescription" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>A free form text field used to capture additional information when Other is selected for Appraisal Inspection Type.</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraisal Inspection Type Other Description</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-		<xs:attribute name="AppraisalFormVersionIdentifier" type="xs:string">
-			<xs:annotation>
-				<xs:documentation>Added in AUS 2.4</xs:documentation>
-				<xs:documentation>The version identifier of the appraisal form specified by Appraisal Form Type (e.g. the year the form was issued).</xs:documentation>
-				<xs:appinfo>
-					<mismo:HISTORY>
-						<mismo:ADD version="2.4">AUS</mismo:ADD>
-					</mismo:HISTORY>
-					<mismo:DATATYPE>String</mismo:DATATYPE>
-					<mismo:CONTEXT/>
-					<mismo:PROCESSES>
-						<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					</mismo:PROCESSES>
-					<mismo:LDD_NAME>Appraisal Form Version Identifier</mismo:LDD_NAME>
-				</xs:appinfo>
-			</xs:annotation>
-		</xs:attribute>
-	</xs:complexType>
-	<xs:simpleType name="AUS_MISMOAmount">
-		<xs:restriction base="xs:decimal"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMOCount">
-		<xs:restriction base="xs:integer"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMOFactor">
-		<xs:restriction base="xs:string"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMOIndicatorType">
-		<xs:restriction base="xs:string"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMODateTime">
-		<xs:annotation>
-			<xs:documentation>Used on Attribute Tag Type Suffixes: date, DateTime, Year</xs:documentation>
-		</xs:annotation>
-		<xs:union memberTypes="xs:gYear xs:gYearMonth xs:date xs:dateTime"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMOMoney">
-		<xs:annotation>
-			<xs:documentation>Used on Attribute Tag Type Suffixes: Amount</xs:documentation>
-		</xs:annotation>
-		<xs:union memberTypes="xs:integer xs:decimal"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMONumeric">
-		<xs:annotation>
-			<xs:documentation>Used on Attribute Tag Type Suffixes: AcreageNumber, Count, Days, Months, Percent, PeriodNumber, Term, Units, Years, YearsOnJob</xs:documentation>
-		</xs:annotation>
-		<xs:union memberTypes="xs:integer xs:decimal"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMONumericString">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="\d*"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMONumericString9">
-		<xs:restriction base="xs:string">
-			<xs:pattern value="\d{9}"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMONumber">
-		<xs:restriction base="xs:string"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMONonNegativeInteger">
-		<xs:restriction base="xs:nonNegativeInteger"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMOPercent">
-		<xs:restriction base="xs:decimal"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMORate">
-		<xs:restriction base="xs:decimal"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MISMOValue">
-		<xs:restriction base="xs:string"/>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MortgageScoreTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Mortgage Score</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Mortgage Score Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FraudFilterScore"/>
-			<xs:enumeration value="GE_IQScore"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="PMIAuraAQIScore"/>
-			<xs:enumeration value="UGIAccuscore"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_CaseStateTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Case State Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Application">
-				<xs:annotation>
-					<xs:documentation>Application has been taken and is being processed.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FinalDisposition">
-				<xs:annotation>
-					<xs:documentation>Final underwriting decision has been made.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PostClosingQualityControl">
-				<xs:annotation>
-					<xs:documentation>Loan previously closed, sending to AUS for Quality Control purposed only.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Prequalification">
-				<xs:annotation>
-					<xs:documentation>No Uniform Residential Loan Application (URLA) completed.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Underwriting">
-				<xs:annotation>
-					<xs:documentation>Lender has verified all data sent to AUS.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_CurrentFirstMortgageHolderTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Current First Mortgage Holder Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FNM">
-				<xs:annotation>
-					<xs:documentation>Fannie Mae</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FRE">
-				<xs:annotation>
-					<xs:documentation>Freddie Mac</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Unknown"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_RateLockTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Transmittal Data</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Rate Lock Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="BestEfforts"/>
-			<xs:enumeration value="Mandatory"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LoanOriginatorTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Loan Originator Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Broker"/>
-			<xs:enumeration value="Correspondent"/>
-			<xs:enumeration value="Lender"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_FNMCommunityLendingProductTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Affordable Lending</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>FNM Community Lending Product Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CommunityHomeBuyerProgram">
-				<xs:annotation>
-					<xs:documentation>In AUS 2.4 deprecate valid value CommunityHome BuyerProgram and use CommunityHomeBuyersProgram.</xs:documentation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value CommunityHome BuyerProgram and use CommunityHomeBuyersProgram.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Fannie97"/>
-			<xs:enumeration value="Fannie32"/>
-			<xs:enumeration value="MyCommunityMortgage"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="CommunityHomeBuyersProgram"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_AssetTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Asset</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Asset Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Automobile">
-				<xs:annotation>
-					<xs:documentation>Car or similar personal transportation vehicle disclosed as borrowers asset. Usually linked to make or model and year. Typical valuation method is market (blue book). Collected on the URLA in Section VI (Assets).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Bond">
-				<xs:annotation>
-					<xs:documentation>An interest-bearing certificate of debt with maturity date. An obligation of issuing entity. Typical valuation is face value (e.g., $1,000 denomination) &amp; market (e.g., value of 4% bond when yields are 6%). Collected on the URLA in Section VI (Assets - St</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BridgeLoanNotDeposited">
-				<xs:annotation>
-					<xs:documentation>Proceeds of a loan (secured by borrowers present house) to provide homebuyer with funds for down payment &amp; closing costs on a new home before selling present house, which have not yet been deposited to borrowers accounts or included with other assets disc</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CashOnHand">
-				<xs:annotation>
-					<xs:documentation>Currency physically possessed by borrower, not deposited in any financial institution. Considered liquid. Collected on the URLA in Section VI (Assets - Other Assets).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CertificateOfDepositTimeDeposit">
-				<xs:annotation>
-					<xs:documentation>Certificates issued by financial institutions with a stated term or interest rate, and with a set maturity date. The bank pays the holder in due course at maturity. Early withdrawal subject to penalty. Considered liquid. Collected on the URLA in Section V</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CheckingAccount">
-				<xs:annotation>
-					<xs:documentation>Transaction account with a financial institution. Accounts purpose is to effect transfer of owners funds to others by various methods (e.g., check, EFT, ACH, draft). Technical name is demand deposit account (DDA). Considered liquid. Collected on the URLA</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="EarnestMoneyCashDepositTowardPurchase">
-				<xs:annotation>
-					<xs:documentation>Deposit made to bind the conditions of a real estate sale. Deposited in escrow account controlled by others, so funds cannot be included in disclosure in any other account. Collected on the URLA in Section VI (Assets - Cash Deposit).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GiftsTotal">
-				<xs:annotation>
-					<xs:documentation>The total amount given as a gift either deposited or not, (no repayment expected) to borrowers to assist in home purchase, usually from relatives or close friends.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GiftsNotDeposited">
-				<xs:annotation>
-					<xs:documentation>Money given as gift (no repayment expected) to Borrowers to assist in home purchase, usually from relatives or close friend, where gift funds have not yet been deposited or included with other assets. Collected on the URLA in Section VI (Assets - Other As</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LifeInsurance">
-				<xs:annotation>
-					<xs:documentation>A life insurance policy with a value or investment component. Details of amounts for each policy collected on URLA in Section VI (Assets - Life Insurance Face Amount) or Accumulated investment cash value of life insurance policy, net of any loans against</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MoneyMarketFund">
-				<xs:annotation>
-					<xs:documentation>Mutual fund that allows individuals to participate in managed investments in short-term debt securities, such as certificates of deposit and Treasury bills. Considered liquid. Collected on the URLA in Section VI (Assets).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MutualFund">
-				<xs:annotation>
-					<xs:documentation>Financial entity that invests its shareholders funds in stocks and bonds of other entities with the objective of obtaining a return on its shareholders investment. Collected on the URLA in Section VI (Assets - Stocks &amp; Bonds).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NetWorthOfBusinessOwned">
-				<xs:annotation>
-					<xs:documentation>For a business owned by borrower, the amount resulting from the calculation Assets minus liabilities. Collected on the URLA in Section VI (Assets - Net Worth of Business).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherLiquidAssets">
-				<xs:annotation>
-					<xs:documentation>General category to disclose detail of other borrower assets that have a ready market where a quick sale would yield the amount disclosed (e.g., commodity contract, certain currencies or coins). Typically has free text description. Collected on the URLA i</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherNonLiquidAssets">
-				<xs:annotation>
-					<xs:documentation>General category to disclose detail of other borrower assets that have little ready market (e.g., statues). Typically has FREE TEXT description. Collected on the URLA in Section VI (Assets - Other Assets).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PendingNetSaleProceedsFromRealEstateAssets">
-				<xs:annotation>
-					<xs:documentation>Estimated net cash proceeds (sales price - obligations) from anticipated sale of borrowers real estate assets.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RelocationMoney">
-				<xs:annotation>
-					<xs:documentation>The funds that are being contributed by an outside party to be added to the closing funds. The Asset value is necessary for multiple borrowers, who each may have their own credit.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RetirementFund">
-				<xs:annotation>
-					<xs:documentation>401Ks, IRAs, etc. controlled by borrower (vested) valued at market. Collected on the URLA in Section VI (Assets - Vested Retirement Fund).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SaleOtherAssets">
-				<xs:annotation>
-					<xs:documentation>The amount that will be applied to closing funds from the sale of assets not otherwise identified.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SavingsAccount">
-				<xs:annotation>
-					<xs:documentation>Interest-paying account with a financial institution whose main purpose is to earn interest on owners funds held therein. This is NOT a demand deposit account. Considered liquid. Collected on the URLA in Section VI (Assets - Savings Account).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SecuredBorrowedFundsNotDeposited">
-				<xs:annotation>
-					<xs:documentation>Proceeds from a loan secured by borrowers assets, which have not yet been deposited to borrowers accounts or included with other assets disclosed. Considered liquid. Collected on the URLA in Section VI (Assets - Other Assets).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Stock">
-				<xs:annotation>
-					<xs:documentation>Financial instrument evidencing an ownership interest in entity that issued the stock. Typical valuation method is Market. Collected on the URLA in Section VI (Assets - Stocks &amp; Bonds).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="TrustAccount">
-				<xs:annotation>
-					<xs:documentation>Fiduciary relationship where legal title to a property is transferred to a trustee with the intention the property be administered by the trustee for benefit of the beneficiary, who holds equitable title to such property. Collected on the URLA in Section</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BorrowerEstimatedTotalAssets">
-				<xs:annotation>
-					<xs:documentation>The asset amount used by the lender to qualify the borrower for the loan.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GrantsNotDeposited">
-				<xs:annotation>
-					<xs:documentation>Money scheduled to be given as grant (no repayment expected) to Borrowers to assist in home purchase, usually from local organization or charity, where grant funds have not yet been deposited to borrowers accounts or included with other assets. Collected</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RealEstateOwned">
-				<xs:annotation>
-					<xs:documentation>Market value of real estate owned by the borrower. Collected on the URLA in Section VI (Schedule of Real Estate Owned).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_DownPaymentTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Down Payment</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Down Payment Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="BridgeLoan"/>
-			<xs:enumeration value="CashOnHand"/>
-			<xs:enumeration value="CreditCard"/>
-			<xs:enumeration value="DepositOnSalesContract"/>
-			<xs:enumeration value="EquityOnPendingSale"/>
-			<xs:enumeration value="EquityOnSoldProperty"/>
-			<xs:enumeration value="EquityOnSubjectProperty"/>
-			<xs:enumeration value="GiftFunds"/>
-			<xs:enumeration value="LifeInsuranceCashValue"/>
-			<xs:enumeration value="LotEquity"/>
-			<xs:enumeration value="OtherTypeOfDownPayment"/>
-			<xs:enumeration value="RentWithOptionToPurchase"/>
-			<xs:enumeration value="RetirementFunds"/>
-			<xs:enumeration value="SaleOfChattel"/>
-			<xs:enumeration value="SecuredBorrowedFunds"/>
-			<xs:enumeration value="StocksAndBonds"/>
-			<xs:enumeration value="SweatEquity"/>
-			<xs:enumeration value="TradeEquity"/>
-			<xs:enumeration value="TrustFunds"/>
-			<xs:enumeration value="UnsecuredBorrowedFunds"/>
-			<xs:enumeration value="CashOrOtherEquity"/>
-			<xs:enumeration value="Contribution"/>
-			<xs:enumeration value="ForgivableSecuredLoan"/>
-			<xs:enumeration value="HousingRelocation"/>
-			<xs:enumeration value="MortgageCreditCertificates"/>
-			<xs:enumeration value="PledgedCollateral"/>
-			<xs:enumeration value="PremiumFunds"/>
-			<xs:enumeration value="SalesPriceAdjustment"/>
-			<xs:enumeration value="CheckingSavings"/>
-			<xs:enumeration value="SecondaryFinancing"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_FHAAlimonyLiabilityTreatmentTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>FHA Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>FHA Alimony Liability Treatment Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AdditionToDebt">
-				<xs:annotation>
-					<xs:documentation>This means that the alimony is included in the aggregate of obligations.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ReductionToIncome">
-				<xs:annotation>
-					<xs:documentation>This means that the income entered is to be reduced by the amount of alimony.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_SectionOfActTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>FHA Loan, Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Section Of Act Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="203B">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(b). Standard Mortgage Insurance for 1 to 4 Family Properties</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203B251">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(b)/251. Condominium/ARM</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203B2">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(b)2. Purchase, Refinances - Veteran Status</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203K">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(k). Rehabilitation First Mortgages</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203K251">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(k)/251. Purchase, Rehab/ARM</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="221D2">
-				<xs:annotation>
-					<xs:documentation>Referred to as 221(d)(2). Low and Moderate Income/ARM</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="221D2251">
-				<xs:annotation>
-					<xs:documentation>Referred to as 221(d)(2)/251. Low and Moderate Income/ARM</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="234C">
-				<xs:annotation>
-					<xs:documentation>Referred to as 234(c). Mortgage Insurance for Condominium Units.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="234C251">
-				<xs:annotation>
-					<xs:documentation>Referred to as 234(c)/251. Condominium/ARM</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="184">
-				<xs:annotation>
-					<xs:documentation>Indian Loan Guarantee</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="201S">
-				<xs:annotation>
-					<xs:documentation>Referred to as 201(s) -- Secured Title I - Direct Loan</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="201SD">
-				<xs:annotation>
-					<xs:documentation>Referred to as 201(s)(d) -- Secured Title II - Dealer Loan</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="201U">
-				<xs:annotation>
-					<xs:documentation>Referred to as 201(u) -- Unsecured Title I - Direct Loan</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="201UD">
-				<xs:annotation>
-					<xs:documentation>Referred to as 201(u)(d) -- Unsecured Title II - Dealer Loan</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203B241">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(b)/241. Purchase, Refinances - Native American</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203H">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(h). Mortgage Insurance for Disaster Victims</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203I">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(I). Mortgage Insurance for Outlying Areas</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="203K241">
-				<xs:annotation>
-					<xs:documentation>Referred to as 203(k)/241. A first mortgage that covers the costs of rehabilitation and purchase or refinance of an eligible property -Native American</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="213">
-				<xs:annotation>
-					<xs:documentation>Cooperative Mortgages (individual share loans only)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="220">
-				<xs:annotation>
-					<xs:documentation>Mortgages in Urban Renewal Areas (individual share loans only)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="221">
-				<xs:annotation>
-					<xs:documentation>Referred to as 221 -- Low Cost and Moderate Income Mortgages</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="222">
-				<xs:annotation>
-					<xs:documentation>Defense Service Members Mortgage</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="223E">
-				<xs:annotation>
-					<xs:documentation>Referred to as 223(e) -- Home Mortgages in Older, Declining Areas Specified by the Department of Housing and Urban Development (HUD) (individual mortgages only)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="233">
-				<xs:annotation>
-					<xs:documentation>Experimental Housing Units (individual mortgages only)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="235">
-				<xs:annotation>
-					<xs:documentation>Homeownership Assistance for Lower Income Families</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="237">
-				<xs:annotation>
-					<xs:documentation>Special Credit Risks</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="240">
-				<xs:annotation>
-					<xs:documentation>Fee Simple Title from Lessors</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="245">
-				<xs:annotation>
-					<xs:documentation>Graduated Payment Mortgages (GPM) and Growing Equity Mortgages (GEM)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="247">
-				<xs:annotation>
-					<xs:documentation>Mortgages on Hawaiian Home Lands</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="248">
-				<xs:annotation>
-					<xs:documentation>Mortgage insurance programs on Indian Reservations or other restricted lands.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="251">
-				<xs:annotation>
-					<xs:documentation>Government Adjustable Rate Mortgages</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="255">
-				<xs:annotation>
-					<xs:documentation>Home Equity Conversion Mortgages</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="26101">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan I, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="26102">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan II, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="26201">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan I, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="26202">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan II, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="265"/>
-			<xs:enumeration value="27001">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan I, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27002">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan II, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27003">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan III, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27004">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan IV, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27005">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan V, Section of the Act 203(b)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27101">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan I, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27102">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan II, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27103">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan III, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27104">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan IV, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="27105">
-				<xs:annotation>
-					<xs:documentation>Federal Housing Administration (FHA) Graduated Payment Mortgage (GPM) Plan V, Section of the Act 234(c)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="3703">
-				<xs:annotation>
-					<xs:documentation>Department of Veterans Affairs (VA) Graduated Payment Mortgage (GPM) (Formerly 1803)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="3703D">
-				<xs:annotation>
-					<xs:documentation>Referred to as 3703(d). Department of Veterans Affairs (VA) Graduated Payment Mortgage (GPM) (Formerly 1803(d))</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="3703D2">
-				<xs:annotation>
-					<xs:documentation>Referred to as 3703(d)(2). Department of Veterans Affairs (VA) Graduated Payment Mortgage (GPM) (formerly 1803(d)(2))</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="3710">
-				<xs:annotation>
-					<xs:documentation>Department of Veterans Affairs (VA) Fixed Rate Mortgages (Formerly 1810)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="3711">
-				<xs:annotation>
-					<xs:documentation>Department of Veterans Affairs (VA) Direct (Formerly 1811)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="502">
-				<xs:annotation>
-					<xs:documentation>Department of Veterans Affairs (VA) Certificate of Reasonable Value Appraisal Type, for Rehabilitation First Mortgages on Indian Home Lands, Section of the Act 248/203(k)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="729">
-				<xs:annotation>
-					<xs:documentation>Government Adjustable Rate Mortgages From Lenders With Housing and Urban Development (HUD) Direct Endorsement Authority, Section of the Act 203(b)/251</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_GovernmentRefinanceTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>FHA VA Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Government Refinance Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FullDocumentation"/>
-			<xs:enumeration value="InterestRateReductionRefinanceLoan"/>
-			<xs:enumeration value="StreamlineWithAppraisal"/>
-			<xs:enumeration value="StreamlineWithoutAppraisal"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_HMDAPurposeOfLoanTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Government Reporting</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>HMDA Purpose Of Loan Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="HomePurchase"/>
-			<xs:enumeration value="HomeImprovement"/>
-			<xs:enumeration value="Refinancing"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_HMDAPreapprovalTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Government Reporting</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>HMDA Preapproval Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="PreapprovalWasRequested"/>
-			<xs:enumeration value="PreapprovalWasNotRequested"/>
-			<xs:enumeration value="NotApplicable"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ApplicationTakenMethodTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Interviewer Information</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Application Taken Method Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FaceToFace">
-				<xs:annotation>
-					<xs:documentation>Application was taken in a face to face interview.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Mail">
-				<xs:annotation>
-					<xs:documentation>Application was taken by mail</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Telephone">
-				<xs:annotation>
-					<xs:documentation>Application was taken over the telephone.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Internet">
-				<xs:annotation>
-					<xs:documentation>Application taken via the internet.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LiabilityTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Liability</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Liability Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Alimony">
-				<xs:annotation>
-					<xs:documentation>Periodic amount paid under terms of divorce decree/agreement. Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ChildCare">
-				<xs:annotation>
-					<xs:documentation>Periodic costs of providing care for having the borrowers dependents. Collected on the URLA in Section VI (Liabilities - Job Related Expenses.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ChildSupport">
-				<xs:annotation>
-					<xs:documentation>Periodic amount paid to provide for children after divorce or separation. Collected on the URLA in Section VI (Liabilities - Alimony).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CollectionsJudgementsAndLiens">
-				<xs:annotation>
-					<xs:documentation>Lien upon the property of a debtor resulting from a decree of the court.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CollectionsJudgmentsAndLiens"/>
-			<xs:enumeration value="HELOC">
-				<xs:annotation>
-					<xs:documentation>A mortgage loan, which is usually in a subordinate position, that allows the borrower to obtain multiple advances of the loan proceeds at his or her own discretion, up to an amount that represents a specified percentage of the borrowers equity in a proper</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Installment">
-				<xs:annotation>
-					<xs:documentation>Borrowed money repaid in several successive payments, usually at regular intervals, for a specific amount &amp; a specified term. Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="JobRelatedExpenses">
-				<xs:annotation>
-					<xs:documentation>Ongoing obligations incurred by the borrower which are prerequisite to retaining employment (e.g., professional associations, special uniforms or tools, etc.) Collected on the URLA in Section VI (Liabilities - Job Related Expenses)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LeasePayments">
-				<xs:annotation>
-					<xs:documentation>Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MortgageLoan">
-				<xs:annotation>
-					<xs:documentation>A closed ended lien secured against a property that may be in a first or subordinate lien position. Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Open30DayChargeAccount">
-				<xs:annotation>
-					<xs:documentation>Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherLiability">
-				<xs:annotation>
-					<xs:documentation>Used in conjunction with a textual description of other types of liabilities.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Revolving">
-				<xs:annotation>
-					<xs:documentation>Open lines of credit, which are subject to variable payments in accordance with the balance. Credit cards are examples of revolving credit. Collected on the URLA in Section VI (Liabilities).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SeparateMaintenanceExpense">
-				<xs:annotation>
-					<xs:documentation>Periodic amount paid under terms of separation agreement. Collected on the URLA in Section VI (Liabilities - Alimony.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherExpense"/>
-			<xs:enumeration value="Taxes">
-				<xs:annotation>
-					<xs:documentation>Taxes levied on borrowers income by local, state, or US Government.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="DeferredStudentLoan">
-				<xs:annotation>
-					<xs:documentation>A student loan whose repayment is deferred.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BorrowerEstimatedTotalMonthlyLiabilityPayment">
-				<xs:annotation>
-					<xs:documentation>The borrower monthly liability amount used by the lender to qualify the borrower for the loan.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="DelinquentTaxes">
-				<xs:annotation>
-					<xs:documentation>Amount of local, state or federal taxes that are past due and not paid</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FirstMortgageBeingFinanced"/>
-			<xs:enumeration value="Garnishments">
-				<xs:annotation>
-					<xs:documentation>A notice to an employer or other asset holder that monies, wages, or property of a debtor must be applied to a specific debt or creditor.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="UnionDues">
-				<xs:annotation>
-					<xs:documentation>Union membership dues borrower incurs as a condition of remaining employment through union (e.g., a closed shop). Collected on the URLA in Section VI (Liabilities - Job Related Expenses.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="UnsecuredHomeImprovementLoanInstallment"/>
-			<xs:enumeration value="UnsecuredHomeImprovementLoanRevolving"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ARMIndexTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>ARM</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>ARM Index Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="EleventhDistrictCostOfFunds"/>
-			<xs:enumeration value="OneYearTreasury"/>
-			<xs:enumeration value="ThreeYearTreasury"/>
-			<xs:enumeration value="SixMonthTreasury"/>
-			<xs:enumeration value="DailyCertificateOfDepositRate"/>
-			<xs:enumeration value="FNM60DayRequiredNetYield">
-				<xs:annotation>
-					<xs:documentation>Fannie Mae 60 Day Required Net Yield</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM_LIBOR">
-				<xs:annotation>
-					<xs:documentation>Fannie Mae London Interbank Offered Rate</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FederalCostOfFunds"/>
-			<xs:enumeration value="FRE60DayRequiredNetYield">
-				<xs:annotation>
-					<xs:documentation>Freddie Mac 60 Day Required Net Yield</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FRE_LIBOR">
-				<xs:annotation>
-					<xs:documentation>Freddie Mac London Interbank Offered Rate</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LIBOR">
-				<xs:annotation>
-					<xs:documentation>London Interbank Offered Rate</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MonthlyAverageConstantMaturingTreasury"/>
-			<xs:enumeration value="NationalAverageContractRateFHLBB"/>
-			<xs:enumeration value="NationalMonthlyMedianCostOfFunds"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="TreasuryBillDailyValue"/>
-			<xs:enumeration value="WallStreetJournalLIBOR"/>
-			<xs:enumeration value="WeeklyAverageCertificateOfDepositRate"/>
-			<xs:enumeration value="WeeklyAverageConstantMaturingTreasury"/>
-			<xs:enumeration value="WeeklyAveragePrimeRate"/>
-			<xs:enumeration value="WeeklyAverageSecondaryMarketTreasuryBillInvestmentYield"/>
-			<xs:enumeration value="WeeklyAverageTreasuryAuctionAverageBondDiscountYield"/>
-			<xs:enumeration value="WeeklyAverageTreasuryAuctionAverageInvestmentYield"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_BuydownBaseDateTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Buydown Base Date Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="NoteDate"/>
-			<xs:enumeration value="FirstPaymentDate"/>
-			<xs:enumeration value="LastPaymentDate"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_BuydownContributorTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Buydown</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Buydown Contributor Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Borrower">
-				<xs:annotation>
-					<xs:documentation>Borrower pays lump sum cash at closing.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="LenderPremiumFinanced">
-				<xs:annotation>
-					<xs:documentation>Funds the lender derives from an increase in the interest rate on the mortgage and the corresponding sale of the mortgage at a premium.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Seller"/>
-			<xs:enumeration value="Builder"/>
-			<xs:enumeration value="Employer"/>
-			<xs:enumeration value="Financed">
-				<xs:annotation>
-					<xs:documentation>Buydown paid by borrower but funds are incorporated into the loan amount.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NonParentRelative"/>
-			<xs:enumeration value="Parent"/>
-			<xs:enumeration value="Unassigned"/>
-			<xs:enumeration value="UnrelatedFriend"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_NameDocumentsDrawnInTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Name Documents Drawn In Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Broker"/>
-			<xs:enumeration value="Lender"/>
-			<xs:enumeration value="Investor"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_DownPaymentOptionTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Down Payment Option Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="ThreeTwoOption"/>
-			<xs:enumeration value="FivePercentOption"/>
-			<xs:enumeration value="FNM97Option"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_GSEProjectClassificationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DEPRECATED version="2.4">Deprecate element in AUS 2.4, replace with two fields Fannie Mae Project Classification Type and Freddie Mac Project Classification Type.</mismo:DEPRECATED>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features, Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>GSE Project Classification Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="A_IIICondominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ApprovedFHA_VACondominiumProjectOrSpotLoan">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="B_IICondominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="C_ICondominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OneCooperative">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="TwoCooperative">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="E_PUD">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="F_PUD">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="III_PUD">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_GSEPropertyTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DEPRECATED version="2.4">Deprecate element in AUS 2.4. Use Property Category Type and Property Ownership Type to represent this information</mismo:DEPRECATED>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>GSE Property Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Attached">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Condominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Cooperative">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Detached">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="HighRiseCondominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedHousing">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Modular">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PUD">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedHousingSingleWide">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedHousingDoubleWide">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="DetachedCondominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedHomeCondominium">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedHousingMultiWide">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedHomeCondominiumOrPUDOrCooperative">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4"/>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LienPriorityTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features, Related Loan, Mortgage Terms</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Lien Priority Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FirstLien">
-				<xs:annotation>
-					<xs:documentation>A mortgage that gives the mortgagee a security right over all other mortgages of the mortgaged property.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="SecondLien"/>
-			<xs:enumeration value="FourthLien"/>
-			<xs:enumeration value="ThirdLien"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LoanDocumentationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Loan Documentation Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Alternative"/>
-			<xs:enumeration value="FullDocumentation"/>
-			<xs:enumeration value="NoDepositVerification"/>
-			<xs:enumeration value="NoDepositVerificationEmploymentVerificationOrIncomeVerification"/>
-			<xs:enumeration value="NoDocumentation"/>
-			<xs:enumeration value="NoEmploymentVerificationOrIncomeVerification">
-				<xs:annotation>
-					<xs:documentation>A verification of employment is a form that requests and secures documentation on a mortgage applicants work history and /or occupation to assist in the lenders credit investigation.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Reduced"/>
-			<xs:enumeration value="StreamlineRefinance"/>
-			<xs:enumeration value="NoRatio"/>
-			<xs:enumeration value="NoIncomeNoEmploymentNoAssetsOn1003"/>
-			<xs:enumeration value="NoIncomeOn1003"/>
-			<xs:enumeration value="NoVerificationOfStatedIncomeEmploymentOrAssets"/>
-			<xs:enumeration value="NoVerificationOfStatedIncomeOrAssests"/>
-			<xs:enumeration value="NoVerificationOfStatedAssets"/>
-			<xs:enumeration value="NoVerificationOfStatedIncomeOrEmployment"/>
-			<xs:enumeration value="NoVerificationOfStatedIncome"/>
-			<xs:enumeration value="VerbalVerificationOfEmployment"/>
-			<xs:enumeration value="OnePaystub"/>
-			<xs:enumeration value="OnePaystubAndVerbalVerificationOfEmployment"/>
-			<xs:enumeration value="OnePaystubAndOneW2AndVerbalVerificationOfEmploymentOrOneYear1040"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LoanRepaymentTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Loan Repayment Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="InterestOnly"/>
-			<xs:enumeration value="NoNegativeAmortization">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value NoNegativeAmoutization. Use Negative Amortization Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PotentialNegativeAmortization">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value PotentialNegativeAmoutization. Use Negative Amortization Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ScheduledAmortization"/>
-			<xs:enumeration value="ScheduledNegativeAmortization">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value ScheduledNegativeAmoutization. Use Negative Amortization Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PrincipalPaymentOption"/>
-			<xs:enumeration value="ConstantPrincipal"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MICertificationStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>MI Certification Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="LenderToObtain"/>
-			<xs:enumeration value="SellerOfLoanToObtain"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MICompanyNameTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>MI</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>MI Company Name Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AmerinGuaranteeCorporation"/>
-			<xs:enumeration value="CMG_MICompany"/>
-			<xs:enumeration value="CommonwealthMortgageAssuranceCompany"/>
-			<xs:enumeration value="GECapitalMICorporation">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">Name changed to Genworth Mortgage Insurance Corporation in AUS 2.4</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GenworthMortgageInsuranceCorporation"/>
-			<xs:enumeration value="MortgageGuarantyInsuranceCorporation"/>
-			<xs:enumeration value="PMI_MICorporation"/>
-			<xs:enumeration value="RadianGuarantyIncorporated"/>
-			<xs:enumeration value="RepublicMICompany"/>
-			<xs:enumeration value="TriadGuarantyInsuranceCorporation"/>
-			<xs:enumeration value="UnitedGuarantyCorporation"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PaymentFrequencyTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Payment Frequency Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Biweekly"/>
-			<xs:enumeration value="Monthly"/>
-			<xs:enumeration value="Annual"/>
-			<xs:enumeration value="AtMaturity">
-				<xs:annotation>
-					<xs:documentation>Payment one time at maturity</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Quarterly"/>
-			<xs:enumeration value="Semiannual">
-				<xs:annotation>
-					<xs:documentation>Payment every six months</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Semimonthly">
-				<xs:annotation>
-					<xs:documentation>Payment twice a month</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Weekly"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_FullPrepaymentPenaltyOptionTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Full Prepayment Penalty Option Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Hard">
-				<xs:annotation>
-					<xs:documentation>Standard prepay penalty applies in all situations.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Soft">
-				<xs:annotation>
-					<xs:documentation>Borrower may sell property without penalty. However, refinance will incur penalty.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LoanClosingStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Loan Closing Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Closed">
-				<xs:annotation>
-					<xs:documentation>The loan has already been closed and is now being purchased by an investor.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="TableFunded">
-				<xs:annotation>
-					<xs:documentation>The loan is being funded with money advanced by the lender at the closing table.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ServicingTransferStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Features, Delivery Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Servicing Transfer Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Retained">
-				<xs:annotation>
-					<xs:documentation>The servicing rights are being retained by the seller.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Released">
-				<xs:annotation>
-					<xs:documentation>The servicing rights are being transferred to another party.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_NegativeAmortizationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Principal and Interest Payment Adjustment</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Negative Amortization Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="NoNegativeAmortization"/>
-			<xs:enumeration value="PotentialNegativeAmortization"/>
-			<xs:enumeration value="ScheduledNegativeAmortization"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_FNMProjectClassificationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>FNM Project Classification Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="E_PUD"/>
-			<xs:enumeration value="F_PUD"/>
-			<xs:enumeration value="OneCooperative"/>
-			<xs:enumeration value="TwoCooperative"/>
-			<xs:enumeration value="PCondominium"/>
-			<xs:enumeration value="QCondominium"/>
-			<xs:enumeration value="RCondominium"/>
-			<xs:enumeration value="SCondominium"/>
-			<xs:enumeration value="TCondominium"/>
-			<xs:enumeration value="UCondominium"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_FREProjectClassificationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>FRE Project Classification Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="ICondominium"/>
-			<xs:enumeration value="IICondominium"/>
-			<xs:enumeration value="IIICondominium"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PaymentAdjustmentCalculationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Payment Adjustment</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Payment Adjustment Calculation Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AddFixedDollarAmountToTheCurrentPayment"/>
-			<xs:enumeration value="AddPercentToCurrentPaymentAmount"/>
-			<xs:enumeration value="AddPercentToEffectivePaymentRate"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_RateAdjustmentCalculationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Rate Adjustment</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Rate Adjustment Calculation Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AddPercentToCurrentRate"/>
-			<xs:enumeration value="AddPercentToOriginalRate"/>
-			<xs:enumeration value="IndexPlusMargin"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LoanPurposeTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Purpose, Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Loan Purpose Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="ConstructionOnly">
-				<xs:annotation>
-					<xs:documentation>A short term, interim loan for financing the cost of construction. The lender advances funds to the builder at periodic intervals as work progresses.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ConstructionToPermanent">
-				<xs:annotation>
-					<xs:documentation>The subject loan will be used for construction financing and then be converted to permanent financing.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Purchase">
-				<xs:annotation>
-					<xs:documentation>A loan made in association with the original purchase of a piece of property.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Refinance">
-				<xs:annotation>
-					<xs:documentation>The repayment of a debt from proceeds of a new loan using the same property as security  or a mortgage secured by a property previously owned free and clear by the Borrower.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Unknown">
-				<xs:annotation>
-					<xs:documentation>Loan Purpose has not been reported or is not known.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyRightsTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Purpose, Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Rights Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FeeSimple">
-				<xs:annotation>
-					<xs:documentation>The greatest possible interest a person can have in real estate, including the right to dispose of the property or pass it on to one's heirs.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Leasehold">
-				<xs:annotation>
-					<xs:documentation>An estate or interest in real property held by virtue of a lease.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CommunityProperty"/>
-			<xs:enumeration value="JointTenants"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="TenantsInCommon"/>
-			<xs:enumeration value="Unassigned"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyUsageTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Loan Purpose, Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Usage Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Investor">
-				<xs:annotation>
-					<xs:documentation>The purchase of a home for the purpose of generating income by renting the property to tenants. NOTE: Used by AUS 2.1 only to indicate Investment.</xs:documentation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">Mark Investor for deprecation in AUS 2.4 use Investment.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PrimaryResidence">
-				<xs:annotation>
-					<xs:documentation>Residence that the owner physically occupies and uses as his or her home.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SecondHome">
-				<xs:annotation>
-					<xs:documentation>A property purchased for occupancy by the owner but is not the primary residence. Usually recreational properties.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Investment"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ConstructionPurposeTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Construction Refinance Data, Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Construction Purpose Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="ConstructionOnly">
-				<xs:annotation>
-					<xs:documentation>A short term, interim loan for financing the cost of construction. The lender advances funds to the builder at periodic intervals as work progresses.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ConstructionToPermanent">
-				<xs:annotation>
-					<xs:documentation>The subject loan will be used for construction financing and then be converted to permanent financing.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_GSERefinancePurposeTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>GSE Refinance Purpose Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CashOutDebtConsolidation"/>
-			<xs:enumeration value="CashOutHomeImprovement"/>
-			<xs:enumeration value="CashOutLimited"/>
-			<xs:enumeration value="CashOutOther"/>
-			<xs:enumeration value="NoCashOutFHAStreamlinedRefinance">
-				<xs:annotation>
-					<xs:documentation>A refinance mortgage where the subject FHA loan will pay off an outstanding FHA loan under the streamlined refinance guidelines as provided to the lender by FHA.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NoCashOutFREOwnedRefinance">
-				<xs:annotation>
-					<xs:documentation>A no cash-out refinance mortgage in which the outstanding loan is currently owned by Freddie Mac in whole or in part, or securitized by Freddie Mac. Requires limited underwriting analysis and reduced documentation (verification of income and employment is</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NoCashOutOther"/>
-			<xs:enumeration value="NoCashOutStreamlinedRefinance">
-				<xs:annotation>
-					<xs:documentation>A no cash-out refinance mortgage requiring limited underwriting analysis and reduced documentation.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ChangeInRateTerm"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_RefinanceImprovementsTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Construction Refinance Data</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Refinance Improvements Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Made"/>
-			<xs:enumeration value="ToBeMade"/>
-			<xs:enumeration value="Unknown"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ConstructionToPermanentClosingFeatureTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Construction To Permanent Closing Feature Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="ConvertibleARM"/>
-			<xs:enumeration value="ModificationAgreement"/>
-			<xs:enumeration value="NewNote"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="AutomaticConversion"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ConstructionToPermanentClosingTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Original Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Construction To Permanent Closing Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="OneClosing"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="TwoClosing"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LoanAmortizationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Mortgage Terms, Related Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Loan Amortization Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AdjustableRate">
-				<xs:annotation>
-					<xs:documentation>A mortgage that allows the lender to adjust the interest rate in accordance with a specified index periodically.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Fixed">
-				<xs:annotation>
-					<xs:documentation>A mortgage in which the interest rate and payments remain the same for the life of the loan.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GraduatedPaymentMortgage">
-				<xs:annotation>
-					<xs:documentation>GPM - A type of flexible payment mortgage where the payments increase for a specified period of time and then level off. Usually involves negative amortization.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GrowingEquityMortgage">
-				<xs:annotation>
-					<xs:documentation>GEM - A graduated payment mortgage in which increases in a borrowers mortgage payments are used to accelerate reduction of principal on the mortgage. Due to increased payment, the borrower acquires equity more rapidly and retires the debt earlier.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherAmortizationType">
-				<xs:annotation>
-					<xs:documentation>Used to describe the amortization type if it is other than those specified in the enumerated list of Loan Amortization Types.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="DailySimpleInterest">
-				<xs:annotation>
-					<xs:documentation>The interest is calculated as a per diem multiplied by the actual number of days between effective dates.</xs:documentation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">Deprecate in AUS 2.4. Not valid in this attribute</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GraduatedPaymentARM">
-				<xs:annotation>
-					<xs:documentation>Periodic payments/rate changes with additional specified principal and interest changes as documented in the Security Instruments.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RateImprovementMortgage">
-				<xs:annotation>
-					<xs:documentation>A type of flexible mortgage where the interest rate may decrease based on payment history.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ReverseMortgage">
-				<xs:annotation>
-					<xs:documentation>A mortgage which uses present equity in the property to fund payments from the lender to the borrower-in lieu of the borrower receiving the proceeds of the loan in a lump sum. As a general rule no payments are made from the borrower to the lender and inte</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Ruleof78s">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">Deprecate in AUS 2.4. Not valid in this attribute</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Step">
-				<xs:annotation>
-					<xs:documentation>Fixed periodic payment/rate changes up to 5 years without subsidy or negative amortization.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MortgageTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Mortgage Terms, Related Loan</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Mortgage Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Conventional"/>
-			<xs:enumeration value="FarmersHomeAdministration">
-				<xs:annotation>
-					<xs:documentation>A government agency which provides financing to farmers and other qualified borrowers who are unable to obtain loans elsewhere. Name changed to Farm Service Agency, or Rural Housing Service, or FAS/RHS. Appears as USDA/Rural housing on the URLA.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FHA">
-				<xs:annotation>
-					<xs:documentation>A federal agency within HUD that provides mortgage insurance for residential mortgages and sets standards for construction and underwriting.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="VA">
-				<xs:annotation>
-					<xs:documentation>VA Home Loan Guaranty Program encourages mortgage lenders to offer long-term, low down payment financing to eligible veterans by partially guaranteeing the lender against loss upon foreclosure.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="HELOC">
-				<xs:annotation>
-					<xs:documentation>Home Equity Line of Credit</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LocalAgency"/>
-			<xs:enumeration value="StateAgency"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_BuildingStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Building Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Existing">
-				<xs:annotation>
-					<xs:documentation>The structure is not new and has existed for some time.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Proposed">
-				<xs:annotation>
-					<xs:documentation>The structure does not exist, but has specific plans.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SubjectToAlterationImprovementRepairAndRehabilitation"/>
-			<xs:enumeration value="SubstantiallyRehabilitated"/>
-			<xs:enumeration value="UnderConstruction">
-				<xs:annotation>
-					<xs:documentation>The structure is new but construction has not been completed.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Complete">
-				<xs:annotation>
-					<xs:documentation>The structure is newly completed and has never been occupied as a residence.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_UniqueDwellingTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Unique Dwelling Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="EarthShelterHome">
-				<xs:annotation>
-					<xs:documentation>A dwelling built with mounds of dirt (earth) covering one or more exterior walls and/or roof.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GeodesicDome">
-				<xs:annotation>
-					<xs:documentation>A spherical structure designed as a dwelling unit.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Houseboat">
-				<xs:annotation>
-					<xs:documentation>A boat that has been designed or modified to be used primarily as a dwelling unit.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_NativeAmericanLandsTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Native American Lands Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AllottedTribalLand">
-				<xs:annotation>
-					<xs:documentation>Land allotted to eligible Native American Indian not living on a reservation or to a member of a tribe without reservation lands.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="HawaiianHomeLands">
-				<xs:annotation>
-					<xs:documentation>Public land held in trust by the State of Hawaii, Department of Hawaiian Home Lands for native Hawaiians.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_CurrentVacancyStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Current Vacancy Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Occupied"/>
-			<xs:enumeration value="Unknown"/>
-			<xs:enumeration value="Vacant"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyNeighborhoodLocationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Neighborhood Location Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Rural"/>
-			<xs:enumeration value="Suburban"/>
-			<xs:enumeration value="Urban"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyZoningCategoryTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Zoning Category Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Agricultural"/>
-			<xs:enumeration value="Commercial"/>
-			<xs:enumeration value="Industrial"/>
-			<xs:enumeration value="NoZoning"/>
-			<xs:enumeration value="NonResidentialGrandfatheredResidential"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Residential"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyOwnershipTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Subject Property, Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Ownership Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Condominium">
-				<xs:annotation>
-					<xs:documentation>A type of real estate ownership in which each unit owner has title to a unit in a building, an undivided interest in the common areas of the project as well as the basic structure, and sometimes the exclusive use of certain limited common areas.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CondominiumHotel">
-				<xs:annotation>
-					<xs:documentation>Condo project with rental/registration desks, short-term rental, food &amp; phone services &amp; daily cleaning; operated as hotel even though units are individually owned.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Cooperative">
-				<xs:annotation>
-					<xs:documentation>A type of multiple ownership in which the residents of a multiunit housing complex own shares in the cooperative corporation that owns the property, giving each resident the right to occupy a specific apartment or unit.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Timeshare">
-				<xs:annotation>
-					<xs:documentation>An arrangement under which a purchaser receives an interest in real estate and the right to use an accommodation or amenities, or both, for a specified period and on a recurring basis.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyLegalDescriptionTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Property Legal Description</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Legal Description Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="MetesAndBounds">
-				<xs:annotation>
-					<xs:documentation>A description of a parcel of land in a deed in which the boundries are defined by directions and distances.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="ShortLegal"/>
-			<xs:enumeration value="LongLegal"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyValuationMethodTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:MODIFY version="2.4">AUS</mismo:MODIFY>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Property Valuation</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Valuation Method Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FNM1004">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM1004. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="EmployeeRelocationCouncil2001">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value EmployeeRelocationCouncil2001. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM1073">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM1073. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM1025">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM1025. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM2055Exterior">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2055Exterior. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM2065">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2065. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FRE2070Interior">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2070Interior. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FRE2070Exterior">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2070Exterior. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM2075">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2075. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BrokerPriceOpinion"/>
-			<xs:enumeration value="AutomatedValuationModel"/>
-			<xs:enumeration value="TaxValuation"/>
-			<xs:enumeration value="DriveBy"/>
-			<xs:enumeration value="FullAppraisal"/>
-			<xs:enumeration value="None"/>
-			<xs:enumeration value="FNM2055InteriorAndExterior">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2055InteriorAndExterior. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM2095Exterior">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2095Exterior. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FNM2095InteriorAndExterior">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value FNM2095InteriorAndExterior. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PriorAppraisalUsed"/>
-			<xs:enumeration value="Form261805">
-				<xs:annotation>
-					<xs:documentation>Used for VA loans</xs:documentation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value Form261805. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Form268712">
-				<xs:annotation>
-					<xs:appinfo>
-						<mismo:DEPRECATED version="2.4">In AUS 2.4 deprecate valid value Form268712. Use Appraisal Form Type.</mismo:DEPRECATED>
-					</xs:appinfo>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_AppraisalFormTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Appraisal Form Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FNM1004FRE70"/>
-			<xs:enumeration value="FNM1004BFRE439"/>
-			<xs:enumeration value="FNM1004CFRE70B"/>
-			<xs:enumeration value="FNM1004DFRE442"/>
-			<xs:enumeration value="ERC2001"/>
-			<xs:enumeration value="FNM1073FRE465"/>
-			<xs:enumeration value="FNM1075FRE466"/>
-			<xs:enumeration value="FNM1025FRE72"/>
-			<xs:enumeration value="FNM2000FRE1032"/>
-			<xs:enumeration value="FNM2000AFRE1072"/>
-			<xs:enumeration value="FNM2055FRE2055"/>
-			<xs:enumeration value="FNM2065"/>
-			<xs:enumeration value="FNM2075"/>
-			<xs:enumeration value="FNM2090"/>
-			<xs:enumeration value="FNM2095"/>
-			<xs:enumeration value="MobileHome"/>
-			<xs:enumeration value="VacantLand"/>
-			<xs:enumeration value="FRE2070"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_AppraisalInspectionTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Appraisal Inspection Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="ExteriorAndInterior"/>
-			<xs:enumeration value="ExteriorOnly"/>
-			<xs:enumeration value="None"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PropertyCategoryTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Subject Property, Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Property Category Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Attached">
-				<xs:annotation>
-					<xs:documentation>Residential dwelling unit that has common wall or other direct physical connection with another residential dwelling unit.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Church">
-				<xs:annotation>
-					<xs:documentation>Describes a structure used on a regular basis as a place of worship, and/or structure specifically designed for the purpose of conducting worship.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CommercialNonResidential">
-				<xs:annotation>
-					<xs:documentation>General category for classifying real estate designed and/or used as location to conduct commercial activities, with no design provisions for intend use as borrowers place of residence.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CommercialResidential">
-				<xs:annotation>
-					<xs:documentation>General category for classifying real estate where some part of the property is designed and/or used as location to conduct commercial activities, and other parts intend for use as borrowers place of residence. (e.g., shop downstairs, residence upstairs.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Detached">
-				<xs:annotation>
-					<xs:documentation>Residential dwelling unit that has no common wall or other direct physical connection with another residential dwelling unit. Collected on the URLA in Section VI ( Schedule or Real Estate - Type of Property).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Farm">
-				<xs:annotation>
-					<xs:documentation>General category for classifying real estate designed and/or used as location to conduct agricultural activities, which may or may not include a residential dwelling unit on the land encompassed by the farm.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="HighRise">
-				<xs:annotation>
-					<xs:documentation>Structure of multiple residential dwelling units of 5 stories or more.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LandAndLots"/>
-			<xs:enumeration value="LowRise">
-				<xs:annotation>
-					<xs:documentation>Structure of multiple residential dwelling units that is of 4 stories or less.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Manufactured">
-				<xs:annotation>
-					<xs:documentation>Dwelling unit constructed and pre-assembled in large part at a factory, then shipped to homes site on trailer; base frame is NOT designed to for wheels and axles, but rather for permanently affixing unit to the foundation at the homes site.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ManufacturedMultiWide"/>
-			<xs:enumeration value="ManufacturedSingleWide"/>
-			<xs:enumeration value="MobileHome">
-				<xs:annotation>
-					<xs:documentation>Dwelling unit constructed on a base frame which features wheels and axles to be used in transporting home from place to place, does not meet HUD code.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Modular">
-				<xs:annotation>
-					<xs:documentation>Dwelling unit constructed of multiple logical structural units (e.g., bathroom and plumbing core module, standard non-master bedroom modules, etc.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="SiteBuilt">
-				<xs:annotation>
-					<xs:documentation>Describes construction process, indicating that most elements of the structure are created at the homes permanent site. Think of this as the flip side of Manufactured or Modular. Example: build homes frame at site, then do wiring and plumbing around and t</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Stacked">
-				<xs:annotation>
-					<xs:documentation>Describes construction process, usually indicating that entire manufactured dwelling units are place one atop the other at the homes permanent site to create a multi-story structure.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="TownhouseRowhouse">
-				<xs:annotation>
-					<xs:documentation>One in a row of  houses having common wall. Attached to another unit via common wall (e.g., a brownstone.) (Appraisal Foundation (AF) refers to this as house design style.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ProjectClassificationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Project</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Project Classification Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Condominium">
-				<xs:annotation>
-					<xs:documentation>identifies multiunit structure or property in which persons hold fee simple title to individual units and an undivided interest in common interest.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Cooperative">
-				<xs:annotation>
-					<xs:documentation>identifies an apartment in a building owned by a corporation or trust in which each owner purchases stock representing the value of a single apartment unit and receives a proprietary lease as evidence of title. Ownership is considered personal property, n</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="PUD">
-				<xs:annotation>
-					<xs:documentation>identifies a type of residential, commercial, and/or industrial land development in which buildings are clustered or set on lots that are smaller than usual, and large, open, park-like areas are included within the development. Individual properties are o</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ProjectDesignTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Project</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Project Design Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Attached"/>
-			<xs:enumeration value="Detached"/>
-			<xs:enumeration value="GardenProject"/>
-			<xs:enumeration value="HighriseProject"/>
-			<xs:enumeration value="MidriseProject"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="TownhouseRowhouse">
-				<xs:annotation>
-					<xs:documentation>One in a row of identical houses or having common wall. Attached to another unit via common wall (e.g., a brownstone.)</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ContactPointRoleTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Contact Point Role Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Home">
-				<xs:annotation>
-					<xs:documentation>The applicable Point Type applies to the contacts home.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Mobile">
-				<xs:annotation>
-					<xs:documentation>The applicable Point Type applies to the contacts mobile (phone/fax/email).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Work">
-				<xs:annotation>
-					<xs:documentation>The applicable Point Type applies to the contacts work.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ContactPointTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Contact Point</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Service ordering</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Flood</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Appraisal</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Investor Reporting</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Contact Point Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Email">
-				<xs:annotation>
-					<xs:documentation>The Contact Point Value contains an email address.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Fax">
-				<xs:annotation>
-					<xs:documentation>The Contact Point Value contains a fax number.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other">
-				<xs:annotation>
-					<xs:documentation>The Contact Point Value contains some other Contact Point Type.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Phone">
-				<xs:annotation>
-					<xs:documentation>The Contact Point Value contains a telephone number.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_NonPersonEntityDetailOrganizationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Non Person Entity Detail-Beneficiary, Borrower, Closing Agent, Investor, Lender, Loss Payee, Mortgage Broker, Payee, Assign To, Assign From, Seller, Trustee, Servicer</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Non Person Entity Detail Organization Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Corporation"/>
-			<xs:enumeration value="JointVenture"/>
-			<xs:enumeration value="LimitedLiabilityCompany"/>
-			<xs:enumeration value="LimitedPartnership"/>
-			<xs:enumeration value="NonProfitCorporation"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Partnership"/>
-			<xs:enumeration value="SoleProprietorship"/>
-			<xs:enumeration value="Trust"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_HousingExpenseTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Proposed Housing Expense, Present Housing Expense, Housing Expense</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Housing Expense Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="FirstMortgagePrincipalAndInterest">
-				<xs:annotation>
-					<xs:documentation>Amount of periodic principal and interest payment on a first mortgage on real estate. Could be present or proposed housing expense. Principal refers to the monthly payment that reduces the remaining balance of the mortgage. Interest is the fee charged for</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="GroundRent"/>
-			<xs:enumeration value="HazardInsurance">
-				<xs:annotation>
-					<xs:documentation>Insurance coverage that provides compensation to insured in case of property damage or loss. (e.g., renters, homeowners, fire, earthquake, flood, etc.) Collected on URLA in Section V (Present / Proposed Housing Expense) and/or Section VI (Schedule of Real</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="HomeownersAssociationDuesAndCondominiumFees">
-				<xs:annotation>
-					<xs:documentation>Association to pay the cost of maintaining areas owned in common by all homeowners within a planned unit development. Collected on URLA in Section V (Present / Proposed Housing Expense) and/or Section VI (Schedule of Real Estate).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MI">
-				<xs:annotation>
-					<xs:documentation>Insurance which protects mortgage lenders against loss in the event of default by the borrower. Collected on URLA in Section V (Present / Proposed Housing Expense) and/or Section VI (Schedule of Real Estate).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherHousingExpense">
-				<xs:annotation>
-					<xs:documentation>Other expenses related to housing which are not included in the listed values. Typically linked to FREE TEXT description. Collected on URLA in Section V (Present / Proposed Housing Expense).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherMortgageLoanPrincipalAndInterest">
-				<xs:annotation>
-					<xs:documentation>Amount of periodic principal and interest payment on a subordinate mortgage on real estate. Could be present or proposed housing expense. Principal refers to the monthly payment that reduces the remaining balance of the mortgage. Interest is the fee charg</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RealEstateTax">
-				<xs:annotation>
-					<xs:documentation>Local government taxes levied on the ownership of real property. Also know as Real Estate Property Tax. Collected on URLA in Section V (Present / Proposed Housing Expense) and/or Section VI (Schedule of Real Estate).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FirstMortgagePITI">
-				<xs:annotation>
-					<xs:documentation>Amount of periodic principal and interest payment on a first mortgage on real estate plus annual pro-rata share of property taxes and hazard insurance on the property. Principal refers to the monthly payment that reduces the remaining balance of the mortg</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LeaseholdPayments">
-				<xs:annotation>
-					<xs:documentation>When land under improvements is leased rather than owned, this is the periodic rent. A form of other housing expense.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MaintenanceAndMiscellaneous">
-				<xs:annotation>
-					<xs:documentation>Ongoing expenses incurred by borrower to maintain real estate owned. Collected on the URLA in Section VI (Schedule of Real Estate).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="OtherMortgageLoanPrincipalInterestTaxesAndInsurance">
-				<xs:annotation>
-					<xs:documentation>Amount of periodic principal and interest payment on a subordinate mortgage on real estate plus annual pro-rata share of property taxes and hazard insurance on the property. Principal refers to the monthly payment that reduces the remaining balance of the</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Rent">
-				<xs:annotation>
-					<xs:documentation>Periodic amount a tenant pays to a landlord for occupancy of a property. Expense if borrower pays. Collected on URLA in Section V (Present Expense - Rent).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Utilities">
-				<xs:annotation>
-					<xs:documentation>Basic services associated with developed areas that include provisions for electricity, telephone, gas, water, and garbage collection. Collected on the URLA in Section VI (Schedule of Real Estate).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_REOPropertyDispositionStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>REO Property Disposition Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="PendingSale"/>
-			<xs:enumeration value="RetainForRental"/>
-			<xs:enumeration value="RetainForPrimaryOrSecondaryResidence"/>
-			<xs:enumeration value="Sold">
-				<xs:annotation>
-					<xs:documentation>Sale of property to be closed at or before closing of the subject property.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_REOPropertyGSEPropertyTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>REO Property</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>REO Property GSE Property Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="SingleFamily"/>
-			<xs:enumeration value="Condominium"/>
-			<xs:enumeration value="Townhouse"/>
-			<xs:enumeration value="Cooperative"/>
-			<xs:enumeration value="TwoToFourUnitProperty"/>
-			<xs:enumeration value="MultifamilyMoreThanFourUnits"/>
-			<xs:enumeration value="ManufacturedMobileHome"/>
-			<xs:enumeration value="CommercialNonResidential"/>
-			<xs:enumeration value="MixedUseResidential"/>
-			<xs:enumeration value="Farm"/>
-			<xs:enumeration value="HomeAndBusinessCombined"/>
-			<xs:enumeration value="Land"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_LandTrustTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Title Holder</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Land Trust Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="IllinoisLandTrust"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_SubordinateLienPurposeTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Subordinate Lien Purpose Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Cash">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used to provide cash.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Convenience">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used for the convenience of the applicant.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="DebtConsolidation">
-				<xs:annotation>
-					<xs:documentation>Used to pay off other debts.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Education">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used for education.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="HomeImprovement">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used for home improvement.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RateTerm">
-				<xs:annotation>
-					<xs:documentation>Lien refinanced for rate/term reasons.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Medical">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used for medical bills.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PurchaseMoney">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used to purchase the property.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other">
-				<xs:annotation>
-					<xs:documentation>Lien proceeds used for other reasons.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PurchaseCreditSourceTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Purchase Credit</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Purchase Credit Source Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="BorrowerPaidOutsideClosing"/>
-			<xs:enumeration value="PropertySeller"/>
-			<xs:enumeration value="Lender"/>
-			<xs:enumeration value="NonParentRelative">
-				<xs:annotation>
-					<xs:documentation>A relative other than a parent.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BuilderDeveloper"/>
-			<xs:enumeration value="Employer"/>
-			<xs:enumeration value="FederalAgency"/>
-			<xs:enumeration value="LocalAgency"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="Parent"/>
-			<xs:enumeration value="RealEstateAgent"/>
-			<xs:enumeration value="StateAgency"/>
-			<xs:enumeration value="UnrelatedFriend"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PurchaseCreditTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Purchase Credit</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Purchase Credit Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="EarnestMoney">
-				<xs:annotation>
-					<xs:documentation>A deposit made as a show of good faith by buyer to bind the conditions of a sale of real estate.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RelocationFunds">
-				<xs:annotation>
-					<xs:documentation>Funds provided to relocating borrower (usually by employer) to offset some of the initial or ongoing costs of borrowers home at the new location.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="EmployerAssistedHousing">
-				<xs:annotation>
-					<xs:documentation>Funds provided to borrower by employer to offset some of the initial or ongoing costs of borrowers home.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="LeasePurchaseFund">
-				<xs:annotation>
-					<xs:documentation>Under a lease/purchase arrangement, owner of real estate agrees to credit some portion of rent towards down payment. This is the accumulated amount of such credits reflected at closing.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other">
-				<xs:annotation>
-					<xs:documentation>Purchase credits of any type not otherwise listed; typically linked to a FREE TEXT description field.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BuydownFund">
-				<xs:annotation>
-					<xs:documentation>Funds held for the purpose of subsidizing some part of the periodic P&amp;I in a specific pattern for a specific time period.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CommitmentOriginationFee"/>
-			<xs:enumeration value="GiftOfEquity">
-				<xs:annotation>
-					<xs:documentation>Without consideration or promise of repayment, owner of property credits buyer with a specified dollar amount of equity. This is most often seen in inter-generation transfers in families, where parents will credit children with some portion of equity not</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PrivateMIMIPremiumVAFundingFeeRefund">
-				<xs:annotation>
-					<xs:documentation>Anticipated refund of unearned prepaid Private Mortgage Insurance, Mortgage Insurance Premium, or VA Funding Fee arising from the subject transaction that is accepted as a valid source of borrower funds to close the transaction.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SweatEquity">
-				<xs:annotation>
-					<xs:documentation>Buyer/borrower agrees with owner (who is usually also builder/re-habber) that work done by Buyer/borrower to help complete the property will be credited as having specific value and will be done in lieu of some portion of the cash purchase price.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="TradeEquity">
-				<xs:annotation>
-					<xs:documentation>Usually involves what the IRS calls a 1031 exchange of equity the buyer and seller hold in one or more other properties, in lieu of some portion of the cash purchase price</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_BorrowerPrintPositionTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Borrower Print Position Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Borrower">
-				<xs:annotation>
-					<xs:documentation>Appears on the left side of the printed URLA.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="CoBorrower">
-				<xs:annotation>
-					<xs:documentation>Appears on the right side of the printed URLA.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_JointAssetLiabilityReportingTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Joint Asset Liability Reporting Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Jointly">
-				<xs:annotation>
-					<xs:documentation>The income or assets of a person other than the borrower (including the borrower's spouse) will be used as a basis for loan qualification.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NotJointly">
-				<xs:annotation>
-					<xs:documentation>Assets and liabilities are sufficiently separate and are being reported as such for the co-borrowers.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_MaritalStatusTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Borrower</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Marital Status Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Married"/>
-			<xs:enumeration value="NotProvided"/>
-			<xs:enumeration value="Separated"/>
-			<xs:enumeration value="Unknown"/>
-			<xs:enumeration value="Unmarried">
-				<xs:annotation>
-					<xs:documentation>Single, divorced, or widowed</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_BorrowerResidencyBasisTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Borrower Residency Basis Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="LivingRentFree">
-				<xs:annotation>
-					<xs:documentation>Borrower lives/lived at indicated address without paying rent (e.g., parents home).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Own">
-				<xs:annotation>
-					<xs:documentation>Borrower lives/lived at indicated address as an owner.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Rent">
-				<xs:annotation>
-					<xs:documentation>Borrower lives/lived in rented dwelling at indicated address.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Unknown">
-				<xs:annotation>
-					<xs:documentation>Basis on which borrower lived at indicated address is not known.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_BorrowerResidencyTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Borrower Residence</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Title</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Borrower Residency Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Current">
-				<xs:annotation>
-					<xs:documentation>The borrowers current residence</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Prior">
-				<xs:annotation>
-					<xs:documentation>The borrowers prior residence</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_IncomeTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Current Income</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Income Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AlimonyChildSupport">
-				<xs:annotation>
-					<xs:documentation>Periodic amount paid under terms of divorce decree / agreement. Income if borrower receives. Collected on the URLA in Section V (Monthly Income - Other).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="AutomobileExpenseAccount"/>
-			<xs:enumeration value="Base">
-				<xs:annotation>
-					<xs:documentation>For salaried positions, the monthly amount of salary (annual salary/12). For hourly positions, the income that would arise from 52 weeks of work at the usual and customary number of non-overtime hours per week / 12. Collected on the URLA in Section V (Mon</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Bonus">
-				<xs:annotation>
-					<xs:documentation>Income derived from optional compensation paid out by employer, linked to employers overall performance and/or individual performance. Collected on the URLA in Section V (Monthly Income - Bonuses).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Commissions">
-				<xs:annotation>
-					<xs:documentation>borrower income that is based upon a percentage of the goods or services the borrower sells (e.g., gross Realtor commission = 6%) Collected on the URLA in Section V (Monthly Income - Commissions).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="DividendsInterest">
-				<xs:annotation>
-					<xs:documentation>Funds paid to owners of stocks or bonds by issuer of stock or bond. Collected on the URLA in Section V (Monthly Income - Dividends / Interest).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="FosterCare"/>
-			<xs:enumeration value="NetRentalIncome"/>
-			<xs:enumeration value="NotesReceivableInstallment"/>
-			<xs:enumeration value="OtherTypesOfIncome">
-				<xs:annotation>
-					<xs:documentation>Used in conjunction with a textual description of other types of income. Collected on the URLA in Section V (Monthly Income - Other).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Overtime">
-				<xs:annotation>
-					<xs:documentation>Additional hourly compensation paid for work beyond the usual and customary work period. Collected on the URLA in Section V (Monthly Income - Overtime).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Pension">
-				<xs:annotation>
-					<xs:documentation>Periodic amount paid by employer to persons who have retired from employer after attaining necessary term of service and other attributes. Collected on the URLA in Section V (Monthly Income).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SocialSecurity">
-				<xs:annotation>
-					<xs:documentation>In the US, monthly amount paid to recipients of OASI (Old Age and Survivors Insurance) commonly known as Social Security. Collected on the URLA in Section V (Monthly Income).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SubjectPropertyNetCashFlow"/>
-			<xs:enumeration value="Trust"/>
-			<xs:enumeration value="Unemployment">
-				<xs:annotation>
-					<xs:documentation>Amount paid or payable to borrower from state or Federal unemployment insurance program.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PublicAssistance">
-				<xs:annotation>
-					<xs:documentation>Amount paid to borrower by federal, state or local public assistance program</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="VABenefitsNonEducational">
-				<xs:annotation>
-					<xs:documentation>Dollar amount of VA Benefits excluding education benefits available to a veteran borrower. Collected on the URLA in Section V (Monthly Income).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MortgageDifferential">
-				<xs:annotation>
-					<xs:documentation>Income used when an employer subsidizes and employees mortgage payments by paying all or part of the interest differential between the employees present and proposed mortgage payments.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MilitaryBasePay"/>
-			<xs:enumeration value="MilitaryRationsAllowance"/>
-			<xs:enumeration value="MilitaryFlightPay"/>
-			<xs:enumeration value="MilitaryHazardPay"/>
-			<xs:enumeration value="MilitaryClothesAllowance"/>
-			<xs:enumeration value="MilitaryQuartersAllowance"/>
-			<xs:enumeration value="MilitaryPropPay">
-				<xs:annotation>
-					<xs:documentation>Extra income paid to military people that have professional degrees, such as military doctors, dentists, lawyers, etc</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="MilitaryOverseasPay"/>
-			<xs:enumeration value="MilitaryCombatPay"/>
-			<xs:enumeration value="MilitaryVariableHousingAllowance"/>
-			<xs:enumeration value="ContractBasis">
-				<xs:annotation>
-					<xs:documentation>Income received on a contract or per job basis. Recipients are classified by employers as independent contractors and not considered employees.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BoarderIncome"/>
-			<xs:enumeration value="MortgageCreditCertificate">
-				<xs:annotation>
-					<xs:documentation>The maximum possible mortgage credit certificate income available to the borrower. States and other political subdivisions can issue mortgage credit certificates (MCC's) in place of, or as part of, their authority to issue mortgage revenue bonds. Mortgage</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="TrailingCoBorrowerIncome"/>
-			<xs:enumeration value="BorrowerEstimatedTotalMonthlyIncome">
-				<xs:annotation>
-					<xs:documentation>The borrower monthly income amount used by the lender to qualify the borrower for the loan.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="ProposedGrossRentForSubjectProperty">
-				<xs:annotation>
-					<xs:documentation>The anticipated rent on the subject property if it is an investment property or if a 2-4 property where other units are rented.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="RealEstateOwnedGrossRentalIncome">
-				<xs:annotation>
-					<xs:documentation>Periodic gross rents (before expenses) arising from a piece of real estate owned (or to be owned) by borrower. Collected on the URLA in Section VI (Schedule of Real Estate - Gross Rental Income).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="WorkersCompensation">
-				<xs:annotation>
-					<xs:documentation>Amount paid or payable to borrower from Workers Compensation Insurance program, usually for injuries that prevent borrower from working. Collected on the URLA in Section V (Monthly Income).</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_CitizenshipResidencyTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Citizenship Residency Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="USCitizen"/>
-			<xs:enumeration value="PermanentResidentAlien"/>
-			<xs:enumeration value="NonPermanentResidentAlien"/>
-			<xs:enumeration value="NonResidentAlien"/>
-			<xs:enumeration value="Unknown"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_HomeownerPastThreeYearsTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Credit Reporting</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Homeowner Past Three Years Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Yes"/>
-			<xs:enumeration value="No"/>
-			<xs:enumeration value="Unknown"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_IntentToOccupyTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Secondary Pricing</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Intent To Occupy Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Yes"/>
-			<xs:enumeration value="No"/>
-			<xs:enumeration value="Unknown"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PriorPropertyTitleTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Prior Property Title Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Sole">
-				<xs:annotation>
-					<xs:documentation>Individual</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="JointWithSpouse">
-				<xs:annotation>
-					<xs:documentation>Use this answer for any property owned with a spouse.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="JointWithOtherThanSpouse">
-				<xs:annotation>
-					<xs:documentation>Use this answer for any property owned with any other person including spouse.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_PriorPropertyUsageTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Declaration</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Prior Property Usage Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Investment">
-				<xs:annotation>
-					<xs:documentation>The purchase of a home for the purpose of generating income by renting the property to tenants.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="PrimaryResidence">
-				<xs:annotation>
-					<xs:documentation>Residence that the owner physically occupies and uses as his or her home.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="SecondaryResidence">
-				<xs:annotation>
-					<xs:documentation>A property purchased for occupancy by the owner but is not the primary residence. Usually recreational properties.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_DeclarationExplanationTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Declaration Explanation</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Declaration Explanation Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AlimonyChildSupport"/>
-			<xs:enumeration value="BorrowedDownPayment"/>
-			<xs:enumeration value="CoMakerEndorserOnNote"/>
-			<xs:enumeration value="DeclaredBankruptcyPastSevenYears"/>
-			<xs:enumeration value="DelinquencyOrDefault"/>
-			<xs:enumeration value="DirectIndirectForeclosedPropertyPastSevenYears"/>
-			<xs:enumeration value="ObligatedOnLoanForeclosedOrDeedInLieuOfJudgement"/>
-			<xs:enumeration value="ObligatedOnLoanForeclosedOrDeedInLieuOfJudgment"/>
-			<xs:enumeration value="OutstandingJudgments"/>
-			<xs:enumeration value="PartyToLawsuit"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_SpecialBorrowerEmployerRelationshipTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:HISTORY>
-					<mismo:ADD version="2.4">AUS</mismo:ADD>
-				</mismo:HISTORY>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT/>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Special Borrower Employer Relationship Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="PropertySeller"/>
-			<xs:enumeration value="RealEstateBroker"/>
-			<xs:enumeration value="EmployedByRelative"/>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_FNMCreditReportScoreTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>FHA VA Borrower</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>FNM Credit Report Score Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="CreditQuote"/>
-			<xs:enumeration value="FICO"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_GenderTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Gender Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Female"/>
-			<xs:enumeration value="InformationNotProvidedUnknown">
-				<xs:annotation>
-					<xs:documentation>Information was not provided by borrower in a mail, telephone, or internet application. Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Male"/>
-			<xs:enumeration value="NotApplicable">
-				<xs:annotation>
-					<xs:documentation>Used for loans where the borrower is an institution, corporation, or partnership.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_RaceNationalOriginTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>Servicing Transfer</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Race National Origin Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AmericanIndianOrAlaskanNative">
-				<xs:annotation>
-					<xs:documentation>Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="AsianOrPacificIslander">
-				<xs:annotation>
-					<xs:documentation>Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BlackNotOfHispanicOrigin">
-				<xs:annotation>
-					<xs:documentation>Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Hispanic">
-				<xs:annotation>
-					<xs:documentation>Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="InformationNotProvided">
-				<xs:annotation>
-					<xs:documentation>Not provided by applicant in mail or telephone application. Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other">
-				<xs:annotation>
-					<xs:documentation>Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="WhiteNotOfHispanicOrigin">
-				<xs:annotation>
-					<xs:documentation>Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NotApplicable">
-				<xs:annotation>
-					<xs:documentation>Borrower is an entity not an individual or there is no co-borrower. Category as defined by Home Mortgage Disclosure Act section 202.13.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_HMDAEthnicityTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Government Monitoring</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>HMDA Ethnicity Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="HispanicOrLatino">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NotHispanicOrLatino">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="InformationNotProvidedByApplicantInMailInternetOrTelephoneApplication">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NotApplicable">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act. Used for loans where the borrower is an institution, corporation, or partnership.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_HMDARaceTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>HMDA Race</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Secondary Delivery</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>HMDA Race Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="AmericanIndianOrAlaskaNative">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Asian">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="BlackOrAfricanAmerican">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NativeHawaiianOrOtherPacificIslander">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="White">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="InformationNotProvidedByApplicantInMailInternetOrTelephoneApplication">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="NotApplicable">
-				<xs:annotation>
-					<xs:documentation>Category as defined by the Home Mortgage Disclosure Act. Used for loans where the borrower is an institution, corporation, or partnership.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_SummaryAmountTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Summary</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Summary Amount Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="TotalMonthlyIncomeNotIncludingNetRentalIncome"/>
-			<xs:enumeration value="SubtotalLiabilitiesPaidByClosingNotIncludingSubjectPropertyLiensBalance"/>
-			<xs:enumeration value="TotalPresentHousingExpense"/>
-			<xs:enumeration value="TotalLiabilitesBalance"/>
-			<xs:enumeration value="SubtotalLiabilitesMonthlyPayment"/>
-			<xs:enumeration value="SubtotalOmittedLiabilitesBalance"/>
-			<xs:enumeration value="SubtotalOmittedLiabilitiesMonthlyPayment"/>
-			<xs:enumeration value="SubtotalLiabilitiesPaidByClosingNotIncludingSubjectPropertyLiensMonthlyPayment"/>
-			<xs:enumeration value="SubtotalResubordinatedLiabilitesMonthlyPaymentForSubjectProperty"/>
-			<xs:enumeration value="SubtotalSubjectPropertyLiensPaidByClosingBalance"/>
-			<xs:enumeration value="SubtotalSubjectPropertyLiensPaidByClosingMonthlyPayment"/>
-			<xs:enumeration value="SubtotalLiabilitiesForRentalPropertyBalance"/>
-			<xs:enumeration value="SubtotalLiabilitiesForRentalPropertyMonthlyPayment"/>
-			<xs:enumeration value="SubtotalResubordinatedLiabilitiesBalanceForSubjectProperty"/>
-			<xs:enumeration value="SubtotalLiquidAssetsNotIncludingGift"/>
-			<xs:enumeration value="SubtotalNonLiquidAssets"/>
-			<xs:enumeration value="TotalLiabilitiesBalance"/>
-			<xs:enumeration value="SubtotalLiabilitiesMonthlyPayment"/>
-			<xs:enumeration value="SubtotalOmittedLiabilitiesBalance"/>
-			<xs:enumeration value="SubtotalResubordinatedLiabilitiesMonthlyPaymentForSubjectProperty"/>
-			<xs:enumeration value="UndrawnHELOC">
-				<xs:annotation>
-					<xs:documentation>The amount of the unused HELOC remaining.</xs:documentation>
-				</xs:annotation>
-			</xs:enumeration>
-			<xs:enumeration value="Other"/>
-		</xs:restriction>
-	</xs:simpleType>
-	<xs:simpleType name="AUS_ClosingAgentTypeEnumerated">
-		<xs:annotation>
-			<xs:appinfo>
-				<mismo:DATATYPE>Enumerated</mismo:DATATYPE>
-				<mismo:CONTEXT>Closing Agent</mismo:CONTEXT>
-				<mismo:PROCESSES>
-					<mismo:PROCESS_AREA>Closing</mismo:PROCESS_AREA>
-					<mismo:PROCESS_AREA>AUS</mismo:PROCESS_AREA>
-				</mismo:PROCESSES>
-				<mismo:LDD_NAME>Closing Agent Type</mismo:LDD_NAME>
-			</xs:appinfo>
-		</xs:annotation>
-		<xs:restriction base="xs:string">
-			<xs:enumeration value="Attorney"/>
-			<xs:enumeration value="ClosingAgent"/>
-			<xs:enumeration value="EscrowCompany"/>
-			<xs:enumeration value="Other"/>
-			<xs:enumeration value="SettlementAgent"/>
-			<xs:enumeration value="TitleCompany"/>
-		</xs:restriction>
-	</xs:simpleType>
-</xs:schema>

Deleted: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/CREDIT_RESPONSE_v2_3_1(MXCompliance).xsd
===================================================================
--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/CREDIT_RESPONSE_v2_3_1(MXCompliance).xsd	2007-05-18 03:23:11 UTC (rev 11933)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/CREDIT_RESPONSE_v2_3_1(MXCompliance).xsd	2007-05-18 03:24:56 UTC (rev 11934)
@@ -1,2661 +0,0 @@
-<?xml version="1.0" encoding="UTF-8" standalone="no"?>
-<!-- 2005-03-24 - Original MXCompliance Version based on MXCompliance Testing Guide - V2 Credit Response Draft 0.1 
- -->
-<!-- 2005-04-30 - Updated  MXCompliance Version based on MXCompliance Testing Guide - V2 Credit Response Draft 0.2
-		  The following items were changes from the original values for the reasons noted:
-		  1: CREDIT_LIABILITY/@_TermsMonthsCount: Not set as Required - EFX does not supply both the 
-		    _TermsMonthsCount AND the _MonthlyPaymentAmount.
-		  2: CREDIT_LIABILITY/@_CreditLimitAmount: Not set as Required - EFX does not supply both the 
-		    _CreditLimitAmount AND the _HighCreditAmount.
-		  3: CREDIT_PUBLIC_RECORD/@_CourtName: Not set as Required - EFX does not always supply court names in
-		    their OD/OA ON-LINE DIRECTORY segments.
-		  4: CREDIT_FILE/_BORROWER/@_AgeYears: Not set as Required - EFX does not supply both the _AgeYears
-		    and the _BirthDate.
-		  5: CREDIT_PUBLIC_RECORD/@_FiledDate: Not set as Required - TUC does not explicitly provide this data value.
-		  6: CREDIT_FILE/@_InfileDate: Not set as Required - XPN does not provide this data value.
- -->
-<!-- 2005-05-04 - Updated  MXCompliance Version based on MXCompliance Testing Guide - V2 Credit Response Draft 0.3
-		  The following items were changes from the original values for the reasons noted:
-		  1: CREDIT_LIABILITY/CREDIT_COMMENT: Add minOccurs="0" beginning range to allow the CREDIT_COMMENT element
-		    to be optional for MXCompliance.  Not all repositories supply Consumer Statement data for each liability
-		    which was the reason for requiring at least one CREDIT_COMMENT element to be present.
-		  2: CREDIT_PUBLIC_RECORD/CREDIT_COMMENT: Add minOccurs="0" beginning range to allow the CREDIT_COMMENT element
-		    to be optional for MXCompliance.  Not all repositories supply Consumer Statement data for each public record
-		    which was the reason for requiring at least one CREDIT_COMMENT element to be present.
- -->
-<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified">
-	<xs:simpleType name="MISMOdtdDateTime">
-		<xs:union memberTypes="xs:gYear xs:gYearMonth xs:date xs:dateTime"/>
-		<!-- Used on Attribute Tag Type Suffixes: Date, DateTime -->
-	</xs:simpleType>
-	<xs:simpleType name="MISMOdtdMoney">
-		<xs:union memberTypes="xs:integer xs:decimal"/>
-		<!-- Used on Attribute Tag Type Suffixes: Amount -->
-	</xs:simpleType>
-	<xs:simpleType name="MISMOdtdNumeric">
-		<xs:union memberTypes="xs:integer xs:decimal"/>
-		<!-- Used on Attribute Tag Type Suffixes: Count, Days, Months, Percent, Years, YearsOnJob -->
-	</xs:simpleType>
-	<xs:element name="Signature">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="SignedInfo"/>
-				<xs:element ref="SignatureValue"/>
-				<xs:element ref="KeyInfo" minOccurs="0"/>
-				<xs:element ref="Object" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SignatureValue">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SignedInfo">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CanonicalizationMethod"/>
-				<xs:element ref="SignatureMethod"/>
-				<xs:element ref="Reference" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CanonicalizationMethod">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-			<xs:attribute name="Algorithm" type="xs:string" use="required"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SignatureMethod">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded">
-				<xs:element ref="HMACOutputLength"/>
-			</xs:choice>
-			<xs:attribute name="Algorithm" type="xs:string" use="required"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Reference">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="Transforms" minOccurs="0"/>
-				<xs:element ref="DigestMethod"/>
-				<xs:element ref="DigestValue"/>
-			</xs:sequence>
-			<xs:attribute name="Id" type="xs:ID"/>
-			<xs:attribute name="URI" type="xs:string"/>
-			<xs:attribute name="Type" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Transforms">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="Transform" maxOccurs="unbounded"/>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Transform">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded">
-				<xs:element ref="XPath"/>
-			</xs:choice>
-			<xs:attribute name="Algorithm" type="xs:string" use="required"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="XPath">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="DigestMethod">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-			<xs:attribute name="Algorithm" type="xs:string" use="required"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="DigestValue">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="KeyInfo">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded">
-				<xs:element ref="KeyName"/>
-				<xs:element ref="KeyValue"/>
-				<xs:element ref="RetrievalMethod"/>
-				<xs:element ref="X509Data"/>
-				<xs:element ref="PGPData"/>
-				<xs:element ref="SPKIData"/>
-				<xs:element ref="MgmtData"/>
-			</xs:choice>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="KeyName">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="KeyValue">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded">
-				<xs:element ref="DSAKeyValue"/>
-				<xs:element ref="RSAKeyValue"/>
-			</xs:choice>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="MgmtData">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RetrievalMethod">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="Transforms" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="URI" type="xs:string" use="required"/>
-			<xs:attribute name="Type" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509Data">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:choice maxOccurs="unbounded">
-					<xs:element ref="X509IssuerSerial"/>
-					<xs:element ref="X509SKI"/>
-					<xs:element ref="X509SubjectName"/>
-					<xs:element ref="X509Certificate"/>
-					<xs:element ref="X509CRL"/>
-				</xs:choice>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509IssuerSerial">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="X509IssuerName"/>
-				<xs:element ref="X509SerialNumber"/>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509IssuerName">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509SubjectName">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509SerialNumber">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509SKI">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509Certificate">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="X509CRL">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="PGPData">
-		<xs:complexType>
-			<xs:choice>
-				<xs:sequence>
-					<xs:element ref="PGPKeyID"/>
-					<xs:element ref="PGPKeyPacket" minOccurs="0"/>
-				</xs:sequence>
-				<xs:choice>
-					<xs:element ref="PGPKeyPacket"/>
-				</xs:choice>
-			</xs:choice>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="PGPKeyPacket">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="PGPKeyID">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SPKIData">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="SPKISexp"/>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SPKISexp">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Object">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded">
-				<xs:element ref="Signature"/>
-				<xs:element ref="SignatureProperties"/>
-				<xs:element ref="Manifest"/>
-			</xs:choice>
-			<xs:attribute name="Id" type="xs:ID"/>
-			<xs:attribute name="MimeType" type="xs:string"/>
-			<xs:attribute name="Encoding" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Manifest">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="Reference" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SignatureProperties">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="SignatureProperty" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="DateTimeStamp">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="DateTime" type="xs:string" use="required"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="SignatureProperty">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded">
-				<xs:element ref="DateTimeStamp"/>
-			</xs:choice>
-			<xs:attribute name="Target" type="xs:string" use="required"/>
-			<xs:attribute name="Id" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="HMACOutputLength">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="DSAKeyValue">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:sequence minOccurs="0">
-					<xs:element ref="P"/>
-					<xs:element ref="Q"/>
-				</xs:sequence>
-				<xs:element ref="G" minOccurs="0"/>
-				<xs:element ref="Y"/>
-				<xs:element ref="J" minOccurs="0"/>
-				<xs:sequence minOccurs="0">
-					<xs:element ref="Seed"/>
-					<xs:element ref="PgenCounter"/>
-				</xs:sequence>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="P">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Q">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="G">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Y">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="J">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Seed">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="PgenCounter">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RSAKeyValue">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="Modulus"/>
-				<xs:element ref="Exponent"/>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Modulus">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="Exponent">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RESPONSE_GROUP">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="RESPONDING_PARTY"/>
-				<xs:element ref="RESPOND_TO_PARTY"/>
-				<xs:element ref="RESPONSE" maxOccurs="unbounded"/>
-				<xs:element ref="Signature" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="MISMOVersionID" type="xs:string" use="required" fixed="2.3.1"/>
-			<xs:attribute name="_ID" type="xs:ID"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RESPONDING_PARTY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-			<xs:attribute name="_Identifier" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RESPOND_TO_PARTY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-			<xs:attribute name="_Identifier" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RESPONSE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="KEY" maxOccurs="unbounded"/>
-				<xs:element ref="RESPONSE_DATA" maxOccurs="unbounded"/>
-				<xs:element ref="STATUS" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_ID" type="xs:ID"/>
-			<xs:attribute name="ResponseDateTime" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="InternalAccountIdentifier" type="xs:string"/>
-			<xs:attribute name="LoginAccountIdentifier" type="xs:string"/>
-			<xs:attribute name="LoginAccountPassword" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="KEY">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Name" type="xs:string" use="required"/>
-					<xs:attribute name="_Value" type="xs:string" use="required"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="RESPONSE_DATA">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CREDIT_RESPONSE"/>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="STATUS">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Condition" type="xs:string"/>
-					<xs:attribute name="_Code" type="xs:string"/>
-					<xs:attribute name="_Name" type="xs:string"/>
-					<xs:attribute name="_Description" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_RESPONSE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_DATA_INFORMATION" minOccurs="0"/>
-				<xs:element ref="CREDIT_BUREAU"/>
-				<xs:element ref="CREDIT_REPORT_PRICE" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_REPOSITORY_INCLUDED"/>
-				<xs:element ref="REQUESTING_PARTY"/>
-				<xs:element ref="CREDIT_REQUEST_DATA"/>
-				<xs:element ref="CREDIT_ERROR_MESSAGE" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="BORROWER" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_LIABILITY" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_PUBLIC_RECORD" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_INQUIRY" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_FILE" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_SCORE" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_TRADE_REFERENCE" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_CONSUMER_REFERRAL" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_SUMMARY" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="REGULATORY_PRODUCT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="EMBEDDED_FILE" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="MISMOVersionID" type="xs:string" use="required" fixed="2.3.1"/>
-			<xs:attribute name="CreditResponseID" type="xs:ID"/>
-			<xs:attribute name="CreditReportIdentifier" type="xs:string" use="required"/>
-			<xs:attribute name="CreditReportTransactionIdentifier" type="xs:string"/>
-			<xs:attribute name="CreditReportFirstIssuedDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="CreditReportLastUpdatedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="CreditReportMergeType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="PickAndChoose"/>
-						<xs:enumeration value="Blend"/>
-						<xs:enumeration value="ListAndStack"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditReportType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Status"/>
-						<xs:enumeration value="RMCRForeign"/>
-						<xs:enumeration value="MergePlus"/>
-						<xs:enumeration value="Merge"/>
-						<xs:enumeration value="Error"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="RiskScoresOnly"/>
-						<xs:enumeration value="RMCR"/>
-						<xs:enumeration value="NonTraditional"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditReportTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="CreditRatingCodeType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Equifax"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Experian"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditRatingCodeTypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_DATA_INFORMATION">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="DATA_VERSION" maxOccurs="unbounded"/>
-			</xs:sequence>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="DATA_VERSION">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Name" type="xs:string" use="required"/>
-					<xs:attribute name="_Number" type="xs:string" use="required"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="BORROWER">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_RESIDENCE" maxOccurs="unbounded"/>
-				<xs:element ref="EMPLOYER" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="BorrowerID" type="xs:ID" use="required"/>
-			<xs:attribute name="_BirthDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_FirstName" type="xs:string" use="required"/>
-			<xs:attribute name="_LastName" type="xs:string" use="required"/>
-			<xs:attribute name="_MiddleName" type="xs:string"/>
-			<xs:attribute name="_NameSuffix" type="xs:string"/>
-			<xs:attribute name="_PrintPositionType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Borrower"/>
-						<xs:enumeration value="CoBorrower"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_SSN" type="xs:string" use="required"/>
-			<xs:attribute name="_UnparsedName" type="xs:string"/>
-			<xs:attribute name="MaritalStatusType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Unmarried"/>
-						<xs:enumeration value="Separated"/>
-						<xs:enumeration value="NotProvided"/>
-						<xs:enumeration value="Married"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CONTACT_DETAIL">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_POINT" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CONTACT_POINT">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_RoleType">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Home"/>
-								<xs:enumeration value="Work"/>
-								<xs:enumeration value="Mobile"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Fax"/>
-								<xs:enumeration value="Email"/>
-								<xs:enumeration value="Other"/>
-								<xs:enumeration value="Phone"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="_Value" type="xs:string"/>
-					<xs:attribute name="_PreferenceIndicator">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Y"/>
-								<xs:enumeration value="N"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_BUREAU">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-			<xs:attribute name="_DisclaimerText" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_COMMENT">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_Text" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Code" type="xs:string"/>
-			<xs:attribute name="_ReportedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_SourceType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="CreditBureau"/>
-						<xs:enumeration value="Equifax"/>
-						<xs:enumeration value="RepositoryBureau"/>
-						<xs:enumeration value="Borrower"/>
-						<xs:enumeration value="Experian"/>
-						<xs:enumeration value="Lender"/>
-						<xs:enumeration value="TransUnion"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_Type">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="ConsumerStatement"/>
-						<xs:enumeration value="Instruction"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="PublicRecordText"/>
-						<xs:enumeration value="BureauRemarks"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_CONSUMER_REFERRAL">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_ERROR_MESSAGE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_Text" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Code" type="xs:string"/>
-			<xs:attribute name="_SourceType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="CreditBureau"/>
-						<xs:enumeration value="Equifax"/>
-						<xs:enumeration value="RepositoryBureau"/>
-						<xs:enumeration value="Experian"/>
-						<xs:enumeration value="Lender"/>
-						<xs:enumeration value="TransUnion"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_FILE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_ALERT_MESSAGE" maxOccurs="unbounded"/>
-				<xs:element ref="_BORROWER"/>
-				<xs:element ref="_OWNING_BUREAU" minOccurs="0"/>
-				<xs:element ref="_VARIATION" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_ERROR_MESSAGE" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditFileID" type="xs:ID" use="required"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditScoreID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditRepositorySourceType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Equifax"/>
-						<xs:enumeration value="MergedData"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Experian"/>
-						<xs:enumeration value="TransUnion"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditRepositorySourceTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_InfileDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_ResultStatusType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="NoFileReturnedBorrowerIsAMinor"/>
-						<xs:enumeration value="NoFileReturnedNoHit"/>
-						<xs:enumeration value="FileReturned"/>
-						<xs:enumeration value="NoFileReturnedCreditFreeze"/>
-						<xs:enumeration value="NoFileReturnedThinFile"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="NoFileReturnedError"/>
-						<xs:enumeration value="NoFileReturnedInadequateRequestData"/>
-						<xs:enumeration value="NoFileReturnedBadAccessCode"/>
-						<xs:enumeration value="NoFileReturnedFraudulentRequestData"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_ResultStatusTypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_INQUIRY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_REPOSITORY" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="CreditInquiryID" type="xs:ID" use="required"/>
-			<xs:attribute name="CreditLiabilityID" type="xs:IDREFS"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditTradeReferenceID" type="xs:IDREF"/>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-			<xs:attribute name="_Date" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_InquiryResultType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="NoOpenAccount"/>
-						<xs:enumeration value="OpenAccountNumberNotIssued"/>
-						<xs:enumeration value="DidNotInquire"/>
-						<xs:enumeration value="ReportingAgencyInquiry"/>
-						<xs:enumeration value="OpenDiscovered"/>
-						<xs:enumeration value="Declined"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="ApplicationPending"/>
-						<xs:enumeration value="OpenPrimaryAccount"/>
-						<xs:enumeration value="AccountClosed"/>
-						<xs:enumeration value="NotALender"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditBusinessType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Grocery"/>
-						<xs:enumeration value="Contractors"/>
-						<xs:enumeration value="Insurance"/>
-						<xs:enumeration value="UtilitiesAndFuel"/>
-						<xs:enumeration value="PersonalServicesNotMedical"/>
-						<xs:enumeration value="Clothing"/>
-						<xs:enumeration value="MiscellaneousAndPublicRecord"/>
-						<xs:enumeration value="FarmAndGardenSupplies"/>
-						<xs:enumeration value="Government"/>
-						<xs:enumeration value="HomeFurnishing"/>
-						<xs:enumeration value="SportingGoods"/>
-						<xs:enumeration value="Automotive"/>
-						<xs:enumeration value="OilAndNationalCreditCards"/>
-						<xs:enumeration value="Finance"/>
-						<xs:enumeration value="Employment"/>
-						<xs:enumeration value="CollectionServices"/>
-						<xs:enumeration value="Banking"/>
-						<xs:enumeration value="LumberAndHardware"/>
-						<xs:enumeration value="MedicalAndHealth"/>
-						<xs:enumeration value="Advertising"/>
-						<xs:enumeration value="RealEstateAndPublicAccommodation"/>
-						<xs:enumeration value="JewelryAndCamera"/>
-						<xs:enumeration value="Wholesale"/>
-						<xs:enumeration value="DepartmentAndMailOrder"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditLoanType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="GovernmentUnsecuredDirectLoan"/>
-						<xs:enumeration value="GovernmentEmployeeAdvance"/>
-						<xs:enumeration value="FederalConsolidatedLoan"/>
-						<xs:enumeration value="Automobile"/>
-						<xs:enumeration value="SecondMortgage"/>
-						<xs:enumeration value="CombinedCreditPlan"/>
-						<xs:enumeration value="Business"/>
-						<xs:enumeration value="GovernmentSecuredDirectLoan"/>
-						<xs:enumeration value="SpouseSupport"/>
-						<xs:enumeration value="LenderPlacedInsurance"/>
-						<xs:enumeration value="PartiallySecured"/>
-						<xs:enumeration value="HouseholdGoodsSecured"/>
-						<xs:enumeration value="FHAComakerNotBorrower"/>
-						<xs:enumeration value="ReturnedCheck"/>
-						<xs:enumeration value="Boat"/>
-						<xs:enumeration value="FactoringCompanyAccount"/>
-						<xs:enumeration value="DeferredStudentLoan"/>
-						<xs:enumeration value="GovernmentBenefit"/>
-						<xs:enumeration value="ChildSupport"/>
-						<xs:enumeration value="CollectionAttorney"/>
-						<xs:enumeration value="ApplianceOrFurniture"/>
-						<xs:enumeration value="AutoLoanEquityTransfer"/>
-						<xs:enumeration value="GovernmentOverpayment"/>
-						<xs:enumeration value="TimeSharedLoan"/>
-						<xs:enumeration value="MobileHome"/>
-						<xs:enumeration value="GovernmentMiscellaneousDebt"/>
-						<xs:enumeration value="GovernmentFeeForService"/>
-						<xs:enumeration value="SinglePaymentLoan"/>
-						<xs:enumeration value="MedicalDebt"/>
-						<xs:enumeration value="RefundAnticipationLoan"/>
-						<xs:enumeration value="PersonalLoan"/>
-						<xs:enumeration value="CheckCreditOrLineOfCredit"/>
-						<xs:enumeration value="SecuredByCosigner"/>
-						<xs:enumeration value="GovernmentSecuredGuaranteeLoan"/>
-						<xs:enumeration value="AttorneyFees"/>
-						<xs:enumeration value="SecuredHomeImprovement"/>
-						<xs:enumeration value="HomeEquityLineOfCredit"/>
-						<xs:enumeration value="Collection"/>
-						<xs:enumeration value="Refinance"/>
-						<xs:enumeration value="ManualMortgage"/>
-						<xs:enumeration value="HouseholdGoods"/>
-						<xs:enumeration value="FarmersHomeAdministrationFHMA"/>
-						<xs:enumeration value="ConstructionLoan"/>
-						<xs:enumeration value="CreditCard"/>
-						<xs:enumeration value="RealEstateSpecificTypeUnknown"/>
-						<xs:enumeration value="BusinessCreditCard"/>
-						<xs:enumeration value="CommercialLineOfCredit"/>
-						<xs:enumeration value="DebitCard"/>
-						<xs:enumeration value="CreditLineSecured"/>
-						<xs:enumeration value="CommercialCreditObligation"/>
-						<xs:enumeration value="NoteLoanWithComaker"/>
-						<xs:enumeration value="InstallmentSalesContract"/>
-						<xs:enumeration value="Lease"/>
-						<xs:enumeration value="Comaker"/>
-						<xs:enumeration value="RecreationalVehicle"/>
-						<xs:enumeration value="RealEstateLoanEquityTransfer"/>
-						<xs:enumeration value="GovernmentGrant"/>
-						<xs:enumeration value="HouseholdGoodsAndOtherCollateralAuto"/>
-						<xs:enumeration value="GovernmentFine"/>
-						<xs:enumeration value="RentalAgreement"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Secured"/>
-						<xs:enumeration value="GovernmentUnsecuredGuaranteeLoan"/>
-						<xs:enumeration value="RealEstateMortgageWithoutOtherCollateral"/>
-						<xs:enumeration value="Employment"/>
-						<xs:enumeration value="Mortgage"/>
-						<xs:enumeration value="BiMonthlyMortgageTermInYears"/>
-						<xs:enumeration value="FamilySupport"/>
-						<xs:enumeration value="VeteransAdministrationLoan"/>
-						<xs:enumeration value="Unsecured"/>
-						<xs:enumeration value="Consolidation"/>
-						<xs:enumeration value="AutoRefinance"/>
-						<xs:enumeration value="InstallmentLoan"/>
-						<xs:enumeration value="FinanceStatement"/>
-						<xs:enumeration value="ResidentialLoan"/>
-						<xs:enumeration value="UnknownLoanType"/>
-						<xs:enumeration value="SummaryOfAccountsWithSameStatus"/>
-						<xs:enumeration value="SecuredCreditCard"/>
-						<xs:enumeration value="Title1Loan"/>
-						<xs:enumeration value="Educational"/>
-						<xs:enumeration value="HomeImprovement"/>
-						<xs:enumeration value="ChargeAccount"/>
-						<xs:enumeration value="InsuranceClaims"/>
-						<xs:enumeration value="ConventionalRealEstateMortgage"/>
-						<xs:enumeration value="Airplane"/>
-						<xs:enumeration value="RealEstateJuniorLiens"/>
-						<xs:enumeration value="DepositRelated"/>
-						<xs:enumeration value="NoteLoan"/>
-						<xs:enumeration value="DebtCounselingService"/>
-						<xs:enumeration value="VeteransAdministrationRealEstateMortgage"/>
-						<xs:enumeration value="Agriculture"/>
-						<xs:enumeration value="FHARealEstateMortgage"/>
-						<xs:enumeration value="RevolvingBusinessLines"/>
-						<xs:enumeration value="Recreational"/>
-						<xs:enumeration value="ConditionalSalesContract"/>
-						<xs:enumeration value="AutoLease"/>
-						<xs:enumeration value="SemiMonthlyMortgagePayment"/>
-						<xs:enumeration value="FHAHomeImprovement"/>
-						<xs:enumeration value="CommercialMortgage"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditLoanTypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_LIABILITY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_CREDITOR"/>
-				<xs:element ref="_CURRENT_RATING"/>
-				<xs:element ref="_HIGHEST_ADVERSE_RATING" minOccurs="0"/>
-				<xs:element ref="_LATE_COUNT"/>
-				<xs:element ref="_MOST_RECENT_ADVERSE_RATING" minOccurs="0"/>
-				<xs:element ref="_PAYMENT_PATTERN"/>
-				<xs:element ref="_PRIOR_ADVERSE_RATING" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_REPOSITORY" maxOccurs="unbounded"/>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-				<xs:element ref="UNMERGED_LIABILITY" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditLiabilityID" type="xs:ID" use="required"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditTradeReferenceID" type="xs:IDREF"/>
-			<xs:attribute name="_AccountClosedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountIdentifier" type="xs:string" use="required"/>
-			<xs:attribute name="_AccountOpenedDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_AccountOwnershipType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="OnBehalfOf"/>
-						<xs:enumeration value="Terminated"/>
-						<xs:enumeration value="Individual"/>
-						<xs:enumeration value="JointContractualLiability"/>
-						<xs:enumeration value="Maker"/>
-						<xs:enumeration value="Comaker"/>
-						<xs:enumeration value="JointParticipating"/>
-						<xs:enumeration value="Undesignated"/>
-						<xs:enumeration value="AuthorizedUser"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_AccountPaidDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountReportedDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_AccountBalanceDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountStatusDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_AccountStatusType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Transferred"/>
-						<xs:enumeration value="Paid"/>
-						<xs:enumeration value="Open"/>
-						<xs:enumeration value="Frozen"/>
-						<xs:enumeration value="Closed"/>
-						<xs:enumeration value="Refinanced"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_AccountType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Installment"/>
-						<xs:enumeration value="Open"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Revolving"/>
-						<xs:enumeration value="CreditLine"/>
-						<xs:enumeration value="Mortgage"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_BalloonPaymentAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BalloonPaymentDueDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_ChargeOffAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_ChargeOffDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_CollateralDescription" type="xs:string"/>
-			<xs:attribute name="_ConsumerDisputeIndicator" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_CreditLimitAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_DerogatoryDataIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_HighBalanceAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_HighCreditAmount" type="MISMOdtdMoney" use="required"/>
-			<xs:attribute name="_LastActivityDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_ManualUpdateIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_MonthlyPaymentAmount" type="MISMOdtdMoney" use="required"/>
-			<xs:attribute name="_MonthsRemainingCount" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_MonthsReviewedCount" type="MISMOdtdNumeric" use="required"/>
-			<xs:attribute name="_OriginalCreditorName" type="xs:string"/>
-			<xs:attribute name="_PastDueAmount" type="MISMOdtdMoney" use="required"/>
-			<xs:attribute name="_TermsDescription" type="xs:string" use="required"/>
-			<xs:attribute name="_TermsMonthsCount" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_TermsSourceType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Calculated"/>
-						<xs:enumeration value="Provided"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_UnpaidBalanceAmount" type="MISMOdtdMoney" use="required"/>
-			<xs:attribute name="CreditBusinessType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Grocery"/>
-						<xs:enumeration value="Contractors"/>
-						<xs:enumeration value="Insurance"/>
-						<xs:enumeration value="UtilitiesAndFuel"/>
-						<xs:enumeration value="PersonalServicesNotMedical"/>
-						<xs:enumeration value="Clothing"/>
-						<xs:enumeration value="MiscellaneousAndPublicRecord"/>
-						<xs:enumeration value="FarmAndGardenSupplies"/>
-						<xs:enumeration value="Government"/>
-						<xs:enumeration value="HomeFurnishing"/>
-						<xs:enumeration value="SportingGoods"/>
-						<xs:enumeration value="Automotive"/>
-						<xs:enumeration value="OilAndNationalCreditCards"/>
-						<xs:enumeration value="Finance"/>
-						<xs:enumeration value="Employment"/>
-						<xs:enumeration value="CollectionServices"/>
-						<xs:enumeration value="Banking"/>
-						<xs:enumeration value="LumberAndHardware"/>
-						<xs:enumeration value="MedicalAndHealth"/>
-						<xs:enumeration value="Advertising"/>
-						<xs:enumeration value="RealEstateAndPublicAccommodation"/>
-						<xs:enumeration value="JewelryAndCamera"/>
-						<xs:enumeration value="Wholesale"/>
-						<xs:enumeration value="DepartmentAndMailOrder"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditCounselingIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditLoanType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="GovernmentUnsecuredDirectLoan"/>
-						<xs:enumeration value="GovernmentEmployeeAdvance"/>
-						<xs:enumeration value="FederalConsolidatedLoan"/>
-						<xs:enumeration value="Automobile"/>
-						<xs:enumeration value="SecondMortgage"/>
-						<xs:enumeration value="CombinedCreditPlan"/>
-						<xs:enumeration value="Business"/>
-						<xs:enumeration value="GovernmentSecuredDirectLoan"/>
-						<xs:enumeration value="SpouseSupport"/>
-						<xs:enumeration value="LenderPlacedInsurance"/>
-						<xs:enumeration value="PartiallySecured"/>
-						<xs:enumeration value="HouseholdGoodsSecured"/>
-						<xs:enumeration value="FHAComakerNotBorrower"/>
-						<xs:enumeration value="ReturnedCheck"/>
-						<xs:enumeration value="Boat"/>
-						<xs:enumeration value="FactoringCompanyAccount"/>
-						<xs:enumeration value="DeferredStudentLoan"/>
-						<xs:enumeration value="GovernmentBenefit"/>
-						<xs:enumeration value="ChildSupport"/>
-						<xs:enumeration value="CollectionAttorney"/>
-						<xs:enumeration value="ApplianceOrFurniture"/>
-						<xs:enumeration value="AutoLoanEquityTransfer"/>
-						<xs:enumeration value="GovernmentOverpayment"/>
-						<xs:enumeration value="TimeSharedLoan"/>
-						<xs:enumeration value="MobileHome"/>
-						<xs:enumeration value="GovernmentMiscellaneousDebt"/>
-						<xs:enumeration value="GovernmentFeeForService"/>
-						<xs:enumeration value="SinglePaymentLoan"/>
-						<xs:enumeration value="MedicalDebt"/>
-						<xs:enumeration value="RefundAnticipationLoan"/>
-						<xs:enumeration value="PersonalLoan"/>
-						<xs:enumeration value="CheckCreditOrLineOfCredit"/>
-						<xs:enumeration value="SecuredByCosigner"/>
-						<xs:enumeration value="GovernmentSecuredGuaranteeLoan"/>
-						<xs:enumeration value="AttorneyFees"/>
-						<xs:enumeration value="SecuredHomeImprovement"/>
-						<xs:enumeration value="HomeEquityLineOfCredit"/>
-						<xs:enumeration value="Collection"/>
-						<xs:enumeration value="Refinance"/>
-						<xs:enumeration value="ManualMortgage"/>
-						<xs:enumeration value="HouseholdGoods"/>
-						<xs:enumeration value="FarmersHomeAdministrationFHMA"/>
-						<xs:enumeration value="ConstructionLoan"/>
-						<xs:enumeration value="CreditCard"/>
-						<xs:enumeration value="RealEstateSpecificTypeUnknown"/>
-						<xs:enumeration value="BusinessCreditCard"/>
-						<xs:enumeration value="CommercialLineOfCredit"/>
-						<xs:enumeration value="DebitCard"/>
-						<xs:enumeration value="CreditLineSecured"/>
-						<xs:enumeration value="CommercialCreditObligation"/>
-						<xs:enumeration value="NoteLoanWithComaker"/>
-						<xs:enumeration value="InstallmentSalesContract"/>
-						<xs:enumeration value="Lease"/>
-						<xs:enumeration value="Comaker"/>
-						<xs:enumeration value="RecreationalVehicle"/>
-						<xs:enumeration value="RealEstateLoanEquityTransfer"/>
-						<xs:enumeration value="GovernmentGrant"/>
-						<xs:enumeration value="HouseholdGoodsAndOtherCollateralAuto"/>
-						<xs:enumeration value="GovernmentFine"/>
-						<xs:enumeration value="RentalAgreement"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Secured"/>
-						<xs:enumeration value="GovernmentUnsecuredGuaranteeLoan"/>
-						<xs:enumeration value="RealEstateMortgageWithoutOtherCollateral"/>
-						<xs:enumeration value="Employment"/>
-						<xs:enumeration value="Mortgage"/>
-						<xs:enumeration value="BiMonthlyMortgageTermInYears"/>
-						<xs:enumeration value="FamilySupport"/>
-						<xs:enumeration value="VeteransAdministrationLoan"/>
-						<xs:enumeration value="Unsecured"/>
-						<xs:enumeration value="Consolidation"/>
-						<xs:enumeration value="AutoRefinance"/>
-						<xs:enumeration value="InstallmentLoan"/>
-						<xs:enumeration value="FinanceStatement"/>
-						<xs:enumeration value="ResidentialLoan"/>
-						<xs:enumeration value="UnknownLoanType"/>
-						<xs:enumeration value="SummaryOfAccountsWithSameStatus"/>
-						<xs:enumeration value="SecuredCreditCard"/>
-						<xs:enumeration value="Title1Loan"/>
-						<xs:enumeration value="Educational"/>
-						<xs:enumeration value="HomeImprovement"/>
-						<xs:enumeration value="ChargeAccount"/>
-						<xs:enumeration value="InsuranceClaims"/>
-						<xs:enumeration value="ConventionalRealEstateMortgage"/>
-						<xs:enumeration value="Airplane"/>
-						<xs:enumeration value="RealEstateJuniorLiens"/>
-						<xs:enumeration value="DepositRelated"/>
-						<xs:enumeration value="NoteLoan"/>
-						<xs:enumeration value="DebtCounselingService"/>
-						<xs:enumeration value="VeteransAdministrationRealEstateMortgage"/>
-						<xs:enumeration value="Agriculture"/>
-						<xs:enumeration value="FHARealEstateMortgage"/>
-						<xs:enumeration value="RevolvingBusinessLines"/>
-						<xs:enumeration value="Recreational"/>
-						<xs:enumeration value="ConditionalSalesContract"/>
-						<xs:enumeration value="AutoLease"/>
-						<xs:enumeration value="SemiMonthlyMortgagePayment"/>
-						<xs:enumeration value="FHAHomeImprovement"/>
-						<xs:enumeration value="CommercialMortgage"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditLoanTypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_PUBLIC_RECORD">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_REPOSITORY" maxOccurs="unbounded"/>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-				<xs:element ref="UNMERGED_PUBLIC_RECORD" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditPublicRecordID" type="xs:ID" use="required"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditTradeReferenceID" type="xs:IDREF"/>
-			<xs:attribute name="_AccountOwnershipType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Joint"/>
-						<xs:enumeration value="Terminated"/>
-						<xs:enumeration value="Individual"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_AttorneyName" type="xs:string"/>
-			<xs:attribute name="_BankruptcyAdjustmentPercent" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_BankruptcyAssetsAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BankruptcyExemptAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BankruptcyLiabilitiesAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BankruptcyRepaymentPercent" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_BankruptcyType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Business"/>
-						<xs:enumeration value="Personal"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_ConsumerDisputeIndicator" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_CourtName" type="xs:string"/>
-			<xs:attribute name="_DefendantName" type="xs:string"/>
-			<xs:attribute name="_DerogatoryDataIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_DispositionDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_DispositionType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="RealEstateSold"/>
-						<xs:enumeration value="Converted"/>
-						<xs:enumeration value="Dismissed"/>
-						<xs:enumeration value="Distributed"/>
-						<xs:enumeration value="PaidNotSatisfied"/>
-						<xs:enumeration value="InvoluntarilyDischarged"/>
-						<xs:enumeration value="Nonadjudicated"/>
-						<xs:enumeration value="Appealed"/>
-						<xs:enumeration value="Withdrawn"/>
-						<xs:enumeration value="Paid"/>
-						<xs:enumeration value="Completed"/>
-						<xs:enumeration value="Discharged"/>
-						<xs:enumeration value="Satisfied"/>
-						<xs:enumeration value="Pending"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Released"/>
-						<xs:enumeration value="Granted"/>
-						<xs:enumeration value="Rescinded"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Settled"/>
-						<xs:enumeration value="Unsatisfied"/>
-						<xs:enumeration value="VoluntarilyDischarged"/>
-						<xs:enumeration value="Filed"/>
-						<xs:enumeration value="Cancelled"/>
-						<xs:enumeration value="Adjudicated"/>
-						<xs:enumeration value="Unreleased"/>
-						<xs:enumeration value="Vacated"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_DispositionTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_DocketIdentifier" type="xs:string" use="required"/>
-			<xs:attribute name="_FiledDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_LegalObligationAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_ManualUpdateIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_PaidDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_PaymentFrequencyType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Monthly"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Biweekly"/>
-						<xs:enumeration value="LumpSum"/>
-						<xs:enumeration value="Weekly"/>
-						<xs:enumeration value="Yearly"/>
-						<xs:enumeration value="Other"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_PlaintiffName" type="xs:string"/>
-			<xs:attribute name="_ReportedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_SettledDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_Type" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="SupportDebt"/>
-						<xs:enumeration value="NoticeOfDefault"/>
-						<xs:enumeration value="BankruptcyChapter11"/>
-						<xs:enumeration value="Lien"/>
-						<xs:enumeration value="BankruptcyChapter12"/>
-						<xs:enumeration value="RealEstateRecording"/>
-						<xs:enumeration value="FinancialCounseling"/>
-						<xs:enumeration value="BankruptcyChapter13"/>
-						<xs:enumeration value="Attachment"/>
-						<xs:enumeration value="LawSuit"/>
-						<xs:enumeration value="DivorceDecree"/>
-						<xs:enumeration value="TaxLienState"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Trusteeship"/>
-						<xs:enumeration value="Collection"/>
-						<xs:enumeration value="BankruptcyTypeUnknown"/>
-						<xs:enumeration value="Repossession"/>
-						<xs:enumeration value="Garnishment"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="PublicSale"/>
-						<xs:enumeration value="BankruptcyChapter7"/>
-						<xs:enumeration value="UnlawfulDetainer"/>
-						<xs:enumeration value="FicticiousName"/>
-						<xs:enumeration value="ForcibleDetainer"/>
-						<xs:enumeration value="CustodyAgreement"/>
-						<xs:enumeration value="BankruptcyChapter7Voluntary"/>
-						<xs:enumeration value="TaxLienCounty"/>
-						<xs:enumeration value="TaxLienCity"/>
-						<xs:enumeration value="FinancingStatement"/>
-						<xs:enumeration value="Foreclosure"/>
-						<xs:enumeration value="BankruptcyChapter7Involuntary"/>
-						<xs:enumeration value="Annulment"/>
-						<xs:enumeration value="TaxLienFederal"/>
-						<xs:enumeration value="NonResponsibility"/>
-						<xs:enumeration value="TaxLienOther"/>
-						<xs:enumeration value="Judgment"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_REPORT_PRICE">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Amount" type="MISMOdtdMoney"/>
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Total"/>
-								<xs:enumeration value="Tax"/>
-								<xs:enumeration value="Other"/>
-								<xs:enumeration value="Net"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_REPOSITORY">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_SourceType" use="required">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Equifax"/>
-								<xs:enumeration value="MergedData"/>
-								<xs:enumeration value="Other"/>
-								<xs:enumeration value="Experian"/>
-								<xs:enumeration value="TransUnion"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_SourceTypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="_SubscriberCode" type="xs:string" use="required"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_REPOSITORY_INCLUDED">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_EquifaxIndicator" use="required">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Y"/>
-								<xs:enumeration value="N"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_ExperianIndicator" use="required">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Y"/>
-								<xs:enumeration value="N"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_TransUnionIndicator" use="required">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Y"/>
-								<xs:enumeration value="N"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_OtherRepositoryName" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_REQUEST_DATA">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CREDIT_REPOSITORY_INCLUDED"/>
-				<xs:element ref="CREDIT_SCORE_MODEL_NAME" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditRequestID" type="xs:ID" use="required"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditReportIdentifier" type="xs:string"/>
-			<xs:attribute name="CreditReportTransactionIdentifier" type="xs:string"/>
-			<xs:attribute name="CreditReportProductDescription" type="xs:string"/>
-			<xs:attribute name="CreditReportRequestActionType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="StatusQuery"/>
-						<xs:enumeration value="Submit"/>
-						<xs:enumeration value="Retrieve"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Reissue"/>
-						<xs:enumeration value="Upgrade"/>
-						<xs:enumeration value="Update"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditReportRequestActionTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="CreditReportType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="RMCRForeign"/>
-						<xs:enumeration value="MergePlus"/>
-						<xs:enumeration value="Merge"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="RiskScoresOnly"/>
-						<xs:enumeration value="RMCR"/>
-						<xs:enumeration value="NonTraditional"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditReportTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="CreditRepositoriesSelectedCount" type="MISMOdtdNumeric"/>
-			<xs:attribute name="CreditRequestDateTime" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="CreditRequestType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Joint"/>
-						<xs:enumeration value="Individual"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_SCORE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_FACTOR" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditScoreID" type="xs:ID" use="required"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS" use="required"/>
-			<xs:attribute name="CreditReportIdentifier" type="xs:string"/>
-			<xs:attribute name="CreditRepositorySourceType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Equifax"/>
-						<xs:enumeration value="MergedData"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Experian"/>
-						<xs:enumeration value="TransUnion"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditRepositorySourceTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_Date" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_ExclusionReasonType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="ScoringNotAvailable"/>
-						<xs:enumeration value="NotScoredFileCannotBeScored"/>
-						<xs:enumeration value="NotScoredInsufficientCredit"/>
-						<xs:enumeration value="UnauthorizedScoreRequest"/>
-						<xs:enumeration value="NotScoredFileTooLong"/>
-						<xs:enumeration value="NotScoredRequirementsNotMet"/>
-						<xs:enumeration value="InvalidScoreRequest"/>
-						<xs:enumeration value="NotScoredNoQualifyingAccount"/>
-						<xs:enumeration value="NotScoredNoRecentAccountInformation"/>
-						<xs:enumeration value="NotScoredCreditDataNotAvailable"/>
-						<xs:enumeration value="NotScoredFileIsUnderReview"/>
-						<xs:enumeration value="NotScoredSubjectDeceased"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_FACTAInquiriesIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_ModelNameType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="FICORiskScoreNextGen00"/>
-						<xs:enumeration value="EquifaxEnhancedDAS"/>
-						<xs:enumeration value="TransUnionEmpirica"/>
-						<xs:enumeration value="ExperianFairIsaacAuto"/>
-						<xs:enumeration value="FICORiskScoreClassicPersonalFinance98"/>
-						<xs:enumeration value="EquifaxMortgageScore"/>
-						<xs:enumeration value="FICORiskScoreClassic04"/>
-						<xs:enumeration value="FICORiskScoreClassic98"/>
-						<xs:enumeration value="FICORiskScoreNextGen03"/>
-						<xs:enumeration value="TransUnionEmpiricaAuto"/>
-						<xs:enumeration value="EquifaxBeacon5.0Installment"/>
-						<xs:enumeration value="ExperianNewNationalRisk"/>
-						<xs:enumeration value="EquifaxBeacon5.0Auto"/>
-						<xs:enumeration value="EquifaxMarketMax"/>
-						<xs:enumeration value="TransUnionPrecision03"/>
-						<xs:enumeration value="EquifaxBeacon"/>
-						<xs:enumeration value="EquifaxBeacon5.0PersonalFinance"/>
-						<xs:enumeration value="EquifaxBeaconBankcard"/>
-						<xs:enumeration value="ExperianMDSBankruptcyII"/>
-						<xs:enumeration value="EquifaxBeaconAuto"/>
-						<xs:enumeration value="ExperianNewNationalEquivalency"/>
-						<xs:enumeration value="EquifaxBeacon5.0Bankcard"/>
-						<xs:enumeration value="FICORiskScoreClassicInstallmentLoan98"/>
-						<xs:enumeration value="EquifaxDAS"/>
-						<xs:enumeration value="FICORiskScoreClassicAuto98"/>
-						<xs:enumeration value="EquifaxEnhancedBeacon"/>
-						<xs:enumeration value="FICOExpansionScore"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="EquifaxPinnacle"/>
-						<xs:enumeration value="TransUnionEmpiricaBankcard"/>
-						<xs:enumeration value="EquifaxBeaconPersonalFinance"/>
-						<xs:enumeration value="ExperianOldNationalRisk"/>
-						<xs:enumeration value="EquifaxBeacon5.0"/>
-						<xs:enumeration value="FICORiskScoreClassicBankcard98"/>
-						<xs:enumeration value="TransUnionDelphi"/>
-						<xs:enumeration value="TransUnionEmpiricaInstallment"/>
-						<xs:enumeration value="ExperianFairIsaacAdvanced"/>
-						<xs:enumeration value="TransUnionPrecision"/>
-						<xs:enumeration value="ExperianScorexPLUS"/>
-						<xs:enumeration value="EquifaxPinnacle2.0"/>
-						<xs:enumeration value="TransUnionEmpiricaPersonalFinance"/>
-						<xs:enumeration value="ExperianFairIsaacInstallment"/>
-						<xs:enumeration value="EquifaxBeaconInstallment"/>
-						<xs:enumeration value="ExperianFairIsaacBankcard"/>
-						<xs:enumeration value="ExperianFairIsaacAdvanced2.0"/>
-						<xs:enumeration value="ExperianFairIsaacPersonalFinance"/>
-						<xs:enumeration value="ExperianFairIsaac"/>
-						<xs:enumeration value="TransUnionNewDelphi"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_ModelNameTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_Value" type="xs:string" use="required"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_SCORE_MODEL_NAME">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="FICORiskScoreNextGen00"/>
-								<xs:enumeration value="EquifaxEnhancedDAS"/>
-								<xs:enumeration value="TransUnionEmpirica"/>
-								<xs:enumeration value="ExperianFairIsaacAuto"/>
-								<xs:enumeration value="FICORiskScoreClassicPersonalFinance98"/>
-								<xs:enumeration value="EquifaxMortgageScore"/>
-								<xs:enumeration value="FICORiskScoreClassic04"/>
-								<xs:enumeration value="FICORiskScoreClassic98"/>
-								<xs:enumeration value="FICORiskScoreNextGen03"/>
-								<xs:enumeration value="TransUnionEmpiricaAuto"/>
-								<xs:enumeration value="EquifaxBeacon5.0Installment"/>
-								<xs:enumeration value="ExperianNewNationalRisk"/>
-								<xs:enumeration value="EquifaxBeacon5.0Auto"/>
-								<xs:enumeration value="EquifaxMarketMax"/>
-								<xs:enumeration value="TransUnionPrecision03"/>
-								<xs:enumeration value="EquifaxBeacon"/>
-								<xs:enumeration value="EquifaxBeacon5.0PersonalFinance"/>
-								<xs:enumeration value="EquifaxBeaconBankcard"/>
-								<xs:enumeration value="ExperianMDSBankruptcyII"/>
-								<xs:enumeration value="EquifaxBeaconAuto"/>
-								<xs:enumeration value="ExperianNewNationalEquivalency"/>
-								<xs:enumeration value="EquifaxBeacon5.0Bankcard"/>
-								<xs:enumeration value="FICORiskScoreClassicInstallmentLoan98"/>
-								<xs:enumeration value="EquifaxDAS"/>
-								<xs:enumeration value="FICORiskScoreClassicAuto98"/>
-								<xs:enumeration value="EquifaxEnhancedBeacon"/>
-								<xs:enumeration value="FICOExpansionScore"/>
-								<xs:enumeration value="Other"/>
-								<xs:enumeration value="EquifaxPinnacle"/>
-								<xs:enumeration value="TransUnionEmpiricaBankcard"/>
-								<xs:enumeration value="EquifaxBeaconPersonalFinance"/>
-								<xs:enumeration value="ExperianOldNationalRisk"/>
-								<xs:enumeration value="EquifaxBeacon5.0"/>
-								<xs:enumeration value="FICORiskScoreClassicBankcard98"/>
-								<xs:enumeration value="TransUnionDelphi"/>
-								<xs:enumeration value="TransUnionEmpiricaInstallment"/>
-								<xs:enumeration value="ExperianFairIsaacAdvanced"/>
-								<xs:enumeration value="TransUnionPrecision"/>
-								<xs:enumeration value="ExperianScorexPLUS"/>
-								<xs:enumeration value="EquifaxPinnacle2.0"/>
-								<xs:enumeration value="TransUnionEmpiricaPersonalFinance"/>
-								<xs:enumeration value="ExperianFairIsaacInstallment"/>
-								<xs:enumeration value="EquifaxBeaconInstallment"/>
-								<xs:enumeration value="ExperianFairIsaacBankcard"/>
-								<xs:enumeration value="ExperianFairIsaacAdvanced2.0"/>
-								<xs:enumeration value="ExperianFairIsaacPersonalFinance"/>
-								<xs:enumeration value="ExperianFairIsaac"/>
-								<xs:enumeration value="TransUnionNewDelphi"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_SUMMARY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_DATA_SET" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="_Text" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-			<xs:attribute name="_Name" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="CREDIT_TRADE_REFERENCE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0"/>
-				<xs:element ref="CREDIT_REPOSITORY" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditTradeReferenceID" type="xs:ID"/>
-			<xs:attribute name="_Name" type="xs:string"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="DOCUMENT">
-		<xs:complexType mixed="true">
-			<xs:complexContent mixed="true">
-				<xs:restriction base="xs:anyType"/>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="EMBEDDED_FILE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="DOCUMENT"/>
-			</xs:sequence>
-			<xs:attribute name="_ID" type="xs:ID"/>
-			<xs:attribute name="_Type" type="xs:string"/>
-			<xs:attribute name="_Version" type="xs:string"/>
-			<xs:attribute name="_Name" type="xs:string"/>
-			<xs:attribute name="_Extension" type="xs:string"/>
-			<xs:attribute name="_EncodingType" type="xs:string"/>
-			<xs:attribute name="_Description" type="xs:string"/>
-			<xs:attribute name="MIMEType" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="EMPLOYER">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-			<xs:attribute name="_TelephoneNumber" type="xs:string"/>
-			<xs:attribute name="CurrentEmploymentMonthsOnJob" type="xs:string"/>
-			<xs:attribute name="CurrentEmploymentStartDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="CurrentEmploymentTimeInLineOfWorkYears" type="MISMOdtdNumeric"/>
-			<xs:attribute name="CurrentEmploymentYearsonJob" type="MISMOdtdNumeric"/>
-			<xs:attribute name="EmploymentBorrowerSelfEmployedIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="EmploymentCurrentIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="EmploymentPositionDescription" type="xs:string"/>
-			<xs:attribute name="EmploymentPrimaryIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="EmploymentReportedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="IncomeEmploymentMonthlyAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="PreviousEmploymentEndDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="PreviousEmploymentStartDate" type="MISMOdtdDateTime"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="LANDLORD">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0"/>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="PARSED_STREET_ADDRESS">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_ApartmentOrUnit" type="xs:string"/>
-					<xs:attribute name="_DirectionPrefix" type="xs:string"/>
-					<xs:attribute name="_DirectionSuffix" type="xs:string"/>
-					<xs:attribute name="_HouseNumber" type="xs:string"/>
-					<xs:attribute name="_Military_APO_FPO" type="xs:string"/>
-					<xs:attribute name="_PostOfficeBox" type="xs:string"/>
-					<xs:attribute name="_RuralRoute" type="xs:string"/>
-					<xs:attribute name="_StreetName" type="xs:string"/>
-					<xs:attribute name="_StreetSuffix" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="REGULATORY_PRODUCT">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_MATCH" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-			<xs:attribute name="CreditRepositorySourceType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Equifax"/>
-						<xs:enumeration value="MergedData"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Experian"/>
-						<xs:enumeration value="TransUnion"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditRepositorySourceTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_SourceType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="OFAC"/>
-						<xs:enumeration value="Other"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_SourceTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_ProviderDescription" type="xs:string"/>
-			<xs:attribute name="_ResultText" type="xs:string"/>
-			<xs:attribute name="_ResultStatusType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Error"/>
-						<xs:enumeration value="Hit"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Clear"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_ResultStatusTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_DisclaimerText" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_MATCH">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="PostalCode"/>
-								<xs:enumeration value="FirstName"/>
-								<xs:enumeration value="City"/>
-								<xs:enumeration value="Address"/>
-								<xs:enumeration value="State"/>
-								<xs:enumeration value="Other"/>
-								<xs:enumeration value="LastName"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="REQUESTING_PARTY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="InternalAccountIdentifier" type="xs:string"/>
-			<xs:attribute name="LenderCaseIdentifier" type="xs:string" use="required"/>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-			<xs:attribute name="_RequestedByName" type="xs:string" use="required"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="UNMERGED_LIABILITY">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_CREDITOR" minOccurs="0"/>
-				<xs:element ref="_CURRENT_RATING" minOccurs="0"/>
-				<xs:element ref="_HIGHEST_ADVERSE_RATING" minOccurs="0"/>
-				<xs:element ref="_LATE_COUNT" minOccurs="0"/>
-				<xs:element ref="_MOST_RECENT_ADVERSE_RATING" minOccurs="0"/>
-				<xs:element ref="_PAYMENT_PATTERN" minOccurs="0"/>
-				<xs:element ref="_PRIOR_ADVERSE_RATING" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_REPOSITORY" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="CreditLiabilityID" type="xs:ID"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS"/>
-			<xs:attribute name="CreditTradeReferenceID" type="xs:IDREF"/>
-			<xs:attribute name="_AccountClosedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountIdentifier" type="xs:string"/>
-			<xs:attribute name="_AccountOpenedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountOwnershipType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="OnBehalfOf"/>
-						<xs:enumeration value="Terminated"/>
-						<xs:enumeration value="Individual"/>
-						<xs:enumeration value="JointContractualLiability"/>
-						<xs:enumeration value="Maker"/>
-						<xs:enumeration value="Comaker"/>
-						<xs:enumeration value="JointParticipating"/>
-						<xs:enumeration value="Undesignated"/>
-						<xs:enumeration value="AuthorizedUser"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_AccountPaidDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountReportedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountBalanceDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountStatusDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_AccountStatusType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Transferred"/>
-						<xs:enumeration value="Paid"/>
-						<xs:enumeration value="Open"/>
-						<xs:enumeration value="Frozen"/>
-						<xs:enumeration value="Closed"/>
-						<xs:enumeration value="Refinanced"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_AccountType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Installment"/>
-						<xs:enumeration value="Open"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Revolving"/>
-						<xs:enumeration value="CreditLine"/>
-						<xs:enumeration value="Mortgage"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_BalloonPaymentAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BalloonPaymentDueDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_ChargeOffAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_ChargeOffDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_CollateralDescription" type="xs:string"/>
-			<xs:attribute name="_ConsumerDisputeIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_CreditLimitAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_DerogatoryDataIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_HighBalanceAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_HighCreditAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_LastActivityDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_ManualUpdateIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_MonthlyPaymentAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_MonthsRemainingCount" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_MonthsReviewedCount" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_OriginalCreditorName" type="xs:string"/>
-			<xs:attribute name="_PastDueAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_TermsDescription" type="xs:string"/>
-			<xs:attribute name="_TermsMonthsCount" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_TermsSourceType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Calculated"/>
-						<xs:enumeration value="Provided"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_UnpaidBalanceAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="CreditBusinessType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Grocery"/>
-						<xs:enumeration value="Contractors"/>
-						<xs:enumeration value="Insurance"/>
-						<xs:enumeration value="UtilitiesAndFuel"/>
-						<xs:enumeration value="PersonalServicesNotMedical"/>
-						<xs:enumeration value="Clothing"/>
-						<xs:enumeration value="MiscellaneousAndPublicRecord"/>
-						<xs:enumeration value="FarmAndGardenSupplies"/>
-						<xs:enumeration value="Government"/>
-						<xs:enumeration value="HomeFurnishing"/>
-						<xs:enumeration value="SportingGoods"/>
-						<xs:enumeration value="Automotive"/>
-						<xs:enumeration value="OilAndNationalCreditCards"/>
-						<xs:enumeration value="Finance"/>
-						<xs:enumeration value="Employment"/>
-						<xs:enumeration value="CollectionServices"/>
-						<xs:enumeration value="Banking"/>
-						<xs:enumeration value="LumberAndHardware"/>
-						<xs:enumeration value="MedicalAndHealth"/>
-						<xs:enumeration value="Advertising"/>
-						<xs:enumeration value="RealEstateAndPublicAccommodation"/>
-						<xs:enumeration value="JewelryAndCamera"/>
-						<xs:enumeration value="Wholesale"/>
-						<xs:enumeration value="DepartmentAndMailOrder"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditCounselingIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditLoanType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="GovernmentUnsecuredDirectLoan"/>
-						<xs:enumeration value="GovernmentEmployeeAdvance"/>
-						<xs:enumeration value="FederalConsolidatedLoan"/>
-						<xs:enumeration value="Automobile"/>
-						<xs:enumeration value="SecondMortgage"/>
-						<xs:enumeration value="CombinedCreditPlan"/>
-						<xs:enumeration value="Business"/>
-						<xs:enumeration value="GovernmentSecuredDirectLoan"/>
-						<xs:enumeration value="SpouseSupport"/>
-						<xs:enumeration value="LenderPlacedInsurance"/>
-						<xs:enumeration value="PartiallySecured"/>
-						<xs:enumeration value="HouseholdGoodsSecured"/>
-						<xs:enumeration value="FHAComakerNotBorrower"/>
-						<xs:enumeration value="ReturnedCheck"/>
-						<xs:enumeration value="Boat"/>
-						<xs:enumeration value="FactoringCompanyAccount"/>
-						<xs:enumeration value="DeferredStudentLoan"/>
-						<xs:enumeration value="GovernmentBenefit"/>
-						<xs:enumeration value="ChildSupport"/>
-						<xs:enumeration value="CollectionAttorney"/>
-						<xs:enumeration value="ApplianceOrFurniture"/>
-						<xs:enumeration value="AutoLoanEquityTransfer"/>
-						<xs:enumeration value="GovernmentOverpayment"/>
-						<xs:enumeration value="TimeSharedLoan"/>
-						<xs:enumeration value="MobileHome"/>
-						<xs:enumeration value="GovernmentMiscellaneousDebt"/>
-						<xs:enumeration value="GovernmentFeeForService"/>
-						<xs:enumeration value="SinglePaymentLoan"/>
-						<xs:enumeration value="MedicalDebt"/>
-						<xs:enumeration value="RefundAnticipationLoan"/>
-						<xs:enumeration value="PersonalLoan"/>
-						<xs:enumeration value="CheckCreditOrLineOfCredit"/>
-						<xs:enumeration value="SecuredByCosigner"/>
-						<xs:enumeration value="GovernmentSecuredGuaranteeLoan"/>
-						<xs:enumeration value="AttorneyFees"/>
-						<xs:enumeration value="SecuredHomeImprovement"/>
-						<xs:enumeration value="HomeEquityLineOfCredit"/>
-						<xs:enumeration value="Collection"/>
-						<xs:enumeration value="Refinance"/>
-						<xs:enumeration value="ManualMortgage"/>
-						<xs:enumeration value="HouseholdGoods"/>
-						<xs:enumeration value="FarmersHomeAdministrationFHMA"/>
-						<xs:enumeration value="ConstructionLoan"/>
-						<xs:enumeration value="CreditCard"/>
-						<xs:enumeration value="RealEstateSpecificTypeUnknown"/>
-						<xs:enumeration value="BusinessCreditCard"/>
-						<xs:enumeration value="CommercialLineOfCredit"/>
-						<xs:enumeration value="DebitCard"/>
-						<xs:enumeration value="CreditLineSecured"/>
-						<xs:enumeration value="CommercialCreditObligation"/>
-						<xs:enumeration value="NoteLoanWithComaker"/>
-						<xs:enumeration value="InstallmentSalesContract"/>
-						<xs:enumeration value="Lease"/>
-						<xs:enumeration value="Comaker"/>
-						<xs:enumeration value="RecreationalVehicle"/>
-						<xs:enumeration value="RealEstateLoanEquityTransfer"/>
-						<xs:enumeration value="GovernmentGrant"/>
-						<xs:enumeration value="HouseholdGoodsAndOtherCollateralAuto"/>
-						<xs:enumeration value="GovernmentFine"/>
-						<xs:enumeration value="RentalAgreement"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Secured"/>
-						<xs:enumeration value="GovernmentUnsecuredGuaranteeLoan"/>
-						<xs:enumeration value="RealEstateMortgageWithoutOtherCollateral"/>
-						<xs:enumeration value="Employment"/>
-						<xs:enumeration value="Mortgage"/>
-						<xs:enumeration value="BiMonthlyMortgageTermInYears"/>
-						<xs:enumeration value="FamilySupport"/>
-						<xs:enumeration value="VeteransAdministrationLoan"/>
-						<xs:enumeration value="Unsecured"/>
-						<xs:enumeration value="Consolidation"/>
-						<xs:enumeration value="AutoRefinance"/>
-						<xs:enumeration value="InstallmentLoan"/>
-						<xs:enumeration value="FinanceStatement"/>
-						<xs:enumeration value="ResidentialLoan"/>
-						<xs:enumeration value="UnknownLoanType"/>
-						<xs:enumeration value="SummaryOfAccountsWithSameStatus"/>
-						<xs:enumeration value="SecuredCreditCard"/>
-						<xs:enumeration value="Title1Loan"/>
-						<xs:enumeration value="Educational"/>
-						<xs:enumeration value="HomeImprovement"/>
-						<xs:enumeration value="ChargeAccount"/>
-						<xs:enumeration value="InsuranceClaims"/>
-						<xs:enumeration value="ConventionalRealEstateMortgage"/>
-						<xs:enumeration value="Airplane"/>
-						<xs:enumeration value="RealEstateJuniorLiens"/>
-						<xs:enumeration value="DepositRelated"/>
-						<xs:enumeration value="NoteLoan"/>
-						<xs:enumeration value="DebtCounselingService"/>
-						<xs:enumeration value="VeteransAdministrationRealEstateMortgage"/>
-						<xs:enumeration value="Agriculture"/>
-						<xs:enumeration value="FHARealEstateMortgage"/>
-						<xs:enumeration value="RevolvingBusinessLines"/>
-						<xs:enumeration value="Recreational"/>
-						<xs:enumeration value="ConditionalSalesContract"/>
-						<xs:enumeration value="AutoLease"/>
-						<xs:enumeration value="SemiMonthlyMortgagePayment"/>
-						<xs:enumeration value="FHAHomeImprovement"/>
-						<xs:enumeration value="CommercialMortgage"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="CreditLoanTypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="UNMERGED_PUBLIC_RECORD">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CREDIT_COMMENT" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="CREDIT_REPOSITORY" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="VERIFICATION" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="UnmergedPublicRecordID" type="xs:ID"/>
-			<xs:attribute name="BorrowerID" type="xs:IDREFS"/>
-			<xs:attribute name="CreditFileID" type="xs:IDREFS"/>
-			<xs:attribute name="CreditTradeReferenceID" type="xs:IDREF"/>
-			<xs:attribute name="_AccountOwnershipType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Joint"/>
-						<xs:enumeration value="Terminated"/>
-						<xs:enumeration value="Individual"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_AttorneyName" type="xs:string"/>
-			<xs:attribute name="_BankruptcyAdjustmentPercent" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_BankruptcyAssetsAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BankruptcyExemptAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BankruptcyLiabilitiesAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_BankruptcyRepaymentPercent" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_BankruptcyType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Business"/>
-						<xs:enumeration value="Personal"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_ConsumerDisputeIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_CourtName" type="xs:string"/>
-			<xs:attribute name="_DefendantName" type="xs:string"/>
-			<xs:attribute name="_DerogatoryDataIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_DispositionDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_DispositionType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="RealEstateSold"/>
-						<xs:enumeration value="Converted"/>
-						<xs:enumeration value="Dismissed"/>
-						<xs:enumeration value="Distributed"/>
-						<xs:enumeration value="PaidNotSatisfied"/>
-						<xs:enumeration value="InvoluntarilyDischarged"/>
-						<xs:enumeration value="Nonadjudicated"/>
-						<xs:enumeration value="Appealed"/>
-						<xs:enumeration value="Withdrawn"/>
-						<xs:enumeration value="Paid"/>
-						<xs:enumeration value="Completed"/>
-						<xs:enumeration value="Discharged"/>
-						<xs:enumeration value="Satisfied"/>
-						<xs:enumeration value="Pending"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Released"/>
-						<xs:enumeration value="Granted"/>
-						<xs:enumeration value="Rescinded"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="Settled"/>
-						<xs:enumeration value="Unsatisfied"/>
-						<xs:enumeration value="VoluntarilyDischarged"/>
-						<xs:enumeration value="Filed"/>
-						<xs:enumeration value="Cancelled"/>
-						<xs:enumeration value="Adjudicated"/>
-						<xs:enumeration value="Unreleased"/>
-						<xs:enumeration value="Vacated"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_DispositionTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_DocketIdentifier" type="xs:string"/>
-			<xs:attribute name="_FiledDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_LegalObligationAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="_ManualUpdateIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_PaidDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_PaymentFrequencyType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Monthly"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Biweekly"/>
-						<xs:enumeration value="LumpSum"/>
-						<xs:enumeration value="Weekly"/>
-						<xs:enumeration value="Yearly"/>
-						<xs:enumeration value="Other"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_PlaintiffName" type="xs:string"/>
-			<xs:attribute name="_ReportedDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_SettledDate" type="MISMOdtdDateTime"/>
-			<xs:attribute name="_Type">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="SupportDebt"/>
-						<xs:enumeration value="NoticeOfDefault"/>
-						<xs:enumeration value="BankruptcyChapter11"/>
-						<xs:enumeration value="Lien"/>
-						<xs:enumeration value="BankruptcyChapter12"/>
-						<xs:enumeration value="RealEstateRecording"/>
-						<xs:enumeration value="FinancialCounseling"/>
-						<xs:enumeration value="BankruptcyChapter13"/>
-						<xs:enumeration value="Attachment"/>
-						<xs:enumeration value="LawSuit"/>
-						<xs:enumeration value="DivorceDecree"/>
-						<xs:enumeration value="TaxLienState"/>
-						<xs:enumeration value="Unknown"/>
-						<xs:enumeration value="Trusteeship"/>
-						<xs:enumeration value="Collection"/>
-						<xs:enumeration value="BankruptcyTypeUnknown"/>
-						<xs:enumeration value="Repossession"/>
-						<xs:enumeration value="Garnishment"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="PublicSale"/>
-						<xs:enumeration value="BankruptcyChapter7"/>
-						<xs:enumeration value="UnlawfulDetainer"/>
-						<xs:enumeration value="FicticiousName"/>
-						<xs:enumeration value="ForcibleDetainer"/>
-						<xs:enumeration value="CustodyAgreement"/>
-						<xs:enumeration value="BankruptcyChapter7Voluntary"/>
-						<xs:enumeration value="TaxLienCounty"/>
-						<xs:enumeration value="TaxLienCity"/>
-						<xs:enumeration value="FinancingStatement"/>
-						<xs:enumeration value="Foreclosure"/>
-						<xs:enumeration value="BankruptcyChapter7Involuntary"/>
-						<xs:enumeration value="Annulment"/>
-						<xs:enumeration value="TaxLienFederal"/>
-						<xs:enumeration value="NonResponsibility"/>
-						<xs:enumeration value="TaxLienOther"/>
-						<xs:enumeration value="Judgment"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="VERIFICATION">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_ByName" type="xs:string"/>
-					<xs:attribute name="_Comment" type="xs:string"/>
-					<xs:attribute name="_Date" type="MISMOdtdDateTime"/>
-					<xs:attribute name="_StatusType">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="NotVerified"/>
-								<xs:enumeration value="ToBeVerified"/>
-								<xs:enumeration value="Verified"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_ALERT_MESSAGE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_Text" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_AdverseIndicator">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Y"/>
-						<xs:enumeration value="N"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_CategoryType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="SSNVerification"/>
-						<xs:enumeration value="FACTAFraudVictimInitial"/>
-						<xs:enumeration value="FACTAFraudVictimExtended"/>
-						<xs:enumeration value="DemographicsVerification"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="DeathClaim"/>
-						<xs:enumeration value="FACTARiskScoreValue"/>
-						<xs:enumeration value="FACTAActiveDuty"/>
-						<xs:enumeration value="FraudVictim"/>
-						<xs:enumeration value="FACTAAddressDiscrepancy"/>
-						<xs:enumeration value="CreditFileSuppressed"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_CategoryTypeOtherDescription" type="xs:string"/>
-			<xs:attribute name="_Code" type="xs:string"/>
-			<xs:attribute name="_Type" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="TransUnionHighRiskFraudAlert"/>
-						<xs:enumeration value="EquifaxSAFESCAN"/>
-						<xs:enumeration value="TransUnionHAWKAlert"/>
-						<xs:enumeration value="EquifaxSSNVerified"/>
-						<xs:enumeration value="ExperianFACSPlus"/>
-						<xs:enumeration value="TransUnionTransAlert"/>
-						<xs:enumeration value="Other"/>
-						<xs:enumeration value="TransUnionIDMismatchAlert"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_ALIAS">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_FirstName" type="xs:string" use="required"/>
-					<xs:attribute name="_LastName" type="xs:string" use="required"/>
-					<xs:attribute name="_MiddleName" type="xs:string"/>
-					<xs:attribute name="_NameSuffix" type="xs:string"/>
-					<xs:attribute name="_UnparsedName" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_BORROWER">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="_ALIAS" maxOccurs="unbounded"/>
-				<xs:element ref="_RESIDENCE" maxOccurs="unbounded"/>
-				<xs:element ref="EMPLOYER" maxOccurs="unbounded"/>
-				<xs:element ref="_UnparsedAddress" minOccurs="0" maxOccurs="unbounded"/>
-				<xs:element ref="_UnparsedEmployment" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_AgeYears" type="MISMOdtdNumeric"/>
-			<xs:attribute name="_BirthDate" type="MISMOdtdDateTime" use="required"/>
-			<xs:attribute name="_FirstName" type="xs:string" use="required"/>
-			<xs:attribute name="_LastName" type="xs:string" use="required"/>
-			<xs:attribute name="_MiddleName" type="xs:string"/>
-			<xs:attribute name="_NameSuffix" type="xs:string"/>
-			<xs:attribute name="_SSN" type="xs:string" use="required"/>
-			<xs:attribute name="_UnparsedName" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_CREDITOR">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="_Name" type="xs:string" use="required"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_CURRENT_RATING">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Code" type="xs:string" use="required"/>
-					<xs:attribute name="_Type" use="required">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Late60Days"/>
-								<xs:enumeration value="ChargeOff"/>
-								<xs:enumeration value="LateOver120Days"/>
-								<xs:enumeration value="Late90Days"/>
-								<xs:enumeration value="TooNew"/>
-								<xs:enumeration value="NoDataAvailable"/>
-								<xs:enumeration value="Collection"/>
-								<xs:enumeration value="CollectionOrChargeOff"/>
-								<xs:enumeration value="BankruptcyOrWageEarnerPlan"/>
-								<xs:enumeration value="Repossession"/>
-								<xs:enumeration value="ForeclosureOrRepossession"/>
-								<xs:enumeration value="AsAgreed"/>
-								<xs:enumeration value="WageEarnerPlan"/>
-								<xs:enumeration value="Foreclosure"/>
-								<xs:enumeration value="Late30Days"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_DATA_SET">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Name" type="xs:string"/>
-					<xs:attribute name="_Value" type="xs:string"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_FACTOR">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Code" type="xs:string" use="required"/>
-					<xs:attribute name="_Text" type="xs:string" use="required"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_HIGHEST_ADVERSE_RATING">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Amount" type="MISMOdtdMoney"/>
-					<xs:attribute name="_Code" type="xs:string"/>
-					<xs:attribute name="_Date" type="MISMOdtdDateTime"/>
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Late60Days"/>
-								<xs:enumeration value="ChargeOff"/>
-								<xs:enumeration value="LateOver120Days"/>
-								<xs:enumeration value="Late90Days"/>
-								<xs:enumeration value="TooNew"/>
-								<xs:enumeration value="NoDataAvailable"/>
-								<xs:enumeration value="Collection"/>
-								<xs:enumeration value="CollectionOrChargeOff"/>
-								<xs:enumeration value="BankruptcyOrWageEarnerPlan"/>
-								<xs:enumeration value="Repossession"/>
-								<xs:enumeration value="ForeclosureOrRepossession"/>
-								<xs:enumeration value="AsAgreed"/>
-								<xs:enumeration value="WageEarnerPlan"/>
-								<xs:enumeration value="Foreclosure"/>
-								<xs:enumeration value="Late30Days"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_LATE_COUNT">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="PERIODIC_LATE_COUNT" minOccurs="0" maxOccurs="unbounded"/>
-			</xs:sequence>
-			<xs:attribute name="_30Days" type="MISMOdtdNumeric" use="required"/>
-			<xs:attribute name="_60Days" type="MISMOdtdNumeric" use="required"/>
-			<xs:attribute name="_90Days" type="MISMOdtdNumeric" use="required"/>
-			<xs:attribute name="_120Days" type="MISMOdtdNumeric"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="PERIODIC_LATE_COUNT">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="ThirdYear"/>
-								<xs:enumeration value="SecondYear"/>
-								<xs:enumeration value="Other"/>
-								<xs:enumeration value="FirstYear"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-					<xs:attribute name="_TypeOtherDescription" type="xs:string"/>
-					<xs:attribute name="_30Days" type="MISMOdtdNumeric"/>
-					<xs:attribute name="_60Days" type="MISMOdtdNumeric"/>
-					<xs:attribute name="_90Days" type="MISMOdtdNumeric"/>
-					<xs:attribute name="_120Days" type="MISMOdtdNumeric"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_MOST_RECENT_ADVERSE_RATING">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Amount" type="MISMOdtdMoney"/>
-					<xs:attribute name="_Code" type="xs:string"/>
-					<xs:attribute name="_Date" type="MISMOdtdDateTime"/>
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Late60Days"/>
-								<xs:enumeration value="ChargeOff"/>
-								<xs:enumeration value="LateOver120Days"/>
-								<xs:enumeration value="Late90Days"/>
-								<xs:enumeration value="TooNew"/>
-								<xs:enumeration value="NoDataAvailable"/>
-								<xs:enumeration value="Collection"/>
-								<xs:enumeration value="CollectionOrChargeOff"/>
-								<xs:enumeration value="BankruptcyOrWageEarnerPlan"/>
-								<xs:enumeration value="Repossession"/>
-								<xs:enumeration value="ForeclosureOrRepossession"/>
-								<xs:enumeration value="AsAgreed"/>
-								<xs:enumeration value="WageEarnerPlan"/>
-								<xs:enumeration value="Foreclosure"/>
-								<xs:enumeration value="Late30Days"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_OWNING_BUREAU">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="_Identifier" type="xs:string"/>
-			<xs:attribute name="_Name" type="xs:string"/>
-			<xs:attribute name="_StreetAddress" type="xs:string"/>
-			<xs:attribute name="_StreetAddress2" type="xs:string"/>
-			<xs:attribute name="_City" type="xs:string"/>
-			<xs:attribute name="_State" type="xs:string"/>
-			<xs:attribute name="_PostalCode" type="xs:string"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_PAYMENT_PATTERN">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Data" type="xs:string" use="required"/>
-					<xs:attribute name="_StartDate" type="MISMOdtdDateTime" use="required"/>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_PRIOR_ADVERSE_RATING">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Code" type="xs:string"/>
-					<xs:attribute name="_Date" type="MISMOdtdDateTime"/>
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="Late60Days"/>
-								<xs:enumeration value="ChargeOff"/>
-								<xs:enumeration value="LateOver120Days"/>
-								<xs:enumeration value="Late90Days"/>
-								<xs:enumeration value="TooNew"/>
-								<xs:enumeration value="NoDataAvailable"/>
-								<xs:enumeration value="Collection"/>
-								<xs:enumeration value="CollectionOrChargeOff"/>
-								<xs:enumeration value="BankruptcyOrWageEarnerPlan"/>
-								<xs:enumeration value="Repossession"/>
-								<xs:enumeration value="ForeclosureOrRepossession"/>
-								<xs:enumeration value="AsAgreed"/>
-								<xs:enumeration value="WageEarnerPlan"/>
-								<xs:enumeration value="Foreclosure"/>
-								<xs:enumeration value="Late30Days"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_RESIDENCE">
-		<xs:complexType>
-			<xs:sequence>
-				<xs:element ref="PARSED_STREET_ADDRESS" minOccurs="0"/>
-				<xs:element ref="CONTACT_DETAIL" minOccurs="0"/>
-				<xs:element ref="LANDLORD" minOccurs="0"/>
-			</xs:sequence>
-			<xs:attribute name="_StreetAddress" type="xs:string" use="required"/>
-			<xs:attribute name="_City" type="xs:string" use="required"/>
-			<xs:attribute name="_State" type="xs:string" use="required"/>
-			<xs:attribute name="_PostalCode" type="xs:string" use="required"/>
-			<xs:attribute name="_Country" type="xs:string"/>
-			<xs:attribute name="BorrowerResidencyBasisType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Rent"/>
-						<xs:enumeration value="Own"/>
-						<xs:enumeration value="LivingRentFree"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="BorrowerResidencyDurationMonths" type="MISMOdtdNumeric"/>
-			<xs:attribute name="BorrowerResidencyDurationYears" type="MISMOdtdNumeric"/>
-			<xs:attribute name="BorrowerResidencyType" use="required">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Current"/>
-						<xs:enumeration value="Prior"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-			<xs:attribute name="MonthlyRentAmount" type="MISMOdtdMoney"/>
-			<xs:attribute name="MonthlyRentCurrentRatingType">
-				<xs:simpleType>
-					<xs:restriction base="xs:NMTOKEN">
-						<xs:enumeration value="Late60Days"/>
-						<xs:enumeration value="ChargeOff"/>
-						<xs:enumeration value="LateOver120Days"/>
-						<xs:enumeration value="Late90Days"/>
-						<xs:enumeration value="TooNew"/>
-						<xs:enumeration value="NoDataAvailable"/>
-						<xs:enumeration value="Collection"/>
-						<xs:enumeration value="AsAgreed"/>
-						<xs:enumeration value="Late30Days"/>
-					</xs:restriction>
-				</xs:simpleType>
-			</xs:attribute>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_VARIATION">
-		<xs:complexType>
-			<xs:complexContent>
-				<xs:restriction base="xs:anyType">
-					<xs:attribute name="_Type">
-						<xs:simpleType>
-							<xs:restriction base="xs:NMTOKEN">
-								<xs:enumeration value="DifferentSSN"/>
-								<xs:enumeration value="DifferentLastName"/>
-								<xs:enumeration value="DifferentGeneration"/>
-								<xs:enumeration value="DifferentAddress"/>
-								<xs:enumeration value="DifferentBirthDate"/>
-								<xs:enumeration value="DifferentName"/>
-							</xs:restriction>
-						</xs:simpleType>
-					</xs:attribute>
-				</xs:restriction>
-			</xs:complexContent>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_Text">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_UnparsedAddress">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-	<xs:element name="_UnparsedEmployment">
-		<xs:complexType mixed="true">
-			<xs:choice minOccurs="0" maxOccurs="unbounded"/>
-		</xs:complexType>
-	</xs:element>
-</xs:schema>

Added: labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/apocrif.xsd
===================================================================
--- labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/apocrif.xsd	                        (rev 0)
+++ labs/jbossrules/contrib/apocrif/jbossrules/src/test/resources/xsd/apocrif.xsd	2007-05-18 03:24:56 UTC (rev 11934)
@@ -0,0 +1,353 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" elementFormDefault="qualified">
+  <xs:element name="LOAN_APPLICATION">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="_DATA_INFORMATION"/>
+        <xs:element ref="ADDITIONAL_CASE_DATA"/>
+        <xs:element ref="ASSET"/>
+        <xs:element ref="GOVERNMENT_REPORTING"/>
+        <xs:element ref="INTERVIEWER_INFORMATION"/>
+        <xs:element ref="LIABILITY"/>
+        <xs:element ref="LOAN_PRODUCT_DATA"/>
+        <xs:element ref="LOAN_PURPOSE"/>
+        <xs:element ref="LOAN_QUALIFICATION"/>
+        <xs:element ref="MORTGAGE_TERMS"/>
+        <xs:element ref="PROPERTY"/>
+        <xs:element ref="PROPOSED_HOUSING_EXPENSE"/>
+        <xs:element ref="REO_PROPERTY"/>
+        <xs:element ref="TRANSACTION_DETAIL"/>
+        <xs:element ref="BORROWER"/>
+      </xs:sequence>
+      <xs:attribute name="MISMOVersionID" use="required" type="xs:NMTOKEN"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="_DATA_INFORMATION">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="DATA_VERSION"/>
+      </xs:sequence>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="DATA_VERSION">
+    <xs:complexType>
+      <xs:attribute name="_Name" use="required" type="xs:NCName"/>
+      <xs:attribute name="_Number" use="required" type="xs:NMTOKEN"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="ADDITIONAL_CASE_DATA">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="MORTGAGE_SCORE"/>
+        <xs:element ref="TRANSMITTAL_DATA"/>
+      </xs:sequence>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="MORTGAGE_SCORE">
+    <xs:complexType>
+      <xs:attribute name="_Value" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="TRANSMITTAL_DATA">
+    <xs:complexType>
+      <xs:attribute name="BelowMarketSubordinateFinancingIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="CurrentFirstMortgageHolderType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PropertyEstimatedValueAmount" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="ASSET">
+    <xs:complexType>
+      <xs:attribute name="BorrowerID" use="required" type="xs:NCName"/>
+      <xs:attribute name="_AccountIdentifier" use="required" type="xs:NCName"/>
+      <xs:attribute name="_CashOrMarketValueAmount" use="required" type="xs:integer"/>
+      <xs:attribute name="_HolderCity" use="required" type="xs:NCName"/>
+      <xs:attribute name="_HolderName" use="required"/>
+      <xs:attribute name="_HolderPostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="_HolderState" use="required" type="xs:NCName"/>
+      <xs:attribute name="_HolderStreetAddress" use="required"/>
+      <xs:attribute name="_Type" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="GOVERNMENT_REPORTING">
+    <xs:complexType>
+      <xs:attribute name="HMDAPreapprovalType" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="INTERVIEWER_INFORMATION">
+    <xs:complexType>
+      <xs:attribute name="ApplicationTakenMethodType" use="required" type="xs:NCName"/>
+      <xs:attribute name="InterviewerApplicationSignedDate" use="required" type="xs:NMTOKEN"/>
+      <xs:attribute name="InterviewersEmployerCity" use="required" type="xs:NCName"/>
+      <xs:attribute name="InterviewersEmployerName" use="required"/>
+      <xs:attribute name="InterviewersEmployerPostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="InterviewersEmployerState" use="required" type="xs:NCName"/>
+      <xs:attribute name="InterviewersEmployerStreetAddress" use="required"/>
+      <xs:attribute name="InterviewersTelephoneNumber" use="required" type="xs:integer"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="LIABILITY">
+    <xs:complexType>
+      <xs:attribute name="BorrowerID" use="required" type="xs:NCName"/>
+      <xs:attribute name="REO_ID" use="required" type="xs:NCName"/>
+      <xs:attribute name="_AccountIdentifier" use="required" type="xs:NCName"/>
+      <xs:attribute name="_ExclusionIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="_HolderCity" use="required" type="xs:NCName"/>
+      <xs:attribute name="_HolderName" use="required"/>
+      <xs:attribute name="_HolderPostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="_HolderState" use="required" type="xs:NCName"/>
+      <xs:attribute name="_HolderStreetAddress" use="required"/>
+      <xs:attribute name="_ID" use="required" type="xs:NCName"/>
+      <xs:attribute name="_MonthlyPaymentAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="_PayoffStatusIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="_RemainingTermMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="_Type" use="required" type="xs:NCName"/>
+      <xs:attribute name="_UnpaidBalanceAmount" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="LOAN_PRODUCT_DATA">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="ARM"/>
+        <xs:element ref="LOAN_FEATURES"/>
+        <xs:element ref="PAYMENT_ADJUSTMENT"/>
+        <xs:element ref="RATE_ADJUSTMENT"/>
+      </xs:sequence>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="ARM">
+    <xs:complexType>
+      <xs:attribute name="RateAdjustmentLifetimeCapPercent" use="required" type="xs:decimal"/>
+      <xs:attribute name="_ConversionOptionIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="_IndexCurrentValuePercent" use="required" type="xs:decimal"/>
+      <xs:attribute name="_IndexMarginPercent" use="required" type="xs:decimal"/>
+      <xs:attribute name="_IndexType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_QualifyingRatePercent" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="LOAN_FEATURES">
+    <xs:complexType>
+      <xs:attribute name="AssumabilityIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="BalloonIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="BuydownTemporarySubsidyIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="EscrowWaiverIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="GSEPropertyType" use="required" type="xs:NCName"/>
+      <xs:attribute name="LienPriorityType" use="required" type="xs:NCName"/>
+      <xs:attribute name="LoanRepaymentType" use="required" type="xs:NCName"/>
+      <xs:attribute name="LoanScheduledClosingDate" use="required" type="xs:NMTOKEN"/>
+      <xs:attribute name="PaymentFrequencyType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PrepaymentPenaltyIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="ScheduledFirstPaymentDate" use="required" type="xs:NMTOKEN"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="PAYMENT_ADJUSTMENT">
+    <xs:complexType>
+      <xs:attribute name="FirstPaymentAdjustmentMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="SubsequentPaymentAdjustmentMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="_PeriodNumber" use="required" type="xs:integer"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="RATE_ADJUSTMENT">
+    <xs:complexType>
+      <xs:attribute name="FirstRateAdjustmentMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="SubsequentRateAdjustmentMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="_DurationMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="_Percent" use="required" type="xs:integer"/>
+      <xs:attribute name="_PeriodNumber" use="required" type="xs:integer"/>
+      <xs:attribute name="_SubsequentCapPercent" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="LOAN_PURPOSE">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="CONSTRUCTION_REFINANCE_DATA"/>
+      </xs:sequence>
+      <xs:attribute name="PropertyRightsType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PropertyUsageType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_Type" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="CONSTRUCTION_REFINANCE_DATA">
+    <xs:complexType>
+      <xs:attribute name="GSERefinancePurposeType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PropertyAcquiredYear" use="required" type="xs:integer"/>
+      <xs:attribute name="PropertyExistingLienAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="PropertyOriginalCostAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="RefinanceImprovementsType" use="required" type="xs:NCName"/>
+      <xs:attribute name="SecondaryFinancingRefinanceIndicator" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="LOAN_QUALIFICATION">
+    <xs:complexType>
+      <xs:attribute name="AdditionalBorrowerAssetsConsideredIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="AdditionalBorrowerAssetsNotConsideredIndicator" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="MORTGAGE_TERMS">
+    <xs:complexType>
+      <xs:attribute name="ARMTypeDescription" use="required"/>
+      <xs:attribute name="BaseLoanAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="BorrowerRequestedLoanAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="LenderCaseIdentifier" use="required" type="xs:NCName"/>
+      <xs:attribute name="LoanAmortizationTermMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="LoanAmortizationType" use="required" type="xs:NCName"/>
+      <xs:attribute name="MortgageType" use="required" type="xs:NCName"/>
+      <xs:attribute name="RequestedInterestRatePercent" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="PROPERTY">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="PARSED_STREET_ADDRESS"/>
+        <xs:element ref="_VALUATION"/>
+      </xs:sequence>
+      <xs:attribute name="BuildingStatusType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PlannedUnitDevelopmentIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="_City" use="required" type="xs:NCName"/>
+      <xs:attribute name="_County" use="required" type="xs:NCName"/>
+      <xs:attribute name="_FinancedNumberOfUnits" use="required" type="xs:integer"/>
+      <xs:attribute name="_PostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="_State" use="required" type="xs:NCName"/>
+      <xs:attribute name="_StreetAddress" use="required"/>
+      <xs:attribute name="_StructureBuiltYear" use="required" type="xs:integer"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="PARSED_STREET_ADDRESS">
+    <xs:complexType>
+      <xs:attribute name="_HouseNumber" use="required" type="xs:integer"/>
+      <xs:attribute name="_StreetName" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="_VALUATION">
+    <xs:complexType>
+      <xs:attribute name="_MethodType" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="PROPOSED_HOUSING_EXPENSE">
+    <xs:complexType>
+      <xs:attribute name="HousingExpenseType" use="required"/>
+      <xs:attribute name="_PaymentAmount" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="REO_PROPERTY">
+    <xs:complexType>
+      <xs:attribute name="BorrowerID" use="required" type="xs:NCName"/>
+      <xs:attribute name="LiabilityID" use="required" type="xs:NCName"/>
+      <xs:attribute name="REO_ID" use="required" type="xs:NCName"/>
+      <xs:attribute name="_City" use="required" type="xs:NCName"/>
+      <xs:attribute name="_CurrentResidenceIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="_DispositionStatusType" use="required"/>
+      <xs:attribute name="_GSEPropertyType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_LienInstallmentAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="_LienUPBAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="_MaintenanceExpenseAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="_MarketValueAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="_PostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="_State" use="required" type="xs:NCName"/>
+      <xs:attribute name="_StreetAddress" use="required"/>
+      <xs:attribute name="_SubjectIndicator" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="TRANSACTION_DETAIL">
+    <xs:complexType>
+      <xs:attribute name="BorrowerPaidDiscountPointsTotalAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="EstimatedClosingCostsAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="FREReservesAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="PrepaidItemsEstimatedAmount" use="required" type="xs:decimal"/>
+      <xs:attribute name="RefinanceIncludingDebtsToBePaidOffAmount" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="BORROWER">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="_RESIDENCE"/>
+        <xs:element ref="CURRENT_INCOME"/>
+        <xs:element ref="DECLARATION"/>
+        <xs:element ref="EMPLOYER"/>
+        <xs:element ref="GOVERNMENT_MONITORING"/>
+        <xs:element maxOccurs="unbounded" ref="PRESENT_HOUSING_EXPENSE"/>
+      </xs:sequence>
+      <xs:attribute name="BorrowerID" use="required" type="xs:NCName"/>
+      <xs:attribute name="JointAssetLiabilityReportingType" use="required" type="xs:NCName"/>
+      <xs:attribute name="MaritalStatusType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_ApplicationSignedDate" use="required" type="xs:NMTOKEN"/>
+      <xs:attribute name="_BirthDate" use="required" type="xs:NMTOKEN"/>
+      <xs:attribute name="_FirstName" use="required" type="xs:NCName"/>
+      <xs:attribute name="_LastName" use="required" type="xs:NCName"/>
+      <xs:attribute name="_PrintPositionType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_SSN" use="required" type="xs:integer"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="_RESIDENCE">
+    <xs:complexType>
+      <xs:attribute name="BorrowerResidencyBasisType" use="required" type="xs:NCName"/>
+      <xs:attribute name="BorrowerResidencyDurationMonths" use="required" type="xs:integer"/>
+      <xs:attribute name="BorrowerResidencyDurationYears" use="required" type="xs:integer"/>
+      <xs:attribute name="BorrowerResidencyType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_City" use="required" type="xs:NCName"/>
+      <xs:attribute name="_Country" use="required" type="xs:NCName"/>
+      <xs:attribute name="_PostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="_State" use="required" type="xs:NCName"/>
+      <xs:attribute name="_StreetAddress" use="required"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="CURRENT_INCOME">
+    <xs:complexType>
+      <xs:attribute name="IncomeType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_MonthlyTotalAmount" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="DECLARATION">
+    <xs:complexType>
+      <xs:attribute name="AlimonyChildSupportObligationIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="BankruptcyIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="BorrowedDownPaymentIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="CitizenshipResidencyType" use="required" type="xs:NCName"/>
+      <xs:attribute name="CoMakerEndorserOfNoteIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="HomeownerPastThreeYearsType" use="required" type="xs:NCName"/>
+      <xs:attribute name="IntentToOccupyType" use="required" type="xs:NCName"/>
+      <xs:attribute name="LoanForeclosureOrJudgementIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="OutstandingJudgementsIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="PartyToLawsuitIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="PresentlyDelinquentIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="PriorPropertyTitleType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PriorPropertyUsageType" use="required" type="xs:NCName"/>
+      <xs:attribute name="PropertyForeclosedPastSevenYearsIndicator" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="EMPLOYER">
+    <xs:complexType>
+      <xs:attribute name="CurrentEmploymentMonthsOnJob" use="required" type="xs:integer"/>
+      <xs:attribute name="CurrentEmploymentYearsOnJob" use="required" type="xs:integer"/>
+      <xs:attribute name="EmploymentBorrowerSelfEmployedIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="EmploymentCurrentIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="EmploymentPrimaryIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="_City" use="required" type="xs:NCName"/>
+      <xs:attribute name="_Name" use="required"/>
+      <xs:attribute name="_PostalCode" use="required" type="xs:integer"/>
+      <xs:attribute name="_State" use="required" type="xs:NCName"/>
+      <xs:attribute name="_StreetAddress" use="required"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="GOVERNMENT_MONITORING">
+    <xs:complexType>
+      <xs:sequence>
+        <xs:element ref="HMDA_RACE"/>
+      </xs:sequence>
+      <xs:attribute name="GenderType" use="required" type="xs:NCName"/>
+      <xs:attribute name="HMDAEthnicityType" use="required" type="xs:NCName"/>
+      <xs:attribute name="RaceNationalOriginRefusalIndicator" use="required" type="xs:NCName"/>
+      <xs:attribute name="RaceNationalOriginType" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="HMDA_RACE">
+    <xs:complexType>
+      <xs:attribute name="_Type" use="required" type="xs:NCName"/>
+    </xs:complexType>
+  </xs:element>
+  <xs:element name="PRESENT_HOUSING_EXPENSE">
+    <xs:complexType>
+      <xs:attribute name="HousingExpenseType" use="required" type="xs:NCName"/>
+      <xs:attribute name="_PaymentAmount" use="required" type="xs:decimal"/>
+    </xs:complexType>
+  </xs:element>
+</xs:schema>


